UMB Financial Corporation (UMBF)
NASDAQ: UMBF · Real-Time Price · USD
114.94
-0.94 (-0.81%)
Dec 5, 2025, 4:00 PM EST - Market closed
UMB Financial Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 8,730 | 5,507 | 4,055 | 4,035 | 5,131 | 3,314 | |
| Market Cap Growth | 47.61% | 35.83% | 0.49% | -21.37% | 54.85% | -1.66% | |
| Last Close Price | 114.94 | 111.63 | 81.28 | 79.52 | 99.36 | 63.68 | |
| PE Ratio | 12.93 | 12.48 | 11.58 | 9.35 | 14.54 | 11.57 | |
| PS Ratio | 3.45 | 3.51 | 2.85 | 2.82 | 4.06 | 2.85 | |
| PB Ratio | 1.22 | 1.59 | 1.31 | 1.51 | 1.63 | 1.10 | |
| P/FCF Ratio | 10.89 | 27.39 | 9.10 | 5.62 | 10.26 | 10.57 | |
| P/OCF Ratio | 10.23 | 24.45 | 8.58 | 5.24 | 9.61 | 8.87 | |
| Debt / Equity Ratio | 0.46 | 0.91 | 1.44 | 1.05 | 1.14 | 0.88 | |
| Debt / FCF Ratio | 4.31 | 15.70 | 10.02 | 3.89 | 7.17 | 8.51 | |
| Return on Equity (ROE) | 11.06% | 13.44% | 12.14% | 14.85% | 11.46% | 10.19% | |
| Return on Assets (ROA) | 1.02% | 0.94% | 0.85% | 1.06% | 0.93% | 0.96% | |
| Earnings Yield | 6.82% | 8.01% | 8.63% | 10.70% | 6.88% | 8.65% | |
| FCF Yield | 9.18% | 3.65% | 10.99% | 17.79% | 9.75% | 9.46% | |
| Dividend Yield | 1.50% | 1.41% | 1.88% | 1.87% | 1.39% | 1.96% | |
| Payout Ratio | 18.33% | 17.48% | 21.21% | 16.69% | 18.91% | 21.04% | |
| Buyback Yield / Dilution | -36.59% | -0.60% | -0.03% | -0.02% | -0.82% | 1.52% | |
| Total Shareholder Return | -35.09% | 0.80% | 1.85% | 1.85% | 0.57% | 3.48% | |
Source: S&P Capital IQ. Banks template.
Financial Sources.