Qfin Holdings, Inc. (QFIN)
NASDAQ: QFIN · Real-Time Price · USD
12.97
-0.33 (-2.48%)
At close: Apr 28, 2026, 4:00 PM EDT
13.05
+0.08 (0.62%)
After-hours: Apr 28, 2026, 7:19 PM EDT

Qfin Holdings Statistics

Total Valuation

Qfin Holdings has a market cap or net worth of $1.58 billion. The enterprise value is $1.12 billion.

Market Cap 1.58B
Enterprise Value 1.12B

Important Dates

The next estimated earnings date is Monday, May 18, 2026, after market close.

Earnings Date May 18, 2026
Ex-Dividend Date Apr 22, 2026

Share Statistics

Qfin Holdings has 121.91 million shares outstanding. The number of shares has decreased by -10.31% in one year.

Current Share Class n/a
Shares Outstanding 121.91M
Shares Change (YoY) -10.31%
Shares Change (QoQ) -1.89%
Owned by Insiders (%) 19.72%
Owned by Institutions (%) 68.81%
Float 91.36M

Valuation Ratios

The trailing PE ratio is 2.06 and the forward PE ratio is 3.08.

PE Ratio 2.06
Forward PE 3.08
PS Ratio 0.58
Forward PS n/a
PB Ratio 0.46
P/TBV Ratio 0.48
P/FCF Ratio 0.98
P/OCF Ratio 1.00
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 0.93, with an EV/FCF ratio of 0.69.

EV / Earnings 1.30
EV / Sales 0.41
EV / EBITDA 0.93
EV / EBIT 0.94
EV / FCF 0.69

Financial Position

The company has a current ratio of 2.43, with a Debt / Equity ratio of 0.18.

Current Ratio 2.43
Quick Ratio 0.42
Debt / Equity 0.18
Debt / EBITDA 0.51
Debt / FCF 0.38
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 24.69% and return on invested capital (ROIC) is 32.73%.

Return on Equity (ROE) 24.69%
Return on Assets (ROA) 9.93%
Return on Invested Capital (ROIC) 32.73%
Return on Capital Employed (ROCE) 22.81%
Weighted Average Cost of Capital (WACC) 5.29%
Revenue Per Employee $778,502
Profits Per Employee $242,800
Employee Count 3,527
Asset Turnover 0.37
Inventory Turnover n/a

Taxes

In the past 12 months, Qfin Holdings has paid $200.23 million in taxes.

Income Tax 200.23M
Effective Tax Rate 18.99%

Stock Price Statistics

The stock price has decreased by -68.31% in the last 52 weeks. The beta is 0.56, so Qfin Holdings's price volatility has been lower than the market average.

Beta (5Y) 0.56
52-Week Price Change -68.31%
50-Day Moving Average 13.89
200-Day Moving Average 22.30
Relative Strength Index (RSI) 42.56
Average Volume (20 Days) 1,151,392

Short Selling Information

The latest short interest is 1.58 million, so 1.62% of the outstanding shares have been sold short.

Short Interest 1.58M
Short Previous Month 2.27M
Short % of Shares Out 1.62%
Short % of Float n/a
Short Ratio (days to cover) 1.09

Income Statement

In the last 12 months, Qfin Holdings had revenue of $2.75 billion and earned $856.36 million in profits. Earnings per share was $6.29.

Revenue 2.75B
Gross Profit 1.69B
Operating Income 1.19B
Pretax Income 1.05B
Net Income 856.36M
EBITDA 1.20B
EBIT 1.19B
Earnings Per Share (EPS) $6.29
Full Income Statement

Balance Sheet

The company has $1.08 billion in cash and $614.96 million in debt, giving a net cash position of $464.35 million or $3.81 per share.

Cash & Cash Equivalents 1.08B
Total Debt 614.96M
Net Cash 464.35M
Net Cash Per Share $3.81
Equity (Book Value) 3.45B
Book Value Per Share 28.28
Working Capital 4.16B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.58 billion and capital expenditures -$34.39 million, giving a free cash flow of $1.62 billion.

Operating Cash Flow 1.58B
Capital Expenditures -34.39M
Depreciation & Amortization 10.95M
Net Borrowing n/a
Free Cash Flow 1.62B
FCF Per Share $13.30
Full Cash Flow Statement

Margins

Gross margin is 61.41%, with operating and profit margins of 43.46% and 31.19%.

Gross Margin 61.41%
Operating Margin 43.46%
Pretax Margin 38.41%
Profit Margin 31.19%
EBITDA Margin 43.81%
EBIT Margin 43.46%
FCF Margin 59.04%

Dividends & Yields

This stock pays an annual dividend of $1.56, which amounts to a dividend yield of 12.03%.

Dividend Per Share $1.56
Dividend Yield 12.03%
Dividend Growth (YoY) 18.75%
Years of Dividend Growth 2
Payout Ratio 24.15%
Buyback Yield 10.31%
Shareholder Yield 22.34%
Earnings Yield 54.16%
FCF Yield 102.52%
Dividend Details

Analyst Forecast

The average price target for Qfin Holdings is $22.20, which is 71.16% higher than the current price. The consensus rating is "Buy".

Price Target $22.20
Price Target Difference 71.16%
Analyst Consensus Buy
Analyst Count 2
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Qfin Holdings has an Altman Z-Score of 2.67 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 2.67
Piotroski F-Score 5