Third Coast Bancshares, Inc. (TCBX)
NYSE: TCBX · Real-Time Price · USD
38.05
+0.36 (0.96%)
At close: Apr 28, 2026, 4:00 PM EDT
38.05
0.00 (0.00%)
After-hours: Apr 28, 2026, 7:00 PM EDT
Third Coast Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2019 |
| Interest Income on Loans | 329.02 | 316.22 | 295.26 | 248.91 | 146.43 | 98.89 | Upgrade
|
| Interest Income on Investments | 41.63 | 37.82 | 33.1 | 17.63 | 7.52 | 1.73 | Upgrade
|
| Total Interest Income | 370.65 | 354.03 | 328.36 | 266.54 | 153.95 | 100.62 | Upgrade
|
| Interest Paid on Deposits | 155.58 | 150.32 | 159.75 | 115.04 | 30.7 | 8.53 | Upgrade
|
| Interest Paid on Borrowings | 9.01 | 8.49 | 7.85 | 11.98 | 6.8 | 1.54 | Upgrade
|
| Total Interest Expense | 164.59 | 158.81 | 167.6 | 127.02 | 37.49 | 10.06 | Upgrade
|
| Net Interest Income | 206.07 | 195.22 | 160.76 | 139.53 | 116.45 | 90.55 | Upgrade
|
| Net Interest Income Growth (YoY) | 24.53% | 21.44% | 15.22% | 19.81% | 28.60% | 33.40% | Upgrade
|
| Gain (Loss) on Sale of Investments | -0.39 | -0.61 | -0 | 0.48 | - | - | Upgrade
|
| Other Non-Interest Income | 14.93 | 14.19 | 10.6 | 7.28 | 6.27 | 4.29 | Upgrade
|
| Total Non-Interest Income | 14.58 | 13.65 | 10.62 | 8.21 | 7.22 | 4.88 | Upgrade
|
| Non-Interest Income Growth (YoY) | 28.05% | 28.55% | 29.45% | 13.59% | 48.07% | 81.88% | Upgrade
|
| Revenues Before Loan Losses | 220.64 | 208.87 | 171.38 | 147.73 | 123.68 | 95.43 | Upgrade
|
| Provision for Loan Losses | 7.72 | 7.59 | 5.7 | 6.32 | 12.2 | 9.92 | Upgrade
|
| Revenue | 212.93 | 201.28 | 165.68 | 141.41 | 111.48 | 85.51 | Upgrade
|
| Revenue Growth (YoY) | 23.60% | 21.49% | 17.16% | 26.85% | 30.37% | 35.70% | Upgrade
|
| Salaries and Employee Benefits | 79.47 | 73 | 61.17 | 58.77 | 53.84 | 47.05 | Upgrade
|
| Occupancy Expenses | 7.1 | 6.58 | 6.4 | 5.52 | 5.12 | 3.76 | Upgrade
|
| Selling, General & Administrative | 25.94 | 23.66 | 21.82 | 23.54 | 19.43 | 14.04 | Upgrade
|
| Other Non-Interest Expense | 14.63 | 14.16 | 14.04 | 11.31 | 8.94 | 3.87 | Upgrade
|
| Total Non-Interest Expense | 128.53 | 118.54 | 104.33 | 99.8 | 88.31 | 71.03 | Upgrade
|
| EBT Excluding Unusual Items | 84.39 | 82.75 | 61.35 | 41.61 | 23.17 | 14.48 | Upgrade
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| Pretax Income | 84.39 | 82.75 | 61.35 | 41.61 | 23.17 | 14.48 | Upgrade
|
| Income Tax Expense | 15.32 | 16.45 | 13.68 | 8.21 | 4.51 | 3.06 | Upgrade
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| Net Income | 69.07 | 66.29 | 47.67 | 33.4 | 18.66 | 11.42 | Upgrade
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| Preferred Dividends & Other Adjustments | 4.75 | 4.75 | 4.75 | 4.74 | 1.42 | - | Upgrade
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| Net Income to Common | 64.32 | 61.54 | 42.92 | 28.67 | 17.24 | 11.42 | Upgrade
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| Net Income Growth | 35.72% | 39.06% | 42.72% | 79.01% | 63.33% | -5.70% | Upgrade
|
| Basic Shares Outstanding | 14 | 14 | 14 | 14 | 13 | 8 | Upgrade
|
| Diluted Shares Outstanding | 18 | 17 | 17 | 17 | 14 | 8 | Upgrade
|
| Shares Change (YoY) | 2.88% | 2.00% | 1.52% | 22.71% | 69.00% | 28.58% | Upgrade
|
| EPS (Basic) | 4.56 | 4.45 | 3.14 | 2.11 | 1.28 | 1.45 | Upgrade
|
| EPS (Diluted) | 3.89 | 3.79 | 2.78 | 1.98 | 1.25 | 1.40 | Upgrade
|
| EPS Growth | 31.92% | 36.33% | 40.59% | 58.32% | -10.71% | -26.70% | Upgrade
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| Effective Tax Rate | 18.16% | 19.89% | 22.30% | 19.73% | 19.46% | 21.12% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.