Union Bankshares Statistics
Total Valuation
UNB has a market cap or net worth of $117.66 million. The enterprise value is $399.96 million.
Important Dates
The last earnings date was Wednesday, April 15, 2026.
| Earnings Date | Apr 15, 2026 |
| Ex-Dividend Date | Apr 27, 2026 |
Share Statistics
UNB has 4.61 million shares outstanding. The number of shares has increased by 0.83% in one year.
| Current Share Class | 4.61M |
| Shares Outstanding | 4.61M |
| Shares Change (YoY) | +0.83% |
| Shares Change (QoQ) | -0.42% |
| Owned by Insiders (%) | 17.76% |
| Owned by Institutions (%) | 23.84% |
| Float | 3.79M |
Valuation Ratios
The trailing PE ratio is 10.35.
| PE Ratio | 10.35 |
| Forward PE | n/a |
| PS Ratio | 2.16 |
| Forward PS | n/a |
| PB Ratio | 1.42 |
| P/TBV Ratio | 1.44 |
| P/FCF Ratio | 7.27 |
| P/OCF Ratio | 6.74 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 36.10 |
| EV / Sales | 7.45 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 25.04 |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 19.11 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.04%.
| Return on Equity (ROE) | 15.04% |
| Return on Assets (ROA) | 0.70% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 1.70% |
| Revenue Per Employee | $275,297 |
| Profits Per Employee | $56,821 |
| Employee Count | 195 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, UNB has paid $928,000 in taxes.
| Income Tax | 928,000 |
| Effective Tax Rate | 7.73% |
Stock Price Statistics
The stock price has decreased by -26.79% in the last 52 weeks. The beta is 0.35, so UNB's price volatility has been lower than the market average.
| Beta (5Y) | 0.35 |
| 52-Week Price Change | -26.79% |
| 50-Day Moving Average | 24.02 |
| 200-Day Moving Average | 24.65 |
| Relative Strength Index (RSI) | 63.75 |
| Average Volume (20 Days) | 5,195 |
Short Selling Information
The latest short interest is 100,221, so 2.17% of the outstanding shares have been sold short.
| Short Interest | 100,221 |
| Short Previous Month | 96,828 |
| Short % of Shares Out | 2.17% |
| Short % of Float | 2.64% |
| Short Ratio (days to cover) | 17.04 |
Income Statement
In the last 12 months, UNB had revenue of $53.68 million and earned $11.08 million in profits. Earnings per share was $2.41.
| Revenue | 53.68M |
| Gross Profit | 53.68M |
| Operating Income | 11.98M |
| Pretax Income | 12.01M |
| Net Income | 11.08M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.41 |
Full Income StatementBalance Sheet
The company has $21.26 million in cash and $305.17 million in debt, giving a net cash position of -$283.92 million or -$61.53 per share.
| Cash & Cash Equivalents | 21.26M |
| Total Debt | 305.17M |
| Net Cash | -283.92M |
| Net Cash Per Share | -$61.53 |
| Equity (Book Value) | 80.86M |
| Book Value Per Share | 17.53 |
| Working Capital | -1.20B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $17.23 million and capital expenditures -$1.25 million, giving a free cash flow of $15.97 million.
| Operating Cash Flow | 17.23M |
| Capital Expenditures | -1.25M |
| Depreciation & Amortization | n/a |
| Net Borrowing | 26.79M |
| Free Cash Flow | 15.97M |
| FCF Per Share | $3.46 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 22.32% |
| Pretax Margin | 22.37% |
| Profit Margin | 20.64% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 29.75% |