TrustCo Bank Corp NY (TRST)
NASDAQ: TRST · Real-Time Price · USD
47.64
+0.65 (1.38%)
Apr 28, 2026, 4:00 PM EDT - Market closed
TrustCo Bank Corp NY Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 224.96 | 220.85 | 205.6 | 187.46 | 162.21 | 159.17 | Upgrade
|
| Interest Income on Investments | 37.86 | 38.57 | 37.72 | 38.75 | 24.39 | 8.81 | Upgrade
|
| Total Interest Income | 262.83 | 259.42 | 243.32 | 226.21 | 186.6 | 167.98 | Upgrade
|
| Interest Paid on Deposits | 88.4 | 89.55 | 90.59 | 53.35 | 5.73 | 6.67 | Upgrade
|
| Interest Paid on Borrowings | 1.12 | 0.89 | 0.79 | 1.01 | 0.74 | 0.91 | Upgrade
|
| Total Interest Expense | 89.52 | 90.44 | 91.38 | 54.36 | 6.47 | 7.57 | Upgrade
|
| Net Interest Income | 173.31 | 168.97 | 151.94 | 171.85 | 180.14 | 160.41 | Upgrade
|
| Net Interest Income Growth (YoY) | 11.29% | 11.21% | -11.58% | -4.60% | 12.30% | 4.45% | Upgrade
|
| Trust Income | 7.87 | 7.86 | 7.25 | 6.43 | 7.04 | 7.36 | Upgrade
|
| Gain (Loss) on Sale of Investments | - | - | 1.38 | - | - | - | Upgrade
|
| Other Non-Interest Income | 10.94 | 11.09 | 11.2 | 11.89 | 12.22 | 10.58 | Upgrade
|
| Total Non-Interest Income | 18.81 | 18.95 | 19.83 | 18.32 | 19.26 | 17.94 | Upgrade
|
| Non-Interest Income Growth (YoY) | -5.78% | -4.48% | 8.29% | -4.91% | 7.38% | 4.47% | Upgrade
|
| Revenues Before Loan Losses | 192.12 | 187.92 | 171.77 | 190.16 | 199.4 | 178.35 | Upgrade
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| Provision for Loan Losses | 2.25 | 1.6 | 2 | 1.25 | -0.34 | -5.45 | Upgrade
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| Revenue | 189.87 | 186.32 | 169.77 | 188.91 | 199.74 | 183.8 | Upgrade
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| Revenue Growth (YoY) | 9.12% | 9.74% | -10.13% | -5.42% | 8.67% | 11.29% | Upgrade
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| Salaries and Employee Benefits | 45.91 | 45.59 | 44.03 | 48.54 | 43 | 45.72 | Upgrade
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| Occupancy Expenses | 7.55 | 7.57 | 7.17 | 7.04 | 7.13 | 7.6 | Upgrade
|
| Federal Deposit Insurance | 4.48 | 4.51 | 4.12 | 4.3 | 3.16 | 3.01 | Upgrade
|
| Selling, General & Administrative | 39.25 | 39.34 | 42 | 38.87 | 36.62 | 36.23 | Upgrade
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| Other Non-Interest Expense | 8.22 | 7.78 | 7.65 | 9.28 | 10.1 | 8.92 | Upgrade
|
| Total Non-Interest Expense | 106.16 | 105.5 | 105.73 | 108.55 | 100.32 | 101.66 | Upgrade
|
| EBT Excluding Unusual Items | 83.71 | 80.81 | 64.05 | 80.36 | 99.42 | 82.13 | Upgrade
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| Legal Settlements | - | - | - | -2.75 | - | - | Upgrade
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| Pretax Income | 83.71 | 80.81 | 64.05 | 77.61 | 99.42 | 82.13 | Upgrade
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| Income Tax Expense | 20.57 | 19.68 | 15.21 | 18.97 | 24.18 | 20.61 | Upgrade
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| Net Income | 63.15 | 61.14 | 48.83 | 58.65 | 75.23 | 61.52 | Upgrade
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| Net Income to Common | 63.15 | 61.14 | 48.83 | 58.65 | 75.23 | 61.52 | Upgrade
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| Net Income Growth | 23.86% | 25.20% | -16.73% | -22.05% | 22.29% | 17.29% | Upgrade
|
| Basic Shares Outstanding | 18 | 19 | 19 | 19 | 19 | 19 | Upgrade
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| Diluted Shares Outstanding | 18 | 19 | 19 | 19 | 19 | 19 | Upgrade
|
| Shares Change (YoY) | -2.85% | -1.30% | 0.06% | -0.56% | -0.68% | -0.21% | Upgrade
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| EPS (Basic) | 3.42 | 3.26 | 2.57 | 3.08 | 3.93 | 3.19 | Upgrade
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| EPS (Diluted) | 3.41 | 3.25 | 2.57 | 3.08 | 3.93 | 3.19 | Upgrade
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| EPS Growth | 27.18% | 26.57% | -16.63% | -21.63% | 23.20% | 17.38% | Upgrade
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| Dividend Per Share | 1.500 | 1.480 | 1.440 | 1.440 | 1.410 | 1.372 | Upgrade
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| Dividend Growth | 4.17% | 2.78% | - | 2.13% | 2.78% | 0.69% | Upgrade
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| Effective Tax Rate | 24.57% | 24.35% | 23.75% | 24.44% | 24.32% | 25.10% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.