Root, Inc. (ROOT)
NASDAQ: ROOT · Real-Time Price · USD
44.71
-3.27 (-6.81%)
Mar 9, 2026, 2:35 PM EDT - Market open
Root, Inc. Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2018 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2018 |
| Investments in Debt Securities | 387 | 292 | 165.9 | 128.4 | 129.9 | Upgrade
|
| Investments in Equity & Preferred Securities | 4.4 | 4.4 | 4.4 | 4.4 | 4.7 | Upgrade
|
| Other Investments | - | 14.8 | 0.9 | 0.4 | - | Upgrade
|
| Total Investments | 391.4 | 311.2 | 171.2 | 133.2 | 134.6 | Upgrade
|
| Cash & Equivalents | 669.3 | 599.3 | 678.7 | 762.1 | 706 | Upgrade
|
| Reinsurance Recoverable | 129.8 | 150.6 | 125.3 | 148.8 | 155 | Upgrade
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| Other Receivables | 332.8 | 305.3 | 247.1 | 111.9 | 148.1 | Upgrade
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| Property, Plant & Equipment | 3.2 | 4.4 | 6.3 | 9.8 | 15.4 | Upgrade
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| Other Intangible Assets | 37.8 | 32.2 | 29.4 | 26.5 | 21.4 | Upgrade
|
| Restricted Cash | 20.6 | 1 | 1 | 1 | 1 | Upgrade
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| Other Current Assets | 6.3 | 25.1 | 48.2 | 74.2 | 100.8 | Upgrade
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| Other Long-Term Assets | 83.3 | 66.6 | 40.5 | 45.4 | 37 | Upgrade
|
| Total Assets | 1,675 | 1,496 | 1,348 | 1,313 | 1,319 | Upgrade
|
| Accounts Payable | 74.2 | 71.1 | 65.6 | 39.7 | 29.1 | Upgrade
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| Insurance & Annuity Liabilities | 483.6 | 413.2 | 284.2 | 287.4 | 320.2 | Upgrade
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| Unearned Premiums | 393.7 | 353.9 | 283.7 | 136.5 | 180.1 | Upgrade
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| Reinsurance Payable | 2.4 | 32.8 | 54.4 | 119.8 | 101.6 | Upgrade
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| Current Portion of Leases | 2.3 | - | - | - | - | Upgrade
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| Long-Term Debt | 200.3 | 200.1 | 299 | 295.4 | - | Upgrade
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| Long-Term Leases | 2 | 6 | 8.2 | 10.5 | 14.1 | Upgrade
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| Other Long-Term Liabilities | 119.7 | 102.9 | 74.9 | 34.5 | 25.8 | Upgrade
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| Total Liabilities | 1,278 | 1,180 | 1,070 | 923.8 | 670.9 | Upgrade
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| Preferred Stock, Convertible | 112 | 112 | 112 | 112 | 112 | Upgrade
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| Additional Paid-In Capital | 1,922 | 1,888 | 1,883 | 1,851 | 1,806 | Upgrade
|
| Retained Earnings | -1,642 | -1,682 | -1,715 | -1,568 | -1,270 | Upgrade
|
| Comprehensive Income & Other | 3.9 | -2.3 | -2.5 | -5.8 | 0.4 | Upgrade
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| Total Common Equity | 284.3 | 203.7 | 165.7 | 277.1 | 536.4 | Upgrade
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| Shareholders' Equity | 396.3 | 315.7 | 277.7 | 389.1 | 648.4 | Upgrade
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| Total Liabilities & Equity | 1,675 | 1,496 | 1,348 | 1,313 | 1,319 | Upgrade
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| Filing Date Shares Outstanding | 15.55 | 15.2 | 14.6 | 14.2 | 14.11 | Upgrade
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| Total Common Shares Outstanding | 15.5 | 15.1 | 14.5 | 14.2 | 14.04 | Upgrade
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| Total Debt | 204.6 | 206.1 | 307.2 | 305.9 | 14.1 | Upgrade
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| Net Cash (Debt) | 464.7 | 393.2 | 371.5 | 456.2 | 691.9 | Upgrade
|
| Net Cash Growth | 18.18% | 5.84% | -18.57% | -34.07% | -25.17% | Upgrade
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| Net Cash Per Share | 27.18 | 23.27 | 25.80 | 32.35 | 50.14 | Upgrade
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| Book Value Per Share | 18.34 | 13.49 | 11.43 | 19.51 | 38.19 | Upgrade
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| Tangible Book Value | 246.5 | 171.5 | 136.3 | 250.6 | 515 | Upgrade
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| Tangible Book Value Per Share | 15.90 | 11.36 | 9.40 | 17.65 | 36.67 | Upgrade
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| Machinery | 2.7 | 8.6 | 8.5 | 9.4 | 10.4 | Upgrade
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| Leasehold Improvements | 5.3 | 7.2 | 7.6 | 8.9 | 9.8 | Upgrade
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Source: S&P Capital IQ. Insurance template. Financial Sources.