Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
46.75
-0.38 (-0.81%)
Dec 5, 2025, 4:00 PM EST - Market closed
Upstart Holdings Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 |
| Dec '25 Dec 5, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 |
| Market Capitalization | 4,548 | 5,617 | 3,475 | 1,082 | 12,400 | 2,953 | |
| Market Cap Growth | -29.89% | 61.62% | 221.08% | -91.27% | 319.95% | - | |
| Enterprise Value | 6,004 | 6,206 | 4,209 | 1,417 | 12,080 | 3,178 | |
| Last Close Price | 46.75 | 61.57 | 40.86 | 13.22 | 151.30 | 40.75 | |
| PE Ratio | 182.25 | - | - | - | 91.55 | - | |
| Forward PE | 21.03 | 292.91 | - | - | 72.48 | - | |
| PS Ratio | 4.44 | 8.30 | 6.34 | 1.27 | 14.56 | 12.23 | |
| PB Ratio | 6.11 | 8.87 | 5.47 | 1.61 | 15.36 | 9.83 | |
| P/TBV Ratio | 7.22 | 10.68 | 6.61 | 1.93 | 17.55 | 10.04 | |
| P/FCF Ratio | - | 30.28 | - | - | 77.54 | 205.88 | |
| P/OCF Ratio | - | 30.15 | - | - | 73.66 | 188.11 | |
| PEG Ratio | - | 2.23 | 2.23 | - | 0.41 | - | |
| EV/Sales Ratio | 6.02 | 9.17 | 7.68 | 1.66 | 14.18 | 13.16 | |
| EV/EBITDA Ratio | 82.19 | - | - | - | 78.99 | 143.98 | |
| EV/EBIT Ratio | 120.13 | - | - | - | 83.09 | 160.55 | |
| EV/FCF Ratio | - | 33.45 | - | - | 75.54 | 221.55 | |
| Debt / Equity Ratio | 2.62 | 2.43 | 1.96 | 1.62 | 0.99 | 0.27 | |
| Debt / EBITDA Ratio | 21.41 | - | - | - | 4.90 | 2.86 | |
| Debt / FCF Ratio | - | 8.30 | - | - | 4.98 | 5.72 | |
| Asset Turnover | 0.42 | 0.31 | 0.28 | 0.45 | 0.74 | 0.56 | |
| Quick Ratio | 5.40 | 6.21 | 5.49 | 6.44 | 9.38 | 5.21 | |
| Current Ratio | 22.27 | 13.90 | 22.19 | 21.90 | 13.81 | 8.50 | |
| Return on Equity (ROE) | 4.81% | -20.27% | -36.73% | -14.69% | 24.46% | 2.78% | |
| Return on Assets (ROA) | 1.32% | -3.78% | -7.01% | -3.43% | 7.91% | 2.84% | |
| Return on Capital (ROIC) | 1.44% | -4.08% | -7.61% | -3.83% | 9.16% | 3.46% | |
| Return on Capital Employed (ROCE) | 1.80% | -5.90% | -11.40% | -5.50% | 8.50% | 4.60% | |
| Earnings Yield | 0.71% | -2.29% | -6.91% | -10.04% | 1.09% | 0.20% | |
| FCF Yield | -8.08% | 3.30% | -3.26% | -61.59% | 1.29% | 0.49% | |
| Buyback Yield / Dilution | -16.73% | -6.79% | -1.20% | 12.66% | -441.13% | -22.17% | |
Source: S&P Capital IQ. Standard template.
Financial Sources.