UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
113.96
+0.47 (0.41%)
Mar 9, 2026, 4:00 PM EDT - Market closed
UMB Financial Balance Sheet
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 1,001 | 573.18 | 452.25 | 507.68 | 413.82 | Upgrade
|
| Investment Securities | 10,910 | 7,291 | 7,122 | 7,300 | 6,642 | Upgrade
|
| Trading Asset Securities | 303.66 | 262.98 | 179.59 | 66.1 | 89.56 | Upgrade
|
| Mortgage-Backed Securities | 10,682 | 6,944 | 6,359 | 6,948 | 8,361 | Upgrade
|
| Total Investments | 21,895 | 14,498 | 13,661 | 14,313 | 15,093 | Upgrade
|
| Gross Loans | 38,779 | 25,642 | 23,172 | 21,031 | 17,171 | Upgrade
|
| Allowance for Loan Losses | -419.48 | -259.09 | -219.74 | -191.84 | -194.77 | Upgrade
|
| Net Loans | 38,360 | 25,383 | 22,953 | 20,839 | 16,976 | Upgrade
|
| Property, Plant & Equipment | 451.38 | 252.24 | 261.29 | 272.56 | 275.28 | Upgrade
|
| Goodwill | 1,840 | 207.39 | 207.39 | 207.39 | 174.52 | Upgrade
|
| Other Intangible Assets | 497.26 | 80.78 | 101.42 | 124.41 | 67.17 | Upgrade
|
| Loans Held for Sale | 2.03 | 2.76 | 4.42 | 1.98 | 1.28 | Upgrade
|
| Accrued Interest Receivable | 349.64 | 246.1 | 220.31 | 189.23 | 131.1 | Upgrade
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| Other Receivables | 116.1 | 100.2 | 86.6 | 76.1 | 73.6 | Upgrade
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| Restricted Cash | 6,819 | 7,876 | 5,081 | 1,057 | 8,801 | Upgrade
|
| Long-Term Deferred Tax Assets | 279.14 | 244.04 | 222.2 | 248.43 | - | Upgrade
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| Other Real Estate Owned & Foreclosed | 4.8 | 28.39 | 1.74 | 0.07 | - | Upgrade
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| Other Long-Term Assets | 1,479 | 918.19 | 759.15 | 674.64 | 686.93 | Upgrade
|
| Total Assets | 73,094 | 50,410 | 44,012 | 38,512 | 42,693 | Upgrade
|
| Accrued Expenses | 429.63 | 364.32 | 384.77 | 236.54 | 224.8 | Upgrade
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| Interest Bearing Deposits | 41,687 | 28,366 | 22,882 | 18,841 | 18,809 | Upgrade
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| Institutional Deposits | 1,826 | 1,159 | 780.69 | 538.05 | 447.98 | Upgrade
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| Non-Interest Bearing Deposits | 17,143 | 13,617 | 12,131 | 13,260 | 16,343 | Upgrade
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| Total Deposits | 60,657 | 43,142 | 35,793 | 32,639 | 35,600 | Upgrade
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| Short-Term Borrowings | 3,461 | 2,717 | 4,025 | 2,349 | 3,252 | Upgrade
|
| Current Portion of Leases | 18.13 | - | - | - | - | Upgrade
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| Other Current Liabilities | 4.05 | 7.1 | 8.02 | 3.5 | 3.2 | Upgrade
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| Long-Term Debt | 254.2 | 308.51 | 307.64 | 306.76 | 198.33 | Upgrade
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| Long-Term Leases | 54.53 | 55.1 | 58.9 | 63.5 | 64.6 | Upgrade
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| Trust Preferred Securities | 220.03 | 76.78 | 75.61 | 74.55 | 73.21 | Upgrade
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| Long-Term Deferred Tax Liabilities | - | - | - | - | 22.1 | Upgrade
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| Other Long-Term Liabilities | 301.77 | 272.13 | 258.73 | 172.88 | 109.51 | Upgrade
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| Total Liabilities | 65,401 | 46,943 | 40,911 | 35,845 | 39,548 | Upgrade
|
| Preferred Stock, Non-Redeemable | 294.07 | - | - | - | - | Upgrade
|
| Total Preferred Equity | 294.07 | - | - | - | - | Upgrade
|
| Common Stock | 78.67 | 55.06 | 55.06 | 55.06 | 55.06 | Upgrade
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| Additional Paid-In Capital | 4,011 | 1,146 | 1,134 | 1,126 | 1,111 | Upgrade
|
| Retained Earnings | 3,736 | 3,175 | 2,811 | 2,536 | 2,177 | Upgrade
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| Treasury Stock | -165.1 | -336.05 | -342.89 | -347.26 | -323.47 | Upgrade
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| Comprehensive Income & Other | -261.52 | -573.05 | -556.94 | -702.74 | 126.31 | Upgrade
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| Total Common Equity | 7,400 | 3,467 | 3,100 | 2,667 | 3,145 | Upgrade
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| Shareholders' Equity | 7,694 | 3,467 | 3,100 | 2,667 | 3,145 | Upgrade
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| Total Liabilities & Equity | 73,094 | 50,410 | 44,012 | 38,512 | 42,693 | Upgrade
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| Total Debt | 4,008 | 3,158 | 4,467 | 2,793 | 3,589 | Upgrade
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| Net Cash (Debt) | -1,083 | -1,666 | -3,516 | -1,146 | -1,828 | Upgrade
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| Net Cash Per Share | -14.70 | -33.95 | -72.10 | -23.51 | -37.50 | Upgrade
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| Filing Date Shares Outstanding | 76.14 | 72.59 | 48.74 | 48.5 | 48.46 | Upgrade
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| Total Common Shares Outstanding | 75.96 | 48.81 | 48.55 | 48.32 | 48.43 | Upgrade
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| Book Value Per Share | 97.41 | 71.02 | 63.85 | 55.20 | 64.95 | Upgrade
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| Tangible Book Value | 5,062 | 3,178 | 2,792 | 2,335 | 2,904 | Upgrade
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| Tangible Book Value Per Share | 66.65 | 65.11 | 57.49 | 48.33 | 59.96 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.