Ponce Financial Group, Inc. (PDLB)
NASDAQ: PDLB · Real-Time Price · USD
16.38
0.00 (0.00%)
At close: Mar 6, 2026, 4:00 PM EST
16.33
-0.05 (-0.31%)
After-hours: Mar 6, 2026, 4:04 PM EST
Ponce Financial Group Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 162.51 | 130.51 | 95.81 | 69.87 | 65.53 | Upgrade
|
| Interest Income on Investments | 23.01 | 32.13 | 30.06 | 12.89 | 1.57 | Upgrade
|
| Total Interest Income | 185.53 | 162.64 | 125.87 | 82.75 | 67.1 | Upgrade
|
| Interest Paid on Deposits | 65.11 | 58.69 | 35.14 | 9.95 | 5.67 | Upgrade
|
| Interest Paid on Borrowings | 20.61 | 27.47 | 25.46 | 6.2 | 2.58 | Upgrade
|
| Total Interest Expense | 85.71 | 86.16 | 60.6 | 16.15 | 8.25 | Upgrade
|
| Net Interest Income | 99.81 | 76.48 | 65.27 | 66.6 | 58.85 | Upgrade
|
| Net Interest Income Growth (YoY) | 30.51% | 17.18% | -2.01% | 13.18% | 40.21% | Upgrade
|
| Gain (Loss) on Sale of Assets | - | - | - | -0.44 | 20.27 | Upgrade
|
| Other Non-Interest Income | 8.39 | 6.02 | 5.93 | 6.11 | 9.1 | Upgrade
|
| Total Non-Interest Income | 9.41 | 7.21 | 6.52 | 6.42 | 34.64 | Upgrade
|
| Non-Interest Income Growth (YoY) | 30.49% | 10.58% | 1.62% | -81.47% | 161.47% | Upgrade
|
| Revenues Before Loan Losses | 109.22 | 83.69 | 71.79 | 73.02 | 93.48 | Upgrade
|
| Provision for Loan Losses | 3.78 | 1.33 | 0.97 | 24.05 | 2.72 | Upgrade
|
| Revenue | 105.44 | 82.36 | 70.82 | 48.98 | 90.77 | Upgrade
|
| Revenue Growth (YoY) | 28.02% | 16.30% | 44.59% | -46.04% | 71.99% | Upgrade
|
| Salaries and Employee Benefits | 31.39 | 27.36 | 27.67 | 24.98 | 20.46 | Upgrade
|
| Occupancy Expenses | 15.79 | 10.61 | 10.29 | 9.4 | 8.99 | Upgrade
|
| Federal Deposit Insurance | 1.37 | 1.63 | 1.47 | 0.7 | - | Upgrade
|
| Selling, General & Administrative | 11.72 | 20.11 | 21.83 | 19.36 | 18.66 | Upgrade
|
| Other Non-Interest Expense | 6.75 | 6.97 | 7.4 | 26.39 | 9.03 | Upgrade
|
| Total Non-Interest Expense | 67.01 | 66.67 | 68.66 | 85.82 | 57.14 | Upgrade
|
| EBT Excluding Unusual Items | 38.43 | 15.69 | 2.15 | -36.85 | 33.62 | Upgrade
|
| Other Unusual Items | - | - | 3.7 | - | - | Upgrade
|
| Pretax Income | 38.43 | 15.69 | 5.85 | -36.85 | 33.62 | Upgrade
|
| Income Tax Expense | 9.73 | 4.71 | 2.5 | -6.85 | 8.21 | Upgrade
|
| Net Income | 28.7 | 10.97 | 3.35 | -30 | 25.42 | Upgrade
|
| Preferred Dividends & Other Adjustments | 1.13 | 0.64 | - | - | - | Upgrade
|
| Net Income to Common | 27.58 | 10.33 | 3.35 | -30 | 25.42 | Upgrade
|
| Net Income Growth | 161.60% | 227.33% | - | - | 559.62% | Upgrade
|
| Basic Shares Outstanding | 23 | 22 | 23 | 23 | 17 | Upgrade
|
| Diluted Shares Outstanding | 23 | 23 | 23 | 23 | 17 | Upgrade
|
| Shares Change (YoY) | 2.26% | -1.19% | 0.58% | 35.13% | -27.86% | Upgrade
|
| EPS (Basic) | 1.21 | 0.46 | 0.15 | -1.32 | 1.52 | Upgrade
|
| EPS (Diluted) | 1.20 | 0.46 | 0.15 | -1.32 | 1.51 | Upgrade
|
| EPS Growth | 160.87% | 212.14% | - | - | 817.87% | Upgrade
|
| Effective Tax Rate | 25.31% | 30.05% | 42.73% | - | 24.41% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.