UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
125.35
+1.19 (0.96%)
Apr 28, 2026, 4:00 PM EDT - Market closed
UMB Financial Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Apr '26 Apr 28, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 9,544 | 8,738 | 5,507 | 4,055 | 4,035 | 5,131 | |
| Market Cap Growth | 49.16% | 58.66% | 35.83% | 0.49% | -21.37% | 54.85% | |
| Last Close Price | 125.35 | 114.61 | 110.79 | 80.67 | 78.92 | 98.61 | |
| PE Ratio | 11.12 | 12.76 | 12.48 | 11.58 | 9.35 | 14.54 | |
| PS Ratio | 3.49 | 3.50 | 3.51 | 2.85 | 2.82 | 4.06 | |
| PB Ratio | 1.27 | 1.14 | 1.59 | 1.31 | 1.51 | 1.63 | |
| P/FCF Ratio | - | 8.93 | 26.83 | 9.02 | 5.62 | 10.26 | |
| P/OCF Ratio | - | 8.51 | 24.45 | 8.58 | 5.24 | 9.61 | |
| Debt / Equity Ratio | 0.52 | 0.52 | 0.91 | 1.44 | 1.05 | 1.14 | |
| Debt / FCF Ratio | - | 4.10 | 15.38 | 9.94 | 3.89 | 7.17 | |
| Net Debt / Equity Ratio | -0.50 | 0.14 | 0.48 | 1.13 | 0.43 | 0.58 | |
| Net Debt / FCF Ratio | - | 1.11 | 8.11 | 7.82 | 1.60 | 3.65 | |
| Return on Equity (ROE) | 12.11% | 12.59% | 13.44% | 12.14% | 14.85% | 11.46% | |
| Return on Assets (ROA) | 1.24% | 1.14% | 0.94% | 0.85% | 1.06% | 0.93% | |
| Earnings Yield | 9.02% | 8.04% | 8.01% | 8.63% | 10.70% | 6.88% | |
| FCF Yield | - | 11.19% | 3.73% | 11.09% | 17.79% | 9.75% | |
| Dividend Yield | 1.37% | 1.42% | 1.42% | 1.90% | 1.89% | 1.40% | |
| Payout Ratio | 17.87% | 19.31% | 17.48% | 21.21% | 16.69% | 18.91% | |
| Buyback Yield / Dilution | -43.60% | -50.17% | -0.60% | -0.03% | -0.02% | -0.82% | |
| Total Shareholder Return | -42.23% | -48.75% | 0.82% | 1.86% | 1.87% | 0.58% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.