Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
33.66
+0.69 (2.09%)
At close: Jun 26, 2026, 4:00 PM EDT
34.50
+0.84 (2.50%)
Pre-market: Jun 29, 2026, 9:15 AM EDT
Upstart Holdings Stock Forecast
Stock Price Forecast
The 13 analysts with 12-month price forecasts for Upstart Holdings stock have an average target of 39.38, with a low estimate of 20 and a high estimate of 84. The average target predicts an increase of 16.99% from the current stock price of 33.66.
Analyst Consensus: Buy
Analyst Ratings
The average analyst rating for Upstart Holdings stock from 15 stock analysts is "Buy". This means that analysts believe this stock is likely to outperform the market over the next twelve months.
Recommendation Trends
| Rating | Jan '26 | Feb '26 | Mar '26 | Apr '26 | May '26 | Jun '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 5 | 5 | 6 | 6 | 6 | 6 |
| Buy | 3 | 3 | 2 | 2 | 2 | 2 |
| Hold | 6 | 7 | 6 | 6 | 6 | 6 |
| Sell | 0 | 1 | 1 | 1 | 1 | 1 |
| Strong Sell | 2 | 0 | 0 | 0 | 0 | 0 |
| Total | 16 | 16 | 15 | 15 | 15 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Needham | Needham | Buy Reiterates $37 | Buy | Reiterates | $37 | +9.92% | Jun 15, 2026 |
| Morgan Stanley | Morgan Stanley | Hold Reiterates $45 → $35 | Hold | Reiterates | $45 → $35 | +3.98% | Jun 11, 2026 |
| Jefferies | Jefferies | Hold Reiterates $27 → $30 | Hold | Reiterates | $27 → $30 | -10.87% | Jun 9, 2026 |
| Bank of America Securities | Bank of America Securities | Hold Maintains $36 → $37 | Hold | Maintains | $36 → $37 | +9.92% | Jun 8, 2026 |
| Truist Financial | Truist Financial | Buy Maintains n/a | Buy | Maintains | n/a | n/a | Jun 4, 2026 |
Financial Forecast
Revenue This Year
1.42B
from 1.08B
Increased by 31.57%
Revenue Next Year
1.86B
from 1.42B
Increased by 31.20%
EPS This Year
2.39
from 1.89
Increased by 26.67%
EPS Next Year
3.42
from 2.39
Increased by 43.23%
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 1.5B | 1.9B | |
| Avg | 1.4B | 1.9B | |
| Low | 1.4B | 1.7B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 36.2% | 36.5% | |
| Avg | 31.6% | 31.2% | |
| Low | 28.0% | 22.7% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 2.53 | 4.19 | |
| Avg | 2.39 | 3.42 | |
| Low | 2.30 | 2.95 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 |
|---|---|---|---|
| High | 34.0% | 75.2% | |
| Avg | 26.7% | 43.2% | |
| Low | 21.9% | 23.4% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.