United Bankshares, Inc. (UBSI)
NASDAQ: UBSI · Real-Time Price · USD
44.10
+0.13 (0.30%)
Apr 28, 2026, 4:00 PM EDT - Market closed
United Bankshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 1,492 | 1,480 | 1,303 | 1,203 | 864.58 | 724.49 | Upgrade
|
| Interest Income on Investments | 205.74 | 205.74 | 199.52 | 198.13 | 137.41 | 70.62 | Upgrade
|
| Total Interest Income | 1,698 | 1,686 | 1,502 | 1,401 | 1,002 | 795.12 | Upgrade
|
| Interest Paid on Deposits | 544.31 | 554.49 | 539.81 | 391.09 | 80.24 | 41.62 | Upgrade
|
| Interest Paid on Borrowings | 29.2 | 29.2 | 51.25 | 90.3 | 25.32 | 10.76 | Upgrade
|
| Total Interest Expense | 573.51 | 583.69 | 591.05 | 481.4 | 105.56 | 52.38 | Upgrade
|
| Net Interest Income | 1,125 | 1,102 | 911.07 | 919.92 | 896.43 | 742.73 | Upgrade
|
| Net Interest Income Growth (YoY) | 18.55% | 20.97% | -0.96% | 2.62% | 20.69% | 7.68% | Upgrade
|
| Trust Income | 19.84 | 19.76 | 19.45 | 18.32 | 17.22 | 16.55 | Upgrade
|
| Mortgage Banking Activities | 9.64 | 9.57 | 25.02 | 40.34 | 51.93 | 181.3 | Upgrade
|
| Gain (Loss) on Sale of Investments | 12.91 | 11.17 | -7.72 | -7.65 | 0.78 | 2.68 | Upgrade
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| Other Non-Interest Income | 58 | 55.66 | 49.77 | 47.17 | 42.79 | 38.91 | Upgrade
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| Total Non-Interest Income | 139.66 | 135.15 | 123.7 | 135.26 | 153.26 | 278.13 | Upgrade
|
| Non-Interest Income Growth (YoY) | 15.39% | 9.26% | -8.55% | -11.75% | -44.90% | -21.60% | Upgrade
|
| Revenues Before Loan Losses | 1,264 | 1,237 | 1,035 | 1,055 | 1,050 | 1,021 | Upgrade
|
| Provision for Loan Losses | 13.81 | 35.14 | 25.15 | 31.15 | 18.82 | -23.97 | Upgrade
|
| Revenue | 1,250 | 1,202 | 1,010 | 1,024 | 1,031 | 1,045 | Upgrade
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| Revenue Growth (YoY) | 22.46% | 19.07% | -1.41% | -0.66% | -1.34% | 11.39% | Upgrade
|
| Salaries and Employee Benefits | 298.35 | 291.84 | 276.11 | 266.71 | 278.47 | 325.82 | Upgrade
|
| Occupancy Expenses | 30.36 | 29.95 | 25.9 | 46.43 | 45.13 | 42.03 | Upgrade
|
| Federal Deposit Insurance | 16.77 | 17.02 | 19.74 | 30.38 | 11.99 | 8.35 | Upgrade
|
| Selling, General & Administrative | 108.18 | 109.48 | 99.98 | 80.92 | 77.36 | 71.22 | Upgrade
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| Other Non-Interest Expense | 150.62 | 145.42 | 122.8 | 134.49 | 139.3 | 128.48 | Upgrade
|
| Total Non-Interest Expense | 604.99 | 594.45 | 545.03 | 560.22 | 555.09 | 581.34 | Upgrade
|
| EBT Excluding Unusual Items | 645.49 | 607.73 | 464.58 | 463.81 | 475.78 | 463.5 | Upgrade
|
| Asset Writedown | - | - | - | - | - | -0.63 | Upgrade
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| Other Unusual Items | - | - | - | - | - | -0.02 | Upgrade
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| Pretax Income | 632.46 | 583.4 | 464.58 | 463.81 | 475.78 | 462.85 | Upgrade
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| Income Tax Expense | 127.96 | 118.8 | 91.58 | 97.49 | 96.16 | 95.12 | Upgrade
|
| Net Income | 504.5 | 464.6 | 373 | 366.31 | 379.63 | 367.74 | Upgrade
|
| Preferred Dividends & Other Adjustments | 1.03 | 1.03 | 0.83 | 0.88 | 1 | 1.04 | Upgrade
|
| Net Income to Common | 503.46 | 463.57 | 372.16 | 365.43 | 378.62 | 366.7 | Upgrade
|
| Net Income Growth | 36.17% | 24.56% | 1.82% | -3.51% | 3.23% | 27.23% | Upgrade
|
| Basic Shares Outstanding | 141 | 141 | 135 | 135 | 135 | 129 | Upgrade
|
| Diluted Shares Outstanding | 141 | 142 | 135 | 135 | 135 | 130 | Upgrade
|
| Shares Change (YoY) | 2.96% | 4.88% | 0.35% | -0.27% | 4.33% | 7.85% | Upgrade
|
| EPS (Basic) | 3.58 | 3.28 | 2.76 | 2.72 | 2.81 | 2.84 | Upgrade
|
| EPS (Diluted) | 3.57 | 3.27 | 2.75 | 2.71 | 2.80 | 2.83 | Upgrade
|
| EPS Growth | 32.52% | 18.91% | 1.48% | -3.21% | -1.06% | 17.92% | Upgrade
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| Dividend Per Share | 1.500 | 1.490 | 1.480 | 1.450 | 1.440 | 1.410 | Upgrade
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| Dividend Growth | 1.35% | 0.68% | 2.07% | 0.69% | 2.13% | 0.71% | Upgrade
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| Effective Tax Rate | 20.23% | 20.36% | 19.71% | 21.02% | 20.21% | 20.55% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.