Ponce Financial Group Statistics
Total Valuation
PDLB has a market cap or net worth of $477.71 million. The enterprise value is $960.75 million.
Important Dates
The next estimated earnings date is Friday, July 24, 2026, before market open.
| Earnings Date | Jul 24, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
PDLB has 24.19 million shares outstanding. The number of shares has increased by 2.18% in one year.
| Current Share Class | 24.19M |
| Shares Outstanding | 24.19M |
| Shares Change (YoY) | +2.18% |
| Shares Change (QoQ) | +0.29% |
| Owned by Insiders (%) | 5.85% |
| Owned by Institutions (%) | 40.64% |
| Float | 18.93M |
Valuation Ratios
The trailing PE ratio is 15.08 and the forward PE ratio is 1.87.
| PE Ratio | 15.08 |
| Forward PE | 1.87 |
| PS Ratio | 4.38 |
| Forward PS | n/a |
| PB Ratio | 1.46 |
| P/TBV Ratio | 1.46 |
| P/FCF Ratio | 8.60 |
| P/OCF Ratio | 8.47 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 31.77 |
| EV / Sales | 8.80 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 17.31 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 10.82 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 5.89%.
| Return on Equity (ROE) | 5.89% |
| Return on Assets (ROA) | 0.98% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.21% |
| Revenue Per Employee | $505,477 |
| Profits Per Employee | $140,009 |
| Employee Count | 216 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, PDLB has paid $10.46 million in taxes.
| Income Tax | 10.46M |
| Effective Tax Rate | 25.00% |
Stock Price Statistics
The stock price has increased by +46.84% in the last 52 weeks. The beta is 0.54, so PDLB's price volatility has been lower than the market average.
| Beta (5Y) | 0.54 |
| 52-Week Price Change | +46.84% |
| 50-Day Moving Average | 18.39 |
| 200-Day Moving Average | 16.54 |
| Relative Strength Index (RSI) | 64.73 |
| Average Volume (20 Days) | 108,178 |
Short Selling Information
The latest short interest is 281,241, so 1.16% of the outstanding shares have been sold short.
| Short Interest | 281,241 |
| Short Previous Month | 305,568 |
| Short % of Shares Out | 1.16% |
| Short % of Float | 1.49% |
| Short Ratio (days to cover) | 4.90 |
Income Statement
In the last 12 months, PDLB had revenue of $109.18 million and earned $30.24 million in profits. Earnings per share was $1.31.
| Revenue | 109.18M |
| Gross Profit | 109.18M |
| Operating Income | 43.14M |
| Pretax Income | 41.82M |
| Net Income | 30.24M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.31 |
Full Income StatementBalance Sheet
The company has $117.50 million in cash and $600.53 million in debt, giving a net cash position of -$483.03 million or -$19.97 per share.
| Cash & Cash Equivalents | 117.50M |
| Total Debt | 600.53M |
| Net Cash | -483.03M |
| Net Cash Per Share | -$19.97 |
| Equity (Book Value) | 551.36M |
| Book Value Per Share | 13.49 |
| Working Capital | -2.15B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $56.39 million and capital expenditures -$871,000, giving a free cash flow of $55.52 million.
| Operating Cash Flow | 56.39M |
| Capital Expenditures | -871,000 |
| Depreciation & Amortization | n/a |
| Net Borrowing | 50.00M |
| Free Cash Flow | 55.52M |
| FCF Per Share | $2.30 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 39.51% |
| Pretax Margin | 38.30% |
| Profit Margin | 28.73% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 50.85% |