Root, Inc. (ROOT)

NASDAQ: ROOT · Real-Time Price · USD
54.39
-1.52 (-2.72%)
Apr 28, 2026, 4:00 PM EDT - Market closed
-2.72%
Market Cap 846.02M
Revenue (ttm) 1.52B
Net Income (ttm) 38.30M
Shares Out 15.55M
EPS (ttm) 2.36
PE Ratio 23.05
Forward PE 27.75
Dividend n/a
Ex-Dividend Date n/a
Volume 356,790
Open 56.17
Previous Close 55.91
Day's Range 53.92 - 57.23
52-Week Range 40.91 - 162.99
Beta 2.90
Analysts Buy
Price Target 92.40 (+69.88%)
Earnings Date May 6, 2026

About ROOT

Root, Inc. provides insurance products and services in the United States. The company offers automobile and renters insurance products primarily through websites, mobile applications, and partnership channels. Root, Inc. was incorporated in 2015 and is headquartered in Columbus, Ohio. [Read more]

Sector Financials
IPO Date Oct 28, 2020
Employees 1,256
Stock Exchange NASDAQ
Ticker Symbol ROOT
Full Company Profile

Financial Performance

In 2025, Root, Inc.'s revenue was $1.52 billion, an increase of 28.95% compared to the previous year's $1.18 billion. Earnings were $38.30 million, an increase of 31.16%.

Financial Statements

Analyst Forecast

According to 5 analysts, the average rating for ROOT stock is "Buy." The 12-month stock price target is $92.4, which is an increase of 69.88% from the latest price.

Price Target
$92.4
(69.88% upside)
Analyst Consensus: Buy
Stock Forecasts

News

Root & Freeway Insurance Expand Integrated Coverage Options Through New Partnership

New integration supports a more efficient and flexible insurance experience for customers nationwide New integration supports a more efficient and flexible insurance experience for customers nationwid...

5 days ago - GlobeNewsWire

Baby Boomers Are 2.2 Times More Likely Than Gen Z to Say Car Insurance Fails Safe Drivers, Root Report Finds

Survey of U.S. drivers finds near-universal demand for behavior-based pricing, and reveals the drivers who feel most shortchanged Survey of U.S. drivers finds near-universal demand for behavior-based ...

7 days ago - GlobeNewsWire

Root, Inc. Schedules Conference Call to Discuss First Quarter 2026 Financial Results

COLUMBUS, Ohio, April 16, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the leading technology company in car insurance, today announced its plans to host a conference call on Wednesday, May 6, ...

11 days ago - GlobeNewsWire

Root Insurance and Carvana Surpass 200,000 Policies Driven by Pioneering Embedded Insurance Partnership

COLUMBUS, Ohio, April 14, 2026 (GLOBE NEWSWIRE) -- Root (NASDAQ: ROOT), the leading technology company in car insurance, and Carvana (NYSE: CVNA), the industry pioneer for buying and selling cars onli...

Other symbols: CVNA
14 days ago - GlobeNewsWire

Top 3 Financial Stocks That May Explode In March

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

Other symbols: HTGCMC
7 weeks ago - Benzinga

Root, Inc. Earnings Call Transcript: Q4 2025

Revenue grew 29% and net income 30% year-over-year, with record $40M net income and $1.5B in premiums. Accelerating PIF growth is expected in 2026, driven by expanded distribution and deep partnerships, while maintaining disciplined loss and expense ratios.

2 months ago - Transcripts

Root, Inc. Announces 2025 Fourth Quarter and Full Year Results

COLUMBUS, Ohio, Feb. 25, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), today announced financial results for the fourth quarter and full year ended December 31, 2025. Root's fourth quarter and f...

2 months ago - GlobeNewsWire

Root, Inc. to Participate in the 2026 Association of Insurance and Financial Analysts (AIFA) Conference

COLUMBUS, Ohio, Feb. 12, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), a leading technology company powering insurance solutions and the parent company of Root Insurance, today announced its par...

2 months ago - GlobeNewsWire

Top 3 Financial Stocks That May Rocket Higher This Month

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

Other symbols: FDSHOOD
3 months ago - Benzinga

Root, Inc. Schedules Conference Call to Discuss 2025 Fourth Quarter and Full Year Financial Results

COLUMBUS, Ohio, Jan. 29, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance Company, today announced its plans to host a conference call on Wednesday, February 25...

3 months ago - GlobeNewsWire

Root, Inc. Transcript: 28th Annual Needham Growth Conference Virtual

Root leverages AI and mobile technology to disrupt auto insurance, focusing on rapid pricing innovation, diversified distribution, and disciplined growth. With strong embedded and agent channel expansion, national scaling, and deep OEM partnerships, it aims to lead a $300B market.

3 months ago - Transcripts

Root, Inc. to Participate in the 28th Annual ICR Conference

COLUMBUS, Ohio, Jan. 05, 2026 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), a leading technology company powering insurance solutions and the parent company of Root Insurance, today announced its par...

4 months ago - GlobeNewsWire

Root, Inc. to Participate in Citi's 2025 Insurance Access Day

COLUMBUS, Ohio, Dec. 03, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), a leading technology company powering insurance solutions and the parent company of Root Insurance, today announced its par...

5 months ago - GlobeNewsWire

Root, Inc. Earnings Call Transcript: Q3 2025

Record growth in policies and revenue was achieved through pricing innovation and channel expansion, with strong underwriting and capital positions maintained. Despite a $17M non-cash expense, year-to-date net income remains positive, and further growth is expected.

6 months ago - Transcripts

Codeword Accelerates Growth With Wins Across AI, Insurtech, and SaaS

Demandbase, Root Insurance, and Octave are the latest additions to Codeword's fast-growing client roster Demandbase, Root Insurance, and Octave are the latest additions to Codeword's fast-growing clie...

7 months ago - GlobeNewsWire

Root, Inc. Schedules Conference Call to Discuss Third Quarter 2025 Financial Results

COLUMBUS, Ohio, Oct. 07, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance Company, today announced its plans to host a conference call on Wednesday, November 5,...

7 months ago - GlobeNewsWire

Root, Inc. to Participate in Upcoming Investor Conferences

COLUMBUS, Ohio, Aug. 14, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), a leading technology company powering insurance solutions and the parent company of Root Insurance, today announced that it...

9 months ago - GlobeNewsWire

The Root Brands Achieves Major Milestone, ranked #1922 on Prestigious Inc. 5000 List of America's Fastest-Growing Private Companies

Recognition Underscores Company's Remarkable Growth in Global Health and Wellness Market Recognition Underscores Company's Remarkable Growth in Global Health and Wellness Market

9 months ago - GlobeNewsWire

Root, Inc. Earnings Call Transcript: Q2 2025

Record Q2 results with $371M gross earned premiums and $22M net income, driven by a tripling of partnership channel new writings and a new AI pricing model boosting customer LTVs by 20%. Near-term net income pressure expected due to investments and warrant expense.

9 months ago - Transcripts

Root, Inc. Announces 2025 Second Quarter Results

COLUMBUS, Ohio, Aug. 06, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance, today announced financial results for the second quarter. Root's second quarter finan...

9 months ago - GlobeNewsWire

Root, Inc. Schedules Conference Call to Discuss Second Quarter 2025 Financial Results

COLUMBUS, Ohio, July 10, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance Company, today announced its plans to host a conference call on Wednesday, August 6, 2...

10 months ago - GlobeNewsWire

Root, Inc. to Participate in the 2025 Wells Fargo Financial Services Investor Conference

COLUMBUS, Ohio, May 08, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), a leading technology company powering insurance solutions and the parent company of Root Insurance, today announced its part...

1 year ago - GlobeNewsWire

Root, Inc. Earnings Call Transcript: Q1 2025

Achieved strong Q1 profitability with net income of $18M and 24% growth in gross premiums written, driven by both direct and partnership channels. Seasonality and new partnerships contributed to growth, with expectations for normalized performance and higher loss ratios in coming quarters.

1 year ago - Transcripts

New Data from Root Insurance Shows Americans Spend 11% of Drive Time on Phones, with Gen Z Twice as Distracted as Baby Boomers

Portland, Oregon named most focused city; New Orleans, Louisiana ranks as most distracted city in Root's 2025 Focused Driving Report Portland, Oregon named most focused city; New Orleans, Louisiana ra...

1 year ago - GlobeNewsWire

Root, Inc. Schedules Conference Call to Discuss First Quarter 2025 Financial Results

COLUMBUS, Ohio, April 10, 2025 (GLOBE NEWSWIRE) -- Root, Inc. (NASDAQ: ROOT), the parent company of Root Insurance Company, today announced its plans to host a conference call on Wednesday, May 7, 202...

1 year ago - GlobeNewsWire