REFI Statistics
Total Valuation
REFI has a market cap or net worth of $241.97 million. The enterprise value is $330.56 million.
Important Dates
The next estimated earnings date is Thursday, August 6, 2026, before market open.
| Earnings Date | Aug 6, 2026 |
| Ex-Dividend Date | Jun 30, 2026 |
Share Statistics
REFI has 21.21 million shares outstanding. The number of shares has increased by 5.48% in one year.
| Current Share Class | 21.21M |
| Shares Outstanding | 21.21M |
| Shares Change (YoY) | +5.48% |
| Shares Change (QoQ) | -0.01% |
| Owned by Insiders (%) | 15.07% |
| Owned by Institutions (%) | 30.33% |
| Float | 17.97M |
Valuation Ratios
The trailing PE ratio is 7.92 and the forward PE ratio is 6.30.
| PE Ratio | 7.92 |
| Forward PE | 6.30 |
| PS Ratio | 4.86 |
| Forward PS | 4.29 |
| PB Ratio | 0.79 |
| P/TBV Ratio | 0.80 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | 9.95 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 10.73 |
| EV / Sales | 6.63 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 30.37, with a Debt / Equity ratio of 0.38.
| Current Ratio | 30.37 |
| Quick Ratio | 30.37 |
| Debt / Equity | 0.38 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 10.03%.
| Return on Equity (ROE) | 10.03% |
| Return on Assets (ROA) | 7.24% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.00% |
| Revenue Per Employee | n/a |
| Profits Per Employee | n/a |
| Employee Count | n/a |
| Asset Turnover | 0.12 |
| Inventory Turnover | n/a |
Taxes
| Income Tax | n/a |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -19.59% in the last 52 weeks. The beta is 0.30, so REFI's price volatility has been lower than the market average.
| Beta (5Y) | 0.30 |
| 52-Week Price Change | -19.59% |
| 50-Day Moving Average | 11.52 |
| 200-Day Moving Average | 12.26 |
| Relative Strength Index (RSI) | 53.30 |
| Average Volume (20 Days) | 171,050 |
Short Selling Information
The latest short interest is 1.02 million, so 4.82% of the outstanding shares have been sold short.
| Short Interest | 1.02M |
| Short Previous Month | 940,419 |
| Short % of Shares Out | 4.82% |
| Short % of Float | 5.69% |
| Short Ratio (days to cover) | 6.70 |
Income Statement
In the last 12 months, REFI had revenue of $49.83 million and earned $30.81 million in profits. Earnings per share was $1.44.
| Revenue | 49.83M |
| Gross Profit | 49.83M |
| Operating Income | 30.85M |
| Pretax Income | 30.81M |
| Net Income | 30.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.44 |
Full Income StatementBalance Sheet
The company has $27.86 million in cash and $116.44 million in debt, giving a net cash position of -$88.59 million or -$4.18 per share.
| Cash & Cash Equivalents | 27.86M |
| Total Debt | 116.44M |
| Net Cash | -88.59M |
| Net Cash Per Share | -$4.18 |
| Equity (Book Value) | 303.42M |
| Book Value Per Share | 14.39 |
| Working Capital | 421.38M |
Full Balance SheetCash Flow
| Operating Cash Flow | 24.33M |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | 29.05M |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
Gross margin is 100.00%, with operating and profit margins of 61.91% and 61.83%.
| Gross Margin | 100.00% |
| Operating Margin | 61.91% |
| Pretax Margin | 61.83% |
| Profit Margin | 61.83% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |