Third Coast Bancshares Statistics
Total Valuation
TCBX has a market cap or net worth of $538.12 million. The enterprise value is $548.08 million.
Important Dates
The next estimated earnings date is Wednesday, January 21, 2026, after market close.
| Earnings Date | Jan 21, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
TCBX has 13.89 million shares outstanding. The number of shares has increased by 2.52% in one year.
| Current Share Class | 13.89M |
| Shares Outstanding | 13.89M |
| Shares Change (YoY) | +2.52% |
| Shares Change (QoQ) | +0.77% |
| Owned by Insiders (%) | 8.91% |
| Owned by Institutions (%) | 59.33% |
| Float | 12.66M |
Valuation Ratios
The trailing PE ratio is 10.87 and the forward PE ratio is 10.37.
| PE Ratio | 10.87 |
| Forward PE | 10.37 |
| PS Ratio | 2.78 |
| Forward PS | 2.31 |
| PB Ratio | 1.05 |
| P/TBV Ratio | 1.09 |
| P/FCF Ratio | 13.69 |
| P/OCF Ratio | 12.98 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 9.55 |
| EV / Sales | 2.85 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 13.95 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 3.46 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.88%.
| Return on Equity (ROE) | 12.88% |
| Return on Assets (ROA) | 1.28% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $520,932 |
| Profits Per Employee | $155,493 |
| Employee Count | 369 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TCBX has paid $17.02 million in taxes.
| Income Tax | 17.02M |
| Effective Tax Rate | 21.51% |
Stock Price Statistics
The stock price has increased by +9.56% in the last 52 weeks. The beta is 0.73, so TCBX's price volatility has been lower than the market average.
| Beta (5Y) | 0.73 |
| 52-Week Price Change | +9.56% |
| 50-Day Moving Average | 37.81 |
| 200-Day Moving Average | 35.06 |
| Relative Strength Index (RSI) | 56.85 |
| Average Volume (20 Days) | 49,547 |
Short Selling Information
The latest short interest is 212,486, so 1.53% of the outstanding shares have been sold short.
| Short Interest | 212,486 |
| Short Previous Month | 214,886 |
| Short % of Shares Out | 1.53% |
| Short % of Float | 1.68% |
| Short Ratio (days to cover) | 3.70 |
Income Statement
In the last 12 months, TCBX had revenue of $192.22 million and earned $57.38 million in profits. Earnings per share was $3.56.
| Revenue | 192.22M |
| Gross Profit | 192.22M |
| Operating Income | 80.07M |
| Pretax Income | 79.15M |
| Net Income | 57.38M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $3.56 |
Full Income StatementBalance Sheet
The company has $126.08 million in cash and $136.04 million in debt, giving a net cash position of -$9.96 million or -$0.72 per share.
| Cash & Cash Equivalents | 126.08M |
| Total Debt | 136.04M |
| Net Cash | -9.96M |
| Net Cash Per Share | -$0.72 |
| Equity (Book Value) | 513.83M |
| Book Value Per Share | 37.02 |
| Working Capital | -4.25B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $41.47 million and capital expenditures -$2.18 million, giving a free cash flow of $39.30 million.
| Operating Cash Flow | 41.47M |
| Capital Expenditures | -2.18M |
| Free Cash Flow | 39.30M |
| FCF Per Share | $2.83 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 41.66% |
| Pretax Margin | 41.17% |
| Profit Margin | 32.32% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 20.44% |