Provident Financial Holdings, Inc. (PROV)
| Market Cap | 109.27M |
| Revenue (ttm) | 40.80M |
| Net Income (ttm) | 6.60M |
| Shares Out | 6.38M |
| EPS (ttm) | 0.99 |
| PE Ratio | 17.36 |
| Forward PE | 13.45 |
| Dividend | $0.56 (3.25%) |
| Ex-Dividend Date | May 14, 2026 |
| Volume | 6,202 |
| Open | 17.42 |
| Previous Close | 17.01 |
| Day's Range | 17.14 - 17.42 |
| 52-Week Range | 14.85 - 17.42 |
| Beta | 0.28 |
| Analysts | Hold |
| Price Target | 16.25 (-5.19%) |
| Earnings Date | Apr 28, 2026 |
About PROV
Provident Financial Holdings, Inc. operates as the bank holding company for Provident Savings Bank, F.S.B. that provides community banking and financial services in Southern California, the United States. The company offers deposit products, such as checking, savings, money market, and time deposit accounts; and merchant and wealth management services. It also provides lending services, including single-family, multi-family, commercial real estate, and other mortgage loans; and construction, commercial business, and consumer loans. In addition,... [Read more]
Financial Performance
In fiscal year 2025, PROV's revenue was $39.67 million, an increase of 1.90% compared to the previous year's $38.93 million. Earnings were $6.26 million, a decrease of -14.91%.
Financial StatementsAnalyst Forecast
According to 2 analysts, the average rating for PROV stock is "Hold." The 12-month stock price target is $16.25, which is a decrease of -5.19% from the latest price.
News
Provident Financial Holdings Reports Third Quarter of Fiscal 2026 Results
Net Income of $1.35 million in the March 2026 Quarter, Down 6% from the Sequential Quarter and Down 27% from the Comparable Quarter Last Year Net Interest Margin of 3.13% in the March 2026 Quarter, U...
Provident Financial Holdings Announces Quarterly Cash Dividend
RIVERSIDE, Calif., April 23, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings, Inc. To Host Earnings Release Conference Call
RIVERSIDE, Calif., April 21, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.
Provident Bank Named One of America's Best Regional Banks for 2026 by Newsweek
RIVERSIDE, Calif., Jan. 28, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings Earnings Call Transcript: Q2 2026
Loan originations rose 42% sequentially, but higher prepayments offset portfolio growth. Net interest margin improved to 3.03%, and strong credit quality was maintained. Capital returns to shareholders totaled 170% of quarterly net income.
Provident Financial Holdings Announces New Stock Repurchase Plan
RIVERSIDE, Calif., Jan. 22, 2026 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings Transcript: AGM 2025
Directors were elected for three-year terms, executive compensation was approved by a majority, and Deloitte & Touche, LLP was confirmed as auditor for the next fiscal year. No questions were raised by shareholders during the meeting.
Provident Financial Holdings Earnings Call Transcript: Q1 2026
Loan originations rose slightly while loan payoffs declined, but overall portfolio growth remains challenged by high prepayments. Net interest margin improved to 3%, and further expansion is expected as funding costs decline. Capital returns exceeded net income for the quarter.
Provident Financial Holdings Reports First Quarter of Fiscal 2026 Results
Net Income of $1.68 million in the September 2025 Quarter, Up 3% from the Sequential Quarter and Down 12% from the Comparable Quarter Last Year Net Interest Margin of 3.00% in the September 2025 Quar...
Provident Financial Holdings Earnings Call Transcript: Q4 2025
Loan origination rose 5% sequentially, but higher prepayments offset growth, keeping loans held for investment down. Net interest margin declined, but margin expansion is expected as funding costs re-price lower. Strong credit quality and capital position support continued growth.
Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2025 Results
Net Income of $1.63 million in the June 2025 Quarter, Down 12% from the Sequential Quarter and Down 17% from the Comparable Quarter Last Year Net Interest Margin of 2.94% in the June 2025 Quarter, Dow...
Provident Financial Holdings Announces CFO Appointment
RIVERSIDE, Calif., May 12, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company” or “Provident”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings Earnings Call Transcript: Q3 2025
Loan origination and repayments declined sequentially, but net interest margin expanded to 3.02% and non-performing assets fell. Operating expenses rose due to non-recurring items, while capital returns exceeded net income. Loan repricing and funding cost reductions are expected to support further margin growth.
Provident Financial Holdings Reports Third Quarter of Fiscal Year 2025 Results
Net Income of $1.86 million in the March 2025 Quarter, Up 113% from the Sequential Quarter and Up 24% from the Comparable Quarter Last Year Net Interest Margin of 3.02% in the March 2025 Quarter, Up 1...
Provident Financial Holdings, Inc. To Host Earnings Release Conference Call
RIVERSIDE, Calif., April 21, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.
Provident Bank's Community Partnership Program Donates Over $931,000 to Local Non-Profits Since 2006
RIVERSIDE, Calif., April 15, 2025 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings Earnings Call Transcript: Q2 2025
Loan originations and net interest margin both increased, with credit quality remaining strong and operating expenses temporarily elevated due to non-recurring items. Management expects continued margin expansion and stable loan growth, supported by strong capital and active shareholder returns.
Provident Financial Holdings Reports Second Quarter of Fiscal Year 2025 Results
Net Income of $872,000 in the December 2024 Quarter, Down 54% from the Sequential Quarter and 59% from the Comparable Quarter Last Year Net Interest Margin of 2.91% in the December 2024 Quarter, Up Se...
Provident Financial Holdings Earnings Call Transcript: Q1 2025
Loan originations and pipelines increased, with net interest margin rising to 2.84% and credit quality improving. Operating expenses grew due to inflation, while capital management included share repurchases and dividends totaling 119% of net income.
Provident Financial Holdings Reports First Quarter of Fiscal Year 2025 Results
Net Income of $1.90 Million in the September 2024 Quarter, Down 3% from the Sequential Quarter and Up 8% from the Comparable Quarter Last Year Net Interest Margin of 2.84% in the September 2024 Quarte...
Provident Financial Holdings To Host Earnings Release Conference Call
RIVERSIDE, Calif., Oct. 21, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”) (Nasdaq GS: PROV), the holding company for Provident Savings Bank, F.S.B.
Provident Financial Holdings Announces Extension of September 2023 Stock Repurchase Plan
RIVERSIDE, Calif., Sept. 26, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc. (“Company”), NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B., today announced that the ...
Provident Financial Holdings Earnings Call Transcript: Q4 2024
Loan originations and payoffs remained at the low end of recent ranges, with stable credit quality and a steady net interest margin. Capital returns were strong, with 88% of net income distributed via dividends and buybacks. Loan growth will resume when yield curve conditions improve.
Provident Financial Holdings Reports Fourth Quarter and Fiscal Year 2024 Results
Net Income of $1.95 Million in the June 2024 Quarter Net Interest Margin of 2.74% in the June 2024 Quarter Loans Held for Investment of $1.05 Billion at June 30, 2024, Down 2% from June 30, 2023 Total...
Provident Bank's Community Partnership Program Donates Over $892,000 to Local Non-Profit Organizations Since 2006
RIVERSIDE, Calif., April 30, 2024 (GLOBE NEWSWIRE) -- Provident Financial Holdings, Inc., NASDAQ GS: PROV, the holding company for Provident Savings Bank, F.S.B.