First Financial Corporation (THFF)
NASDAQ: THFF · Real-Time Price · USD
60.42
-0.77 (-1.26%)
Dec 5, 2025, 4:00 PM EST - Market closed

First Financial Statistics

Total Valuation

First Financial has a market cap or net worth of $716.02 million. The enterprise value is $989.20 million.

Market Cap 716.02M
Enterprise Value 989.20M

Important Dates

The last earnings date was Tuesday, October 28, 2025.

Earnings Date Oct 28, 2025
Ex-Dividend Date Oct 1, 2025

Share Statistics

First Financial has 11.85 million shares outstanding. The number of shares has increased by 0.36% in one year.

Current Share Class 11.85M
Shares Outstanding 11.85M
Shares Change (YoY) +0.36%
Shares Change (QoQ) n/a
Owned by Insiders (%) 5.06%
Owned by Institutions (%) 80.67%
Float 11.24M

Valuation Ratios

The trailing PE ratio is 9.67 and the forward PE ratio is 9.05.

PE Ratio 9.67
Forward PE 9.05
PS Ratio 2.85
Forward PS 2.50
PB Ratio 1.15
P/TBV Ratio 1.41
P/FCF Ratio 9.86
P/OCF Ratio 9.36
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings 13.37
EV / Sales 3.94
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 13.62

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 4.97
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 12.46%.

Return on Equity (ROE) 12.46%
Return on Assets (ROA) 1.33%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee $267,615
Profits Per Employee $78,970
Employee Count 937
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, First Financial has paid $18.38 million in taxes.

Income Tax 18.38M
Effective Tax Rate 19.89%

Stock Price Statistics

The stock price has increased by +21.23% in the last 52 weeks. The beta is 0.43, so First Financial's price volatility has been lower than the market average.

Beta (5Y) 0.43
52-Week Price Change +21.23%
50-Day Moving Average 55.71
200-Day Moving Average 53.37
Relative Strength Index (RSI) 63.97
Average Volume (20 Days) 50,672

Short Selling Information

The latest short interest is 120,899, so 1.02% of the outstanding shares have been sold short.

Short Interest 120,899
Short Previous Month 107,141
Short % of Shares Out 1.02%
Short % of Float 1.08%
Short Ratio (days to cover) 1.80

Income Statement

In the last 12 months, First Financial had revenue of $250.76 million and earned $74.00 million in profits. Earnings per share was $6.25.

Revenue 250.76M
Gross Profit 250.76M
Operating Income 101.17M
Pretax Income 92.37M
Net Income 74.00M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) $6.25
Full Income Statement

Balance Sheet

The company has $87.60 million in cash and $360.78 million in debt, giving a net cash position of -$273.19 million or -$23.05 per share.

Cash & Cash Equivalents 87.60M
Total Debt 360.78M
Net Cash -273.19M
Net Cash Per Share -$23.05
Equity (Book Value) 622.22M
Book Value Per Share 52.50
Working Capital -4.68B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $76.48 million and capital expenditures -$3.83 million, giving a free cash flow of $72.66 million.

Operating Cash Flow 76.48M
Capital Expenditures -3.83M
Free Cash Flow 72.66M
FCF Per Share $6.13
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 40.35%
Pretax Margin 36.84%
Profit Margin 29.51%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 28.97%

Dividends & Yields

This stock pays an annual dividend of $2.04, which amounts to a dividend yield of 3.38%.

Dividend Per Share $2.04
Dividend Yield 3.38%
Dividend Growth (YoY) 13.33%
Years of Dividend Growth 35
Payout Ratio 32.65%
Buyback Yield -0.36%
Shareholder Yield 2.98%
Earnings Yield 10.33%
FCF Yield 10.15%
Dividend Details

Analyst Forecast

The average price target for First Financial is $60.00, which is -0.70% lower than the current price. The consensus rating is "Buy".

Price Target $60.00
Price Target Difference -0.70%
Analyst Consensus Buy
Analyst Count 3
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a
Stock Forecasts

Stock Splits

The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.

Last Split Date Oct 16, 2003
Split Type Forward
Split Ratio 2:1

Scores

Altman Z-Score n/a
Piotroski F-Score 4