Root, Inc. (ROOT)
NASDAQ: ROOT · Real-Time Price · USD
51.88
-5.84 (-10.12%)
At close: Feb 27, 2026, 4:00 PM EST
52.00
+0.12 (0.23%)
After-hours: Feb 27, 2026, 7:54 PM EST
Root, Inc. Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2018 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2018 |
| Premiums & Annuity Revenue | 1,402 | 1,071 | 399.9 | 285.9 | 310.3 | Upgrade
|
| Total Interest & Dividend Income | 33.7 | 35.9 | 30.2 | 6.2 | 5 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | 0.5 | 2.4 | Upgrade
|
| Other Revenue | 3.4 | 3.7 | 1.5 | 1.7 | 6.8 | Upgrade
|
| Total Revenue | 1,517 | 1,177 | 455 | 310.8 | 345.4 | Upgrade
|
| Revenue Growth (YoY) | 28.95% | 158.57% | 46.40% | -10.02% | -0.40% | Upgrade
|
| Policy Benefits | 924.2 | 733 | 331.3 | 351 | 392.3 | Upgrade
|
| Selling, General & Administrative | 289.8 | 242.6 | 150.2 | 183.3 | 417.1 | Upgrade
|
| Other Operating Expenses | 205 | 105.6 | 47 | -8.8 | 3.4 | Upgrade
|
| Total Operating Expenses | 1,455 | 1,098 | 545.1 | 555.3 | 830.6 | Upgrade
|
| Operating Income | 61.9 | 78.7 | -90.1 | -244.5 | -485.2 | Upgrade
|
| Interest Expense | -21 | -42.2 | -46.1 | -34.6 | -20 | Upgrade
|
| EBT Excluding Unusual Items | 40.9 | 36.5 | -136.2 | -279.1 | -505.2 | Upgrade
|
| Merger & Restructuring Charges | -0.1 | -0.2 | -11.2 | -18.6 | - | Upgrade
|
| Other Unusual Items | - | -5.4 | - | - | -15.9 | Upgrade
|
| Pretax Income | 40.8 | 30.9 | -147.4 | -297.7 | -521.1 | Upgrade
|
| Income Tax Expense | 0.5 | - | - | - | - | Upgrade
|
| Earnings From Continuing Ops. | 40.3 | 30.9 | -147.4 | -297.7 | -521.1 | Upgrade
|
| Minority Interest in Earnings | -2 | -1.7 | - | - | - | Upgrade
|
| Net Income | 38.3 | 29.2 | -147.4 | -297.7 | -521.1 | Upgrade
|
| Net Income to Common | 38.3 | 29.2 | -147.4 | -297.7 | -521.1 | Upgrade
|
| Net Income Growth | 31.16% | - | - | - | - | Upgrade
|
| Shares Outstanding (Basic) | 15 | 15 | 14 | 14 | 14 | Upgrade
|
| Shares Outstanding (Diluted) | 17 | 17 | 14 | 14 | 14 | Upgrade
|
| Shares Change (YoY) | 1.18% | 17.36% | 2.13% | 2.17% | 228.57% | Upgrade
|
| EPS (Basic) | 2.49 | 1.96 | -10.24 | -21.11 | -37.76 | Upgrade
|
| EPS (Diluted) | 2.36 | 1.83 | -10.24 | -21.11 | -37.76 | Upgrade
|
| EPS Growth | 28.96% | - | - | - | - | Upgrade
|
| Free Cash Flow | 206.5 | 195.3 | -33.8 | -210.6 | -408 | Upgrade
|
| Free Cash Flow Per Share | 12.08 | 11.56 | -2.35 | -14.94 | -29.57 | Upgrade
|
| Operating Margin | 4.08% | 6.69% | -19.80% | -78.67% | -140.47% | Upgrade
|
| Profit Margin | 2.53% | 2.48% | -32.40% | -95.78% | -150.87% | Upgrade
|
| Free Cash Flow Margin | 13.61% | 16.60% | -7.43% | -67.76% | -118.12% | Upgrade
|
| EBITDA | 65.1 | 84.6 | -84.2 | -237.4 | -472.3 | Upgrade
|
| EBITDA Margin | 4.29% | 7.19% | -18.50% | -76.38% | -136.74% | Upgrade
|
| D&A For EBITDA | 3.2 | 5.9 | 5.9 | 7.1 | 12.9 | Upgrade
|
| EBIT | 61.9 | 78.7 | -90.1 | -244.5 | -485.2 | Upgrade
|
| EBIT Margin | 4.08% | 6.69% | -19.80% | -78.67% | -140.47% | Upgrade
|
| Effective Tax Rate | 1.23% | - | - | - | - | Upgrade
|
| Revenue as Reported | 1,517 | 1,177 | 455 | 310.8 | 345.4 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.