Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
46.75
-0.38 (-0.81%)
At close: Dec 5, 2025, 4:00 PM EST
46.78
+0.03 (0.07%)
After-hours: Dec 5, 2025, 7:59 PM EST
Upstart Holdings Stock Forecast
Stock Price Forecast
The 12 analysts with 12-month price forecasts for Upstart Holdings stock have an average target of 60.79, with a low estimate of 16.5 and a high estimate of 105. The average target predicts an increase of 30.03% from the current stock price of 46.75.
Analyst Consensus: Hold
* Price targets were last updated on Nov 5, 2025.
Analyst Ratings
The average analyst rating for Upstart Holdings stock from 13 stock analysts is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Jul '25 | Aug '25 | Sep '25 | Oct '25 | Nov '25 | Dec '25 |
|---|---|---|---|---|---|---|
| Strong Buy | 4 | 4 | 4 | 4 | 4 | 3 |
| Buy | 3 | 4 | 4 | 3 | 3 | 3 |
| Hold | 6 | 5 | 5 | 5 | 6 | 5 |
| Sell | 0 | 0 | 0 | 0 | 0 | 0 |
| Strong Sell | 2 | 2 | 2 | 2 | 2 | 2 |
| Total | 15 | 15 | 15 | 14 | 15 | 13 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Citigroup | Citigroup | Strong Buy Maintains $100 → $80 | Strong Buy | Maintains | $100 → $80 | +71.12% | Nov 5, 2025 |
| JP Morgan | JP Morgan | Buy Maintains $88 → $65 | Buy | Maintains | $88 → $65 | +39.04% | Nov 5, 2025 |
| Piper Sandler | Piper Sandler | Buy Maintains $80 → $56 | Buy | Maintains | $80 → $56 | +19.79% | Nov 5, 2025 |
| Stephens & Co. | Stephens & Co. | Hold Maintains $55 → $40 | Hold | Maintains | $55 → $40 | -14.44% | Nov 5, 2025 |
| BTIG | BTIG | Hold Reiterates n/a | Hold | Reiterates | n/a | n/a | Nov 5, 2025 |
Financial Forecast
Revenue This Year
1.06B
from 676.96M
Increased by 56.14%
Revenue Next Year
1.30B
from 1.06B
Increased by 22.99%
EPS This Year
1.63
from -1.44
EPS Next Year
2.47
from 1.63
Increased by 51.36%
Revenue Forecast
| Revenue | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 1.1B | 1.5B | |
| Avg | 1.1B | 1.3B | |
| Low | 1.0B | 1.1B |
Revenue Growth
| Revenue Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 61.3% | 39.4% | |
| Avg | 56.1% | 23.0% | |
| Low | 49.6% | 1.7% |
EPS Forecast
| EPS | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | 1.83 | 3.29 | |
| Avg | 1.63 | 2.47 | |
| Low | 1.30 | 1.97 |
EPS Growth
| EPS Growth | 2025 | 2026 | 2027 |
|---|---|---|---|
| High | - | 101.3% | |
| Avg | - | 51.4% | |
| Low | - | 20.7% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.