SmartFinancial, Inc. (SMBK)
| Market Cap | 732.16M |
| Revenue (ttm) | 196.53M |
| Net Income (ttm) | 52.77M |
| Shares Out | 17.10M |
| EPS (ttm) | 3.12 |
| PE Ratio | 13.72 |
| Forward PE | 11.21 |
| Dividend | $0.32 (0.75%) |
| Ex-Dividend Date | Feb 13, 2026 |
| Volume | 60,772 |
| Open | 42.68 |
| Previous Close | 42.17 |
| Day's Range | 42.30 - 43.21 |
| 52-Week Range | 29.63 - 43.91 |
| Beta | 0.76 |
| Analysts | Buy |
| Price Target | 43.17 (+0.82%) |
| Earnings Date | Apr 20, 2026 |
About SMBK
SmartFinancial, Inc. operates as the bank holding company for SmartBank that provides various financial services to individuals and corporate customers in the United States. The company offers various deposits, including noninterest-bearing and interest-bearing checking, savings, money market, and individual retirement accounts, as well as certificates of deposit. It also provides commercial and residential real estate, consumer real estate, construction and land development, commercial and industrial, and consumer and other loans, as well as l... [Read more]
Financial Performance
In 2025, SmartFinancial's revenue was $192.71 million, an increase of 15.84% compared to the previous year's $166.35 million. Earnings were $50.35 million, an increase of 39.31%.
Financial StatementsAnalyst Forecast
According to 3 analysts, the average rating for SMBK stock is "Buy." The 12-month stock price target is $43.17, which is an increase of 0.82% from the latest price.
News
SmartFinancial Earnings Call Transcript: Q1 2026
First quarter 2026 saw strong earnings, revenue, and tangible book value growth, with robust loan and deposit expansion and excellent credit quality. Net interest margin improved, expenses were controlled, and guidance calls for continued disciplined growth amid competitive pressures.
SmartFinancial Announces Results for the First Quarter 2026
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the first q...
SmartFinancial Sets Dates for First Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the First Quarter of 2026. SmartFinancial plans to issue it...
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SmartFinancial Approves Regular Quarterly Cash Dividend and Announces Share Repurchase Program
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on January 29, 2026, the board of directors of SmartFinancial ...
SmartFinancial Earnings Call Transcript: Q4 2025
Record annual earnings, strong loan and deposit growth, and improved efficiency marked Q4 2025. Outlook for 2026 targets high single-digit loan growth, continued margin expansion, and a $4 EPS run rate, with a focus on organic growth and new market expansion.
SmartFinancial Announces Results for the Fourth Quarter 2025
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the fourth ...
SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the Fourth Quarter of 2025. SmartFinancial plans to issue i...
SmartFinancial, Inc. Announces Extension of Exchange Offer for 7.25% Fixed-to-Floating Rate Subordinated Notes due 2035
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (NYSE: SMBK) (“SmartFinancial”) announced today that it has extended its registered exchange offer to exchange up to $100.0 million aggregate pr...
SmartFinancial Approves Regular Quarterly Cash Dividend
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK), the parent company for SmartBank, announced that on October 31, 2025, the board of directors of SmartFinancial ...
SmartFinancial Earnings Call Transcript: Q3 2025
Q3 saw strong loan and deposit growth, record operating revenue, and improved efficiency. Margin expansion and high single-digit loan growth are expected to continue into 2026, with technology investments supporting scalable growth and robust capital ratios.
SmartFinancial Announces Results for the Third Quarter 2025
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $13.7 million, or $0.81 per diluted common share, for the third q...
SmartFinancial Sets Dates for Third Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the Third Quarter of 2025. SmartFinancial plans to issue it...
SmartFinancial Earnings Call Transcript: Q2 2025
Q2 2025 saw strong net income, revenue, and loan growth, with positive operating leverage for the fifth consecutive quarter. Credit quality remains robust, and guidance calls for continued margin expansion and disciplined expense growth, supported by ongoing talent acquisition.
SmartFinancial Announces Results for the Second Quarter 2025
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $11.7 million, or $0.69 per diluted common share, for the second ...
SmartFinancial Sets Dates for Second Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the Second Quarter of 2025. SmartFinancial plans to issue i...
SmartFinancial Earnings Call Transcript: Q1 2025
Q1 2025 saw strong net income, robust loan and deposit growth, and stable expenses, with credit quality remaining excellent. Margin expansion is expected to continue, supported by balanced pipelines and disciplined expense management, despite a competitive environment and some market uncertainty.
SmartFinancial Announces Results for the First Quarter 2025
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $11.3 million, or $0.67 per diluted common share, for the first q...
SmartFinancial Sets Dates First Quarter Earnings Release and Conference Call
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial") (NYSE: SMBK) announces details for the release of its results for the First Quarter of 2025. SmartFinancial plans to issue it...
Shomaker Appointed to SmartFinancial Board of Directors
AUBURN, Ala. & KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartBank, a subsidiary of SmartFinancial, Inc., proudly announces the appointment of Kelli Shomaker, a highly accomplished financial executive, to it...
SmartFinancial Earnings Call Transcript: Q4 2024
Q4 2024 saw strong net income, robust loan and deposit growth, and expanding margins, with asset quality and capital ratios remaining solid. Management projects continued mid to high single-digit loan growth, stable expenses, and a $50M quarterly revenue target by late 2025.
SmartFinancial Announces Results for the Fourth Quarter 2024
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $9.6 million, or $0.57 per diluted common share, for the fourth q...
SmartFinancial Earnings Call Transcript: Q3 2024
Q3 2024 saw strong net income, robust loan and core deposit growth, expanding margins, and continued asset quality. Strategic funding moves, a new REIT subsidiary, and selective talent investments support positive outlook and operating leverage into 2025.
SmartFinancial Announces Results for the Third Quarter 2024
KNOXVILLE, Tenn.--(BUSINESS WIRE)--SmartFinancial, Inc. ("SmartFinancial" or the "Company"; NYSE: SMBK), today announced net income of $9.1 million, or $0.54 per diluted common share, for the third qu...
SmartFinancial Earnings Call Transcript: Q2 2024
Q2 2024 saw strong loan growth, expanding net interest margin, and stable credit quality. Operating leverage improved, with revenue growth outpacing expenses, and guidance points to continued margin expansion and robust loan pipelines.