SmartFinancial Stock Forecast

Stock Price Forecast

The 4 analysts with 12-month price forecasts for SmartFinancial stock have an average target of 38.63, with a low estimate of 31 and a high estimate of 44. The average target predicts an increase of 2.47% from the current stock price of 37.70.

Analyst Consensus: Buy

Target	Low	Average	Median	High
Price	$31	$38.63	$40	$44
Change	-17.77%	+2.47%	+6.10%	+16.71%

* Price targets were last updated on Nov 4, 2025.

Analyst Ratings

The average analyst rating for SmartFinancial stock from 4 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.

Recommendation Trends

Rating	Sep '25	Oct '25	Nov '25	Dec '25	Jan '26	Feb '26
Strong Buy	2	1	1	1	1	1
Buy	0	0	0	0	0	0
Hold	3	3	3	3	3	3
Sell	0	0	0	0	0	0
Strong Sell	0	0	0	0	0	0
Total	5	4	4	4	4	4

Latest Forecasts

Analyst	Firm	Rating	Rating	Action	Price Target	Upside	Date
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $38 → $40	Hold	Maintains	$38 → $40	+6.10%	Nov 4, 2025
Stephen Scouten Piper Sandler	Piper Sandler	Hold Maintains $37 → $40	Hold	Maintains	$37 → $40	+4.77%	Oct 27, 2025
Steve Moss Raymond James	Raymond James	Strong Buy Reiterates $42 → $44	Strong Buy	Reiterates	$42 → $44	+16.71%	Jul 24, 2025
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $35 → $38	Hold	Maintains	$35 → $38	+0.80%	Jul 24, 2025
Catherine Mealor Keefe, Bruyette & Woods	Keefe, Bruyette & Woods	Hold Maintains $37 → $35	Hold	Maintains	$37 → $35	-7.16%	Apr 24, 2025

More Analyst Ratings

Financial Forecast

Revenue This Year

226.60M

from 192.71M

17.59%

from 192.71M

Revenue Next Year

249.95M

from 226.60M

10.30%

from 226.60M

EPS This Year

3.60

from 2.98

20.69%

from 2.98

EPS Next Year

4.14

from 3.60

15.25%

from 3.60

Fiscal Year	FY 2021	FY 2022	FY 2023	FY 2024	FY 2025	FY 2026	FY 2027
Period Ending	Dec 31, 2021	Dec 31, 2022	Dec 31, 2023	Dec 31, 2024	Dec 31, 2025	Dec 31, 2026	Dec 31, 2027
Revenue	135.71M	161.20M	149.38M	166.35M	192.71M	226.60M	249.95M
Revenue Growth	26.11%	18.78%	-7.33%	11.36%	15.84%	17.59%	10.30%
EPS	2.22	2.55	1.69	2.14	2.98	3.60	4.14
EPS Growth	37.04%	14.87%	-33.73%	26.63%	39.25%	20.69%	15.25%
Forward PE	-	-	-	-	-	10.48	9.10
No. Analysts	-	-	-	-	-	8	8

Historical EPS numbers are GAAP, while forecasted numbers may be non-GAAP.

Revenue Forecast

Revenue	2026	2027
High	238.7M	262.1M
Avg	226.6M	250.0M
Low	212.7M	234.8M

Revenue Growth

Revenue Growth	2026	2027
High	23.9%	15.7%
Avg	17.6%	10.3%
Low	10.4%	3.6%

EPS Forecast

EPS	2026	2027
High	3.78	4.46
Avg	3.60	4.14
Low	3.33	3.77

EPS Growth

EPS Growth	2026	2027
High	26.8%	24.1%
Avg	20.7%	15.2%
Low	11.8%	4.8%

Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.