Provident Financial Holdings, Inc. (PROV)
NASDAQ: PROV · Real-Time Price · USD
15.30
0.00 (0.00%)
At close: Dec 5, 2025, 4:00 PM EST
15.35
+0.05 (0.33%)
After-hours: Dec 5, 2025, 4:10 PM EST
PROV Cash Flow Statement
Financials in millions USD. Fiscal year is July - June.
Millions USD. Fiscal year is Jul - Jun.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Jun '25 Jun 30, 2025 | Jun '24 Jun 30, 2024 | Jun '23 Jun 30, 2023 | Jun '22 Jun 30, 2022 | Jun '21 Jun 30, 2021 | 2020 - 2016 |
| Net Income | 6.04 | 6.26 | 7.35 | 8.59 | 9.09 | 7.56 | Upgrade
|
| Depreciation & Amortization | 3.39 | 3.49 | 3.16 | 3.19 | 4.85 | 6.27 | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.14 | -0.19 | -0.54 | - | - | - | Upgrade
|
| Provision for Credit Losses | -0.6 | -0.67 | -0.06 | 0.37 | -2.46 | -0.71 | Upgrade
|
| Change in Accounts Payable | -1.9 | -1.91 | -2.4 | 0.12 | 0.48 | -0.66 | Upgrade
|
| Change in Other Net Operating Assets | 0.25 | -0.27 | -2 | 1.63 | -2.11 | -2.67 | Upgrade
|
| Other Operating Activities | 1.08 | 1.43 | -0.06 | 1.23 | 1.14 | 0.48 | Upgrade
|
| Operating Cash Flow | 8.62 | 8.69 | 5.69 | 16.33 | 11.79 | 11.57 | Upgrade
|
| Operating Cash Flow Growth | 76.68% | 52.77% | -65.18% | 38.43% | 1.90% | 45.50% | Upgrade
|
| Capital Expenditures | -0.4 | -0.53 | -1.59 | -0.74 | -0.17 | -0.23 | Upgrade
|
| Investment in Securities | 20.33 | 20.55 | 24.11 | 31.08 | 36.82 | -105.55 | Upgrade
|
| Net Decrease (Increase) in Loans Originated / Sold - Investing | 5.98 | 6.44 | 22.6 | -138.97 | -88.32 | 50.09 | Upgrade
|
| Other Investing Activities | - | - | -0.06 | -1.27 | -0.08 | -0.19 | Upgrade
|
| Investing Cash Flow | 25.91 | 26.46 | 45.06 | -109.9 | -51.75 | -55.87 | Upgrade
|
| Short-Term Debt Issued | - | - | - | 115.01 | 5 | - | Upgrade
|
| Long-Term Debt Issued | - | 87 | 85.5 | 65 | - | - | Upgrade
|
| Total Debt Issued | 48 | 87 | 85.5 | 180.01 | 5 | - | Upgrade
|
| Short-Term Debt Repaid | - | -35 | -52 | - | - | -5 | Upgrade
|
| Long-Term Debt Repaid | - | -77.51 | -30.01 | -30 | -20.98 | -35.06 | Upgrade
|
| Total Debt Repaid | -84.52 | -112.51 | -82.01 | -30 | -20.98 | -40.06 | Upgrade
|
| Net Debt Issued (Repaid) | -36.52 | -25.51 | 3.49 | 150.01 | -15.98 | -40.06 | Upgrade
|
| Issuance of Common Stock | - | - | - | - | - | 0.98 | Upgrade
|
| Repurchase of Common Stock | -4.04 | -4.58 | -2.6 | -5.07 | -4.31 | -3.21 | Upgrade
|
| Common Dividends Paid | -3.73 | -3.77 | -3.89 | -4 | -4.15 | -4.17 | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 10.98 | 0.42 | -62.22 | -4.93 | 17.53 | 45 | Upgrade
|
| Financing Cash Flow | -33.31 | -33.43 | -65.22 | 136.01 | -6.9 | -1.47 | Upgrade
|
| Net Cash Flow | 1.21 | 1.71 | -14.47 | 42.44 | -46.86 | -45.76 | Upgrade
|
| Free Cash Flow | 8.22 | 8.16 | 4.1 | 15.58 | 11.63 | 11.35 | Upgrade
|
| Free Cash Flow Growth | 123.10% | 99.10% | -73.72% | 34.02% | 2.47% | 46.90% | Upgrade
|
| Free Cash Flow Margin | 20.64% | 20.56% | 10.52% | 38.30% | 29.99% | 31.59% | Upgrade
|
| Free Cash Flow Per Share | 1.23 | 1.21 | 0.59 | 2.17 | 1.56 | 1.50 | Upgrade
|
| Cash Interest Paid | 21.45 | 21.4 | 19.76 | 7.48 | 3.17 | 4.66 | Upgrade
|
| Cash Income Tax Paid | 1.92 | 1.92 | 3.09 | 2.73 | 2.73 | 3.32 | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.