TowneBank Statistics
Total Valuation
TowneBank has a market cap or net worth of $3.28 billion. The enterprise value is $3.58 billion.
Important Dates
The last earnings date was Wednesday, April 22, 2026, after market close.
| Earnings Date | Apr 22, 2026 |
| Ex-Dividend Date | May 4, 2026 |
Share Statistics
TowneBank has 91.29 million shares outstanding. The number of shares has increased by 6.99% in one year.
| Current Share Class | 91.29M |
| Shares Outstanding | 91.29M |
| Shares Change (YoY) | +6.99% |
| Shares Change (QoQ) | +14.75% |
| Owned by Insiders (%) | 6.35% |
| Owned by Institutions (%) | 52.09% |
| Float | 85.49M |
Valuation Ratios
The trailing PE ratio is 17.37 and the forward PE ratio is 10.61. TowneBank's PEG ratio is 0.76.
| PE Ratio | 17.37 |
| Forward PE | 10.61 |
| PS Ratio | 3.74 |
| Forward PS | 2.93 |
| PB Ratio | 1.13 |
| P/TBV Ratio | 1.65 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | 0.76 |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.45 |
| EV / Sales | 4.08 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.56%.
| Return on Equity (ROE) | 6.56% |
| Return on Assets (ROA) | 0.84% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 7.20% |
| Revenue Per Employee | $294,760 |
| Profits Per Employee | $56,050 |
| Employee Count | 2,976 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, TowneBank has paid $42.41 million in taxes.
| Income Tax | 42.41M |
| Effective Tax Rate | 20.17% |
Stock Price Statistics
The stock price has increased by +9.49% in the last 52 weeks. The beta is 0.74, so TowneBank's price volatility has been lower than the market average.
| Beta (5Y) | 0.74 |
| 52-Week Price Change | +9.49% |
| 50-Day Moving Average | 34.44 |
| 200-Day Moving Average | 34.77 |
| Relative Strength Index (RSI) | 60.40 |
| Average Volume (20 Days) | 432,169 |
Short Selling Information
The latest short interest is 1.89 million, so 2.07% of the outstanding shares have been sold short.
| Short Interest | 1.89M |
| Short Previous Month | 2.13M |
| Short % of Shares Out | 2.07% |
| Short % of Float | 2.22% |
| Short Ratio (days to cover) | 3.14 |
Income Statement
In the last 12 months, TowneBank had revenue of $877.21 million and earned $166.81 million in profits. Earnings per share was $2.07.
| Revenue | 877.21M |
| Gross Profit | 877.21M |
| Operating Income | 316.86M |
| Pretax Income | 210.29M |
| Net Income | 166.81M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.07 |
Full Income StatementBalance Sheet
The company has $215.39 million in cash and $512.48 million in debt, giving a net cash position of -$297.09 million or -$3.25 per share.
| Cash & Cash Equivalents | 215.39M |
| Total Debt | 512.48M |
| Net Cash | -297.09M |
| Net Cash Per Share | -$3.25 |
| Equity (Book Value) | 2.90B |
| Book Value Per Share | 31.68 |
| Working Capital | -16.70B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 36.12% |
| Pretax Margin | 23.97% |
| Profit Margin | 19.02% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |