Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
27.92
+0.14 (0.50%)
At close: Mar 9, 2026, 4:00 PM EDT
27.80
-0.12 (-0.43%)
After-hours: Mar 9, 2026, 7:33 PM EDT
Upstart Holdings Ratios and Metrics
Market cap in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
| Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
| Mar '26 Mar 9, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| Market Capitalization | 2,649 | 4,254 | 5,617 | 3,475 | 1,082 | 12,400 | |
| Market Cap Growth | -64.32% | -24.26% | 61.62% | 221.08% | -91.27% | 319.95% | |
| Enterprise Value | 3,784 | 5,710 | 6,206 | 4,209 | 1,417 | 12,080 | |
| Last Close Price | 27.78 | 43.73 | 61.57 | 40.86 | 13.22 | 151.30 | |
| PE Ratio | 61.60 | 79.37 | - | - | - | 91.55 | |
| Forward PE | 12.56 | 19.68 | 292.91 | - | - | 72.48 | |
| PS Ratio | 2.37 | 3.96 | 8.30 | 6.34 | 1.27 | 14.56 | |
| PB Ratio | 3.41 | 5.33 | 8.87 | 5.47 | 1.61 | 15.36 | |
| P/TBV Ratio | 3.71 | 6.21 | 10.68 | 6.61 | 1.93 | 17.55 | |
| P/FCF Ratio | - | - | 30.28 | - | - | 77.54 | |
| P/OCF Ratio | - | - | 30.15 | - | - | 73.66 | |
| PEG Ratio | 0.30 | 2.23 | 2.23 | 2.23 | - | 0.41 | |
| EV/Sales Ratio | 3.52 | 5.31 | 9.17 | 7.68 | 1.66 | 14.18 | |
| EV/EBITDA Ratio | 38.17 | 57.60 | - | - | - | 78.99 | |
| EV/EBIT Ratio | 50.93 | 76.86 | - | - | - | 83.09 | |
| EV/FCF Ratio | - | - | 33.45 | - | - | 75.54 | |
| Debt / Equity Ratio | 2.38 | 2.38 | 2.43 | 1.96 | 1.62 | 0.99 | |
| Debt / EBITDA Ratio | 16.19 | 16.19 | - | - | - | 4.90 | |
| Debt / FCF Ratio | - | - | 8.30 | - | - | 4.98 | |
| Net Debt / Equity Ratio | 1.55 | 1.55 | 1.18 | 1.36 | 0.99 | -0.24 | |
| Net Debt / EBITDA Ratio | 12.50 | 12.50 | -6.65 | -4.38 | -7.43 | -1.25 | |
| Net Debt / FCF Ratio | -8.37 | -8.37 | 4.01 | -7.60 | -1.00 | -1.19 | |
| Asset Turnover | 0.40 | 0.40 | 0.31 | 0.28 | 0.45 | 0.74 | |
| Quick Ratio | 4.14 | 4.14 | 7.00 | 5.49 | 6.44 | 9.38 | |
| Current Ratio | 13.10 | 13.10 | 15.68 | 22.19 | 21.90 | 13.81 | |
| Return on Equity (ROE) | 7.49% | 7.49% | -20.27% | -36.73% | -14.69% | 24.46% | |
| Return on Assets (ROA) | 1.74% | 1.74% | -3.78% | -7.01% | -3.43% | 7.91% | |
| Return on Invested Capital (ROIC) | 3.46% | 4.29% | -9.22% | -15.64% | -10.55% | 38.89% | |
| Return on Capital Employed (ROCE) | 2.60% | 2.60% | -5.90% | -11.40% | -5.50% | 8.50% | |
| Earnings Yield | 2.11% | 1.26% | -2.29% | -6.91% | -10.04% | 1.09% | |
| FCF Yield | -5.82% | -3.48% | 3.30% | -3.26% | -61.59% | 1.29% | |
| Buyback Yield / Dilution | -20.17% | -20.17% | -6.79% | -1.20% | 12.66% | -441.13% | |
Source: S&P Capital IQ. Standard template.
Financial Sources.