Sound Financial Bancorp, Inc. (SFBC)
NASDAQ: SFBC · Real-Time Price · USD
41.88
+0.41 (1.00%)
At close: Apr 28, 2026, 4:00 PM EDT
41.74
-0.13 (-0.32%)
After-hours: Apr 28, 2026, 4:10 PM EDT
Sound Financial Bancorp Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 52.95 | 50.5 | 46.47 | 38.18 | 33.39 | Upgrade
|
| Interest Income on Investments | 4.61 | 6.88 | 4.14 | 1.62 | 0.49 | Upgrade
|
| Total Interest Income | 57.56 | 57.37 | 50.61 | 39.8 | 33.87 | Upgrade
|
| Interest Paid on Deposits | 20.91 | 24.08 | 14.14 | 2.95 | 3.28 | Upgrade
|
| Interest Paid on Borrowings | 1.72 | 2.3 | 2.62 | 1.55 | 0.67 | Upgrade
|
| Total Interest Expense | 22.63 | 26.37 | 16.76 | 4.5 | 3.95 | Upgrade
|
| Net Interest Income | 34.93 | 31 | 33.85 | 35.3 | 29.92 | Upgrade
|
| Net Interest Income Growth (YoY) | 12.66% | -8.41% | -4.09% | 17.96% | 8.86% | Upgrade
|
| Mortgage Banking Activities | 1.05 | 1.12 | 1.18 | 1.24 | 1.28 | Upgrade
|
| Other Non-Interest Income | 2.66 | 3.28 | 3.49 | 2.79 | 1.86 | Upgrade
|
| Total Non-Interest Income | 3.96 | 4.66 | 5.01 | 4.58 | 7.33 | Upgrade
|
| Non-Interest Income Growth (YoY) | -14.84% | -7.01% | 9.25% | -37.48% | -1.56% | Upgrade
|
| Revenues Before Loan Losses | 38.89 | 35.66 | 38.86 | 39.88 | 37.25 | Upgrade
|
| Provision for Loan Losses | 0.13 | -0.12 | -0.27 | 1.16 | 0.43 | Upgrade
|
| Revenue | 38.76 | 35.78 | 39.13 | 38.72 | 36.82 | Upgrade
|
| Revenue Growth (YoY) | 8.35% | -8.57% | 1.05% | 5.15% | 8.29% | Upgrade
|
| Salaries and Employee Benefits | 15.61 | 16.45 | 15.99 | 15.12 | 13.12 | Upgrade
|
| Occupancy Expenses | 0.64 | 0.58 | 0.73 | 0.62 | 0.61 | Upgrade
|
| Federal Deposit Insurance | 0.61 | 0.79 | 0.69 | 0.45 | 0.38 | Upgrade
|
| Selling, General & Administrative | 7.81 | 6.81 | 6.98 | 6.16 | 5.95 | Upgrade
|
| Other Non-Interest Expense | 5.39 | 5.53 | 5.72 | 5.49 | 5.35 | Upgrade
|
| Total Non-Interest Expense | 30.09 | 30.13 | 30.13 | 27.85 | 25.4 | Upgrade
|
| EBT Excluding Unusual Items | 8.67 | 5.65 | 9 | 10.88 | 11.43 | Upgrade
|
| Pretax Income | 8.67 | 5.65 | 9 | 10.88 | 11.43 | Upgrade
|
| Income Tax Expense | 1.51 | 1.01 | 1.56 | 2.07 | 2.27 | Upgrade
|
| Net Income | 7.16 | 4.64 | 7.44 | 8.8 | 9.16 | Upgrade
|
| Preferred Dividends & Other Adjustments | 0.03 | 0.03 | 0.05 | 0.06 | 0.06 | Upgrade
|
| Net Income to Common | 7.13 | 4.61 | 7.39 | 8.74 | 9.09 | Upgrade
|
| Net Income Growth | 54.27% | -37.63% | -15.50% | -3.84% | 2.45% | Upgrade
|
| Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | Upgrade
|
| Shares Change (YoY) | 0.42% | -0.61% | -1.21% | -0.50% | 1.31% | Upgrade
|
| EPS (Basic) | 2.79 | 1.81 | 2.89 | 3.39 | 3.52 | Upgrade
|
| EPS (Diluted) | 2.77 | 1.80 | 2.86 | 3.35 | 3.46 | Upgrade
|
| EPS Growth | 53.89% | -37.06% | -14.63% | -3.25% | 1.24% | Upgrade
|
| Dividend Per Share | 0.760 | 0.760 | 0.740 | 0.680 | 0.680 | Upgrade
|
| Dividend Growth | - | 2.70% | 8.82% | - | -15.00% | Upgrade
|
| Effective Tax Rate | 17.46% | 17.82% | 17.34% | 19.05% | 19.88% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.