Unity Bancorp Statistics

Total Valuation

Unity Bancorp has a market cap or net worth of $541.21 million. The enterprise value is $570.99 million.

Market Cap	541.21M
Enterprise Value	570.99M

Important Dates

The last earnings date was Tuesday, April 14, 2026, before market open.

Earnings Date	Apr 14, 2026
Ex-Dividend Date	Mar 6, 2026

Share Statistics

Unity Bancorp has 10.04 million shares outstanding. The number of shares has increased by 0.16% in one year.

Current Share Class	10.04M
Shares Outstanding	10.04M
Shares Change (YoY)	+0.16%
Shares Change (QoQ)	+0.04%
Owned by Insiders (%)	9.71%
Owned by Institutions (%)	50.36%
Float	7.29M

Valuation Ratios

The trailing PE ratio is 9.07 and the forward PE ratio is 9.19.

PE Ratio	9.07
Forward PE	9.19
PS Ratio	4.09
Forward PS	3.70
PB Ratio	1.48
P/TBV Ratio	1.52
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	9.42
EV / Sales	4.31
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 18.26%.

Return on Equity (ROE)	18.26%
Return on Assets (ROA)	2.09%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.30%
Revenue Per Employee	$542,598
Profits Per Employee	$248,529
Employee Count	244
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Unity Bancorp has paid $17.93 million in taxes.

Income Tax	17.93M
Effective Tax Rate	22.82%

Stock Price Statistics

The stock price has increased by +30.01% in the last 52 weeks. The beta is 0.65, so Unity Bancorp's price volatility has been lower than the market average.

Beta (5Y)	0.65
52-Week Price Change	+30.01%
50-Day Moving Average	52.55
200-Day Moving Average	51.35
Relative Strength Index (RSI)	53.84
Average Volume (20 Days)	58,588

Short Selling Information

The latest short interest is 70,811, so 0.71% of the outstanding shares have been sold short.

Short Interest	70,811
Short Previous Month	87,118
Short % of Shares Out	0.71%
Short % of Float	0.97%
Short Ratio (days to cover)	1.22

Income Statement

In the last 12 months, Unity Bancorp had revenue of $132.39 million and earned $60.64 million in profits. Earnings per share was $5.94.

Revenue	132.39M
Gross Profit	132.39M
Operating Income	79.81M
Pretax Income	78.58M
Net Income	60.64M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$5.94

Full Income Statement

Balance Sheet

The company has $229.16 million in cash and $258.58 million in debt, giving a net cash position of -$29.42 million or -$2.93 per share.

Cash & Cash Equivalents	229.16M
Total Debt	258.58M
Net Cash	-29.42M
Net Cash Per Share	-$2.93
Equity (Book Value)	358.10M
Book Value Per Share	35.66
Working Capital	-2.13B

Full Balance Sheet

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	60.28%
Pretax Margin	59.35%
Profit Margin	45.80%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of $0.64, which amounts to a dividend yield of 1.19%.

Dividend Per Share	$0.64
Dividend Yield	1.19%
Dividend Growth (YoY)	13.21%
Years of Dividend Growth	12
Payout Ratio	10.10%
Buyback Yield	-0.16%
Shareholder Yield	1.03%
Earnings Yield	11.20%
FCF Yield	n/a

Dividend Details

Analyst Forecast

The average price target for Unity Bancorp is $65.00, which is 20.59% higher than the current price. The consensus rating is "Buy".

Price Target	$65.00
Price Target Difference	20.59%
Analyst Consensus	Buy
Analyst Count	2
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Stock Forecasts

Stock Splits

The last stock split was on September 13, 2016. It was a forward split with a ratio of 1.1:1.

Last Split Date	Sep 13, 2016
Split Type	Forward
Split Ratio	1.1:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	2