First Financial Statistics
Total Valuation
First Financial has a market cap or net worth of $923.52 million. The enterprise value is $1.39 billion.
Important Dates
The next estimated earnings date is Tuesday, July 21, 2026.
| Earnings Date | Jul 21, 2026 |
| Ex-Dividend Date | Jul 1, 2026 |
Share Statistics
First Financial has 11.89 million shares outstanding. The number of shares has increased by 0.35% in one year.
| Current Share Class | 11.89M |
| Shares Outstanding | 11.89M |
| Shares Change (YoY) | +0.35% |
| Shares Change (QoQ) | +0.18% |
| Owned by Insiders (%) | 4.98% |
| Owned by Institutions (%) | 82.57% |
| Float | 11.29M |
Valuation Ratios
The trailing PE ratio is 11.43 and the forward PE ratio is 10.35.
| PE Ratio | 11.43 |
| Forward PE | 10.35 |
| PS Ratio | 3.57 |
| Forward PS | 3.11 |
| PB Ratio | 1.41 |
| P/TBV Ratio | 1.72 |
| P/FCF Ratio | 10.51 |
| P/OCF Ratio | 10.04 |
| PEG Ratio | n/a |
Financial Ratio History Enterprise Valuation
| EV / Earnings | 17.28 |
| EV / Sales | 5.38 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 15.85 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 6.44 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.14%.
| Return on Equity (ROE) | 13.14% |
| Return on Assets (ROA) | 1.38% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 4.09% |
| Revenue Per Employee | $273,471 |
| Profits Per Employee | $85,207 |
| Employee Count | 946 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, First Financial has paid $19.05 million in taxes.
| Income Tax | 19.05M |
| Effective Tax Rate | 19.12% |
Stock Price Statistics
The stock price has increased by +48.72% in the last 52 weeks. The beta is 0.43, so First Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.43 |
| 52-Week Price Change | +48.72% |
| 50-Day Moving Average | 69.30 |
| 200-Day Moving Average | 62.78 |
| Relative Strength Index (RSI) | 73.64 |
| Average Volume (20 Days) | 134,338 |
Short Selling Information
The latest short interest is 266,745, so 2.24% of the outstanding shares have been sold short.
| Short Interest | 266,745 |
| Short Previous Month | 239,430 |
| Short % of Shares Out | 2.24% |
| Short % of Float | 2.36% |
| Short Ratio (days to cover) | 3.12 |
Income Statement
In the last 12 months, First Financial had revenue of $258.70 million and earned $80.61 million in profits. Earnings per share was $6.79.
| Revenue | 258.70M |
| Gross Profit | 258.70M |
| Operating Income | 102.44M |
| Pretax Income | 99.66M |
| Net Income | 80.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $6.79 |
Full Income Statement Balance Sheet
The company has $96.89 million in cash and $565.92 million in debt, giving a net cash position of -$469.03 million or -$39.44 per share.
| Cash & Cash Equivalents | 96.89M |
| Total Debt | 565.92M |
| Net Cash | -469.03M |
| Net Cash Per Share | -$39.44 |
| Equity (Book Value) | 655.29M |
| Book Value Per Share | 55.10 |
| Working Capital | -5.07B |
Full Balance Sheet Cash Flow
In the last 12 months, operating cash flow was $91.97 million and capital expenditures -$4.10 million, giving a free cash flow of $87.86 million.
| Operating Cash Flow | 91.97M |
| Capital Expenditures | -4.10M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 261.45M |
| Free Cash Flow | 87.86M |
| FCF Per Share | $7.39 |
Full Cash Flow Statement Margins
| Gross Margin | n/a |
| Operating Margin | 39.60% |
| Pretax Margin | 38.52% |
| Profit Margin | 31.16% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 33.96% |
Dividends & Yields
This stock pays an annual dividend of $2.24, which amounts to a dividend yield of 2.88%.
| Dividend Per Share | $2.24 |
| Dividend Yield | 2.88% |
| Dividend Growth (YoY) | 10.61% |
| Years of Dividend Growth | 36 |
| Payout Ratio | 32.23% |
| Buyback Yield | -0.35% |
| Shareholder Yield | 2.54% |
| Earnings Yield | 8.73% |
| FCF Yield | 9.51% |
Dividend Details Analyst Forecast
The average price target for First Financial is $73.00, which is -6.00% lower than the current price. The consensus rating is "Buy".
| Price Target | $73.00 |
| Price Target Difference | -6.00% |
| Analyst Consensus | Buy |
| Analyst Count | 2 |
| Revenue Growth Forecast (3Y) | n/a |
| EPS Growth Forecast (3Y) | n/a |
Stock Forecasts Stock Splits
The last stock split was on October 16, 2003. It was a forward split with a ratio of 2:1.
| Last Split Date | Oct 16, 2003 |
| Split Type | Forward |
| Split Ratio | 2:1 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |