Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
32.86
-0.25 (-0.76%)
At close: Apr 28, 2026, 4:00 PM EDT
33.00
+0.14 (0.43%)
After-hours: Apr 28, 2026, 7:55 PM EDT
Upstart Holdings Stock Forecast
Stock Price Forecast
The 16 analysts with 12-month price forecasts for Upstart Holdings stock have an average target of 45.84, with a low estimate of 16.5 and a high estimate of 80. The average target predicts an increase of 39.50% from the current stock price of 32.86.
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Upstart Holdings stock from 16 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Nov '25 | Dec '25 | Jan '26 | Feb '26 | Mar '26 | Apr '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 4 | 4 | 4 | 3 | 4 | 4 |
| Buy | 3 | 3 | 2 | 2 | 3 | 3 |
| Hold | 6 | 6 | 5 | 7 | 6 | 6 |
| Sell | 0 | 0 | 0 | 2 | 2 | 2 |
| Strong Sell | 2 | 2 | 2 | 1 | 1 | 1 |
| Total | 15 | 15 | 13 | 15 | 16 | 16 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| BTIG | BTIG | Strong Buy Reiterates $43 | Strong Buy | Reiterates | $43 | +30.86% | Apr 9, 2026 |
| Mizuho | Mizuho | Buy Maintains $66 → $51 | Buy | Maintains | $66 → $51 | +55.20% | Mar 26, 2026 |
| BTIG | BTIG | Hold → Strong Buy Upgrades $43 | Hold → Strong Buy | Upgrades | $43 | +30.86% | Mar 16, 2026 |
| Needham | Needham | Strong Buy Reiterates $40 | Strong Buy | Reiterates | $40 | +21.73% | Mar 11, 2026 |
| Needham | Needham | Strong Buy Maintains $56 → $40 | Strong Buy | Maintains | $56 → $40 | +21.73% | Mar 4, 2026 |
Financial Forecast
Revenue This Year
1.45B
from 1.08B
Increased by 34.45%
Revenue Next Year
1.92B
from 1.45B
Increased by 32.64%
EPS This Year
2.31
from 0.45
Increased by 410.61%
EPS Next Year
3.46
from 2.31
Increased by 49.64%
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 1.6B | 2.3B | |||
| Avg | 1.4B | 1.9B | |||
| Low | 1.4B | 1.7B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 51.7% | 55.6% | |||
| Avg | 34.4% | 32.6% | |||
| Low | 26.5% | 16.8% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 3.00 | 4.69 | |||
| Avg | 2.31 | 3.46 | |||
| Low | 1.95 | 2.82 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 562.6% | 102.8% | |||
| Avg | 410.6% | 49.6% | |||
| Low | 330.7% | 22.0% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.