Root, Inc. (ROOT)
NASDAQ: ROOT · Real-Time Price · USD
47.98
-0.02 (-0.04%)
At close: Mar 6, 2026, 4:00 PM EST
47.61
-0.37 (-0.77%)
After-hours: Mar 6, 2026, 7:37 PM EST
Root, Inc. Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2018 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2018 |
| Net Income | 38.3 | 29.2 | -147.4 | -297.7 | -521.1 | Upgrade
|
| Depreciation & Amortization | 3.2 | 5.9 | 5.9 | 7.1 | 12.9 | Upgrade
|
| Other Amortization | 8.5 | 8.6 | 6.3 | 5 | 3.7 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | - | -0.5 | -6.2 | Upgrade
|
| Stock-Based Compensation | 40.1 | 18.5 | 17.3 | 30.5 | 19.3 | Upgrade
|
| Change in Accounts Receivable | -64.2 | -92.3 | -147.7 | 18.8 | -39.7 | Upgrade
|
| Reinsurance Recoverable | 20.8 | -24.8 | 21.9 | 6.2 | -30.4 | Upgrade
|
| Change in Accounts Payable | 2.7 | 1.3 | 27.7 | 17.9 | -19.2 | Upgrade
|
| Change in Unearned Revenue | 39.8 | 70.2 | 147.2 | -43.6 | 23 | Upgrade
|
| Change in Insurance Reserves / Liabilities | 70.4 | 129 | -3.2 | -32.8 | 83 | Upgrade
|
| Change in Other Net Operating Assets | 19.3 | 26.8 | 72.2 | 27.6 | 23.1 | Upgrade
|
| Other Operating Activities | 21.2 | 10.9 | 17.1 | 13.6 | 14.8 | Upgrade
|
| Operating Cash Flow | 206.5 | 195.7 | -33.6 | -210.6 | -403.4 | Upgrade
|
| Operating Cash Flow Growth | 5.52% | - | - | - | - | Upgrade
|
| Capital Expenditures | - | -0.4 | -0.2 | - | -4.6 | Upgrade
|
| Purchase / Sale of Intangible Assets | -14.1 | -11.4 | -9.2 | -10.1 | -6.6 | Upgrade
|
| Investment in Securities | -77.6 | -142.6 | -36.3 | -6.5 | 88.1 | Upgrade
|
| Investing Cash Flow | -91.7 | -154.4 | -45.7 | -16.6 | 76.9 | Upgrade
|
| Long-Term Debt Issued | - | 134.4 | - | 286 | - | Upgrade
|
| Total Debt Repaid | - | -237.1 | - | - | -199.5 | Upgrade
|
| Net Debt Issued (Repaid) | - | -102.7 | - | 286 | -199.5 | Upgrade
|
| Issuance of Common Stock | 0.3 | 0.1 | - | 1.3 | 3.2 | Upgrade
|
| Repurchases of Common Stock | -25.5 | -15.1 | -1.1 | -1 | - | Upgrade
|
| Issuance of Preferred Stock | - | - | - | - | 126.5 | Upgrade
|
| Other Financing Activities | - | -3 | -3 | -3 | -10.5 | Upgrade
|
| Financing Cash Flow | -25.2 | -120.7 | -4.1 | 283.3 | -80.3 | Upgrade
|
| Net Cash Flow | 89.6 | -79.4 | -83.4 | 56.1 | -406.8 | Upgrade
|
| Free Cash Flow | 206.5 | 195.3 | -33.8 | -210.6 | -408 | Upgrade
|
| Free Cash Flow Growth | 5.73% | - | - | - | - | Upgrade
|
| Free Cash Flow Margin | 13.61% | 16.60% | -7.43% | -67.76% | -118.12% | Upgrade
|
| Free Cash Flow Per Share | 12.08 | 11.56 | -2.35 | -14.94 | -29.57 | Upgrade
|
| Cash Interest Paid | 20.7 | 43.9 | 42.5 | 24.5 | 23.9 | Upgrade
|
| Cash Income Tax Paid | 0.6 | - | - | - | - | Upgrade
|
| Levered Free Cash Flow | 83.06 | 23.81 | -43.13 | -82.84 | -307.65 | Upgrade
|
| Unlevered Free Cash Flow | 96.19 | 50.19 | -14.31 | -61.21 | -295.15 | Upgrade
|
| Change in Working Capital | 58.4 | 88.6 | 52.7 | 12.3 | 52.3 | Upgrade
|
Source: S&P Capital IQ. Insurance template. Financial Sources.