The Hanover Insurance Group, Inc. (THG)
NYSE: THG · Real-Time Price · USD
174.54
-3.85 (-2.16%)
Mar 6, 2026, 9:50 AM EST - Market open

THG Income Statement

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
FY 2025 FY 2024 FY 2023 FY 2022 FY 2021 2020 - 2016
Period Ending
Dec '25 Dec '24 Dec '23 Dec '22 Dec '21 2020 - 2016
Premiums & Annuity Revenue
6,1615,9135,6635,2524,770
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Total Interest & Dividend Income
427.3352302.1260.6242.5
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Gain (Loss) on Sale of Investments
-46-75.8-32.5-106.5123
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Other Revenue
5248.660.862.292.1
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Total Revenue
6,5946,2375,9945,4695,228
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Revenue Growth (YoY)
5.72%4.07%9.60%4.61%8.35%
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Policy Benefits
3,7293,7574,1353,6233,134
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Policy Acquisition & Underwriting Costs
1,2851,2221,1761,093982.7
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Other Operating Expenses
692.9686.4607.7573.9555.6
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Total Operating Expenses
5,7075,6665,9185,2914,673
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Operating Income
887571.975.2178.1555.3
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Interest Expense
-43.2-34.1-34.1-34.1-34
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EBT Excluding Unusual Items
843.8537.841.1144521.3
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Pretax Income
843.8537.841.1144521.3
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Income Tax Expense
183.1112.57.627.2101.3
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Earnings From Continuing Ops.
660.7425.333.5116.8420
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Earnings From Discontinued Ops.
1.80.71.8-0.82.8
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Net Income
662.542635.3116422.8
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Net Income to Common
662.542635.3116422.8
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Net Income Growth
55.52%1106.80%-69.57%-72.56%17.87%
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Shares Outstanding (Basic)
3636363636
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Shares Outstanding (Diluted)
3736363636
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Shares Change (YoY)
0.27%0.83%--0.82%-4.46%
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EPS (Basic)
18.5111.870.993.2611.78
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EPS (Diluted)
18.1711.700.983.2111.60
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EPS Growth
55.30%1093.97%-69.45%-72.34%23.11%
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Free Cash Flow
1,171795.6349.8704.5815.7
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Free Cash Flow Per Share
32.0721.869.6919.5222.41
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Dividend Per Share
3.6503.4503.2803.0602.850
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Dividend Growth
5.80%5.18%7.19%7.37%7.55%
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Operating Margin
13.45%9.17%1.26%3.26%10.62%
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Profit Margin
10.05%6.83%0.59%2.12%8.09%
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Free Cash Flow Margin
17.75%12.75%5.84%12.88%15.60%
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EBITDA
888.5573.481.5191572.2
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EBITDA Margin
13.47%9.19%1.36%3.49%10.95%
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D&A For EBITDA
1.51.56.312.916.9
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EBIT
887571.975.2178.1555.3
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EBIT Margin
13.45%9.17%1.26%3.26%10.62%
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Effective Tax Rate
21.70%20.92%18.49%18.89%19.43%
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Revenue as Reported
6,5946,2375,9945,4695,228
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Source: S&P Capital IQ. Insurance template. Financial Sources.