UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
114.94
-0.94 (-0.81%)
Dec 5, 2025, 4:00 PM EST - Market closed
UMB Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Cash & Equivalents | 1,838 | 573.18 | 452.25 | 507.68 | 413.82 | 430.64 | Upgrade
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| Investment Securities | 9,321 | 7,291 | 7,122 | 7,300 | 6,642 | 6,833 | Upgrade
|
| Trading Asset Securities | 334.98 | 262.98 | 179.59 | 66.1 | 89.56 | 138.57 | Upgrade
|
| Mortgage-Backed Securities | 10,416 | 6,944 | 6,359 | 6,948 | 8,361 | 5,468 | Upgrade
|
| Total Investments | 20,072 | 14,498 | 13,661 | 14,313 | 15,093 | 12,440 | Upgrade
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| Gross Loans | 37,707 | 25,642 | 23,172 | 21,031 | 17,171 | 16,104 | Upgrade
|
| Allowance for Loan Losses | -404.97 | -259.09 | -219.74 | -191.84 | -194.77 | -215.97 | Upgrade
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| Net Loans | 37,302 | 25,383 | 22,953 | 20,839 | 16,976 | 15,888 | Upgrade
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| Property, Plant & Equipment | 398.61 | 252.24 | 261.29 | 272.56 | 275.28 | 292.32 | Upgrade
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| Goodwill | 1,835 | 207.39 | 207.39 | 207.39 | 174.52 | 180.87 | Upgrade
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| Other Intangible Assets | 511.45 | 80.78 | 101.42 | 124.41 | 67.17 | 85.23 | Upgrade
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| Loans Held for Sale | 3.17 | 2.76 | 4.42 | 1.98 | 1.28 | 6.71 | Upgrade
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| Accrued Interest Receivable | 331.65 | 246.1 | 220.31 | 189.23 | 131.1 | 139.89 | Upgrade
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| Other Receivables | 99.5 | 100.2 | 86.6 | 76.1 | 73.6 | 62.1 | Upgrade
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| Restricted Cash | 7,768 | 7,876 | 5,081 | 1,057 | 8,801 | 3,067 | Upgrade
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| Long-Term Deferred Tax Assets | - | 244.04 | 222.2 | 248.43 | - | - | Upgrade
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| Other Real Estate Owned & Foreclosed | 31.43 | 28.39 | 1.74 | 0.07 | - | 4.74 | Upgrade
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| Other Long-Term Assets | 1,690 | 918.19 | 759.15 | 674.64 | 686.93 | 530.63 | Upgrade
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| Total Assets | 71,881 | 50,410 | 44,012 | 38,512 | 42,693 | 33,128 | Upgrade
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| Accrued Expenses | 445.72 | 364.32 | 384.77 | 236.54 | 224.8 | 218.53 | Upgrade
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| Interest Bearing Deposits | 42,535 | 28,366 | 22,882 | 18,841 | 18,809 | 16,773 | Upgrade
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| Institutional Deposits | 1,413 | 1,159 | 780.69 | 538.05 | 447.98 | 398.35 | Upgrade
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| Non-Interest Bearing Deposits | 16,188 | 13,617 | 12,131 | 13,260 | 16,343 | 9,880 | Upgrade
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| Total Deposits | 60,136 | 43,142 | 35,793 | 32,639 | 35,600 | 27,051 | Upgrade
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| Short-Term Borrowings | 2,983 | 2,717 | 4,025 | 2,349 | 3,252 | 2,325 | Upgrade
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| Current Portion of Leases | - | 12.02 | - | - | - | 2.02 | Upgrade
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| Other Current Liabilities | 13 | 7.1 | 8.02 | 3.5 | 3.2 | 2.18 | Upgrade
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| Long-Term Debt | 252.4 | 308.51 | 307.64 | 306.76 | 198.33 | 197.88 | Upgrade
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| Long-Term Leases | - | 43.1 | 58.9 | 63.5 | 64.6 | 71.7 | Upgrade
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| Trust Preferred Securities | 218.93 | 76.78 | 75.61 | 74.55 | 73.21 | 71.71 | Upgrade
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| Long-Term Deferred Tax Liabilities | - | - | - | - | 22.1 | 95.56 | Upgrade
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| Other Long-Term Liabilities | 388.72 | 272.11 | 258.73 | 172.88 | 109.51 | 74.85 | Upgrade
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| Total Liabilities | 64,437 | 46,943 | 40,911 | 35,845 | 39,548 | 30,111 | Upgrade
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| Common Stock | 78.67 | 55.06 | 55.06 | 55.06 | 55.06 | 55.06 | Upgrade
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| Additional Paid-In Capital | 4,002 | 1,146 | 1,134 | 1,126 | 1,111 | 1,090 | Upgrade
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| Retained Earnings | 3,560 | 3,175 | 2,811 | 2,536 | 2,177 | 1,891 | Upgrade
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| Treasury Stock | -165.49 | -336.05 | -342.89 | -347.26 | -323.47 | -338.15 | Upgrade
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| Comprehensive Income & Other | -324.84 | -573.05 | -556.94 | -702.74 | 126.31 | 318.34 | Upgrade
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| Shareholders' Equity | 7,444 | 3,467 | 3,100 | 2,667 | 3,145 | 3,017 | Upgrade
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| Total Liabilities & Equity | 71,881 | 50,410 | 44,012 | 38,512 | 42,693 | 33,128 | Upgrade
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| Total Debt | 3,454 | 3,158 | 4,467 | 2,793 | 3,589 | 2,668 | Upgrade
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| Net Cash (Debt) | -1,157 | -1,666 | -3,516 | -1,146 | -1,828 | -405.53 | Upgrade
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| Net Cash Per Share | -17.30 | -33.95 | -72.10 | -23.51 | -37.50 | -8.39 | Upgrade
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| Filing Date Shares Outstanding | 75.95 | 72.59 | 48.74 | 48.5 | 48.46 | 48.18 | Upgrade
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| Total Common Shares Outstanding | 75.95 | 48.81 | 48.55 | 48.32 | 48.43 | 48.01 | Upgrade
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| Book Value Per Share | 94.13 | 71.02 | 63.85 | 55.20 | 64.95 | 62.84 | Upgrade
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| Tangible Book Value | 4,803 | 3,178 | 2,792 | 2,335 | 2,904 | 2,751 | Upgrade
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| Tangible Book Value Per Share | 63.24 | 65.11 | 57.49 | 48.33 | 59.96 | 57.30 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.