Provident Financial Holdings, Inc. (PROV)
| Market Cap | 107.56M |
| Revenue (ttm) | 39.61M |
| Net Income (ttm) | 6.10M |
| Shares Out | 6.25M |
| EPS (ttm) | 0.93 |
| PE Ratio | 18.48 |
| Forward PE | 15.50 |
| Dividend | $0.56 (3.26%) |
| Ex-Dividend Date | May 14, 2026 |
| Volume | 12,738 |
| Open | 17.25 |
| Previous Close | 17.17 |
| Day's Range | 17.17 - 17.25 |
| 52-Week Range | 14.95 - 17.42 |
| Beta | 0.32 |
| Analysts | Hold |
| Price Target | 16.75 (-2.62%) |
| Earnings Date | Jul 27, 2026 |
About PROV
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition,... [Read more]
Financial Performance
In fiscal year 2025, PROV's revenue was $39.67 million, an increase of 1.90% compared to the previous year's $38.93 million. Earnings were $6.26 million, a decrease of -14.91%.
Financial StatementsAnalyst Forecast
According to 2 analysts, the average rating for PROV stock is "Hold." The 12-month stock price target is $16.75, which is a decrease of -2.62% from the latest price.
News
Provident Financial assumed with a Neutral at Piper Sandler
Piper Sandler assumed coverage of Provident Financial (PROV) with a Neutral rating and $17 price target A more conservative view has been taken on Provident’s NIM outlook, driven by expectations…
Provident Bank Celebrates 70 Years of Community Impact with Over $984,000 Donated to Local Nonprofits Since 2006 Through Its Community Partnership Program
Provident Bank Celebrates 70 Years of Community Impact with Over $984,000 Donated to Local Nonprofits Since 2006 Through Its Community Partnership Program
Provident Financial Holdings Earnings Call Transcript: Q3 2026
Loan originations rose 5% sequentially, but higher prepayments offset growth. Net interest margin expanded to 3.13%, aided by a special dividend and lower funding costs. Capital returns through dividends and buybacks totaled 175% of net income.
Provident Financial Holdings Earnings release: Q3 2026
Provident Financial Holdings released its Q3 2026 earnings on April 29, 2026, summarizing the period's financial results.
Provident Financial Holdings Slides: Q3 2026
Provident Financial Holdings has posted slides in relation to its Q3 2026 quarterly earnings report, which was published on April 29, 2026.
Provident Financial Holdings Quarterly report: Q3 2026
Provident Financial Holdings has published its Q3 2026 quarterly earnings report on April 29, 2026.
Provident Financial Holdings Reports Third Quarter of Fiscal 2026 Results
Net Income of $1.35 million in the March 2026 Quarter, Down 6% from the Sequential Quarter and Down 27% from the Comparable Quarter Last Year Net Interest Margin of 3.13% in the March 2026 Quarter, U...
Provident Financial Holdings Announces Quarterly Cash Dividend
RIVERSIDE, Calif., April 23, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings, Inc. To Host Earnings Release Conference Call
RIVERSIDE, Calif., April 21, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.
Provident Bank Named One of America's Best Regional Banks for 2026 by Newsweek
RIVERSIDE, Calif., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings Earnings Call Transcript: Q2 2026
Loan originations rose 42% sequentially, but higher prepayments offset portfolio growth. Net interest margin improved to 3.03%, and strong credit quality was maintained. Capital returns to shareholders totaled 170% of quarterly net income.
Provident Financial Holdings Quarterly report: Q2 2026
Provident Financial Holdings has published its Q2 2026 quarterly earnings report on January 28, 2026.
Provident Financial Holdings Earnings release: Q2 2026
Provident Financial Holdings released its Q2 2026 earnings on January 28, 2026, summarizing the period's financial results.
Provident Financial Holdings Slides: Q2 2026
Provident Financial Holdings has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on January 28, 2026.
Provident Financial announces buyback for up to 5% of common stock
Provident Financial (PROV) “announced that the Company’s Board of Directors authorized the repurchase of up to five percent of the Company’s common stock, approximately 318,875 shares. Beginning on Ja...
Provident Financial Holdings Announces New Stock Repurchase Plan
RIVERSIDE, Calif., Jan. 22, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings Transcript: AGM 2025
Directors were elected for three-year terms, executive compensation was approved by a majority, and Deloitte & Touche, LLP was confirmed as auditor for the next fiscal year. No questions were raised by shareholders during the meeting.
Provident Financial Holdings Earnings Call Transcript: Q1 2026
Loan originations rose slightly while loan payoffs declined, but overall portfolio growth remains challenged by high prepayments. Net interest margin improved to 3%, and further expansion is expected as funding costs decline. Capital returns exceeded net income for the quarter.
Provident Financial Holdings Quarterly report: Q1 2026
Provident Financial Holdings has published its Q1 2026 quarterly earnings report on October 29, 2025.
Provident Financial Holdings Earnings release: Q1 2026
Provident Financial Holdings released its Q1 2026 earnings on October 29, 2025, summarizing the period's financial results.
Provident Financial Holdings Slides: Q1 2026
Provident Financial Holdings has posted slides in relation to its Q1 2026 quarterly earnings report, which was published on October 29, 2025.
Provident Financial Holdings Reports First Quarter of Fiscal 2026 Results
Net Income of $1.68 million in the September 2025 Quarter, Up 3% from the Sequential Quarter and Down 12% from the Comparable Quarter Last Year Net Interest Margin of 3.00% in the September 2025 Quar...
Provident Financial Holdings Proxy statement: Proxy Filing
Provident Financial Holdings filed a proxy statement on October 20, 2025, providing details for shareholder voting and corporate governance matters.
Provident Financial Holdings Earnings Call Transcript: Q4 2025
Loan origination rose 5% sequentially, but higher prepayments offset growth, keeping loans held for investment down. Net interest margin declined, but margin expansion is expected as funding costs re-price lower. Strong credit quality and capital position support continued growth.
Provident Financial Holdings Annual report: Q4 2025
Provident Financial Holdings has published its Q4 2025 annual report on July 29, 2025.