Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
27.78
-0.83 (-2.90%)
At close: Mar 6, 2026, 4:00 PM EST
27.79
+0.01 (0.04%)
After-hours: Mar 6, 2026, 7:58 PM EST
Upstart Holdings Stock Forecast
Stock Price Forecast
The 14 analysts with 12-month price forecasts for Upstart Holdings stock have an average target of 45.68, with a low estimate of 16.5 and a high estimate of 80. The average target predicts an increase of 64.43% from the current stock price of 27.78.
Analyst Consensus: Hold
Analyst Ratings
The average analyst rating for Upstart Holdings stock from 15 stock analysts is "Hold". This means that analysts believe this stock is likely to perform similarly to the overall market.
Recommendation Trends
| Rating | Oct '25 | Nov '25 | Dec '25 | Jan '26 | Feb '26 | Mar '26 |
|---|---|---|---|---|---|---|
| Strong Buy | 4 | 4 | 4 | 4 | 3 | 3 |
| Buy | 3 | 3 | 3 | 2 | 2 | 2 |
| Hold | 5 | 6 | 6 | 5 | 7 | 7 |
| Sell | 0 | 0 | 0 | 0 | 2 | 2 |
| Strong Sell | 2 | 2 | 2 | 2 | 1 | 1 |
| Total | 14 | 15 | 15 | 13 | 15 | 15 |
Latest Forecasts
| Analyst | Firm | Rating | Rating | Action | Price Target | Upside | Date |
|---|---|---|---|---|---|---|---|
| Needham | Needham | Strong Buy Maintains $56 → $40 | Strong Buy | Maintains | $56 → $40 | +43.99% | Mar 4, 2026 |
| Citizens | Citizens | Sell Reiterates $20 | Sell | Reiterates | $20 | -28.01% | Feb 18, 2026 |
| Compass Point | Compass Point | Strong Sell → Hold Upgrades $20 → $30 | Strong Sell → Hold | Upgrades | $20 → $30 | +7.99% | Feb 17, 2026 |
| Goldman Sachs | Goldman Sachs | Strong Sell → Hold Upgrades $44 → $35 | Strong Sell → Hold | Upgrades | $44 → $35 | +25.99% | Feb 13, 2026 |
| Citizens | Citizens | Hold → Sell Downgrades $20 | Hold → Sell | Downgrades | $20 | -28.01% | Feb 13, 2026 |
Financial Forecast
Revenue This Year
1.44B
from 1.08B
Increased by 33.98%
Revenue Next Year
1.91B
from 1.44B
Increased by 32.48%
EPS This Year
2.28
from 0.45
Increased by 402.14%
EPS Next Year
3.31
from 2.28
Increased by 45.40%
Revenue Forecast
| Revenue | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 1.6B | 2.2B | |||
| Avg | 1.4B | 1.9B | |||
| Low | 1.4B | 1.7B |
Revenue Growth
| Revenue Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 49.4% | 56.1% | |||
| Avg | 34.0% | 32.5% | |||
| Low | 26.5% | 16.9% |
EPS Forecast
| EPS | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 3.00 | 4.69 | |||
| Avg | 2.28 | 3.31 | |||
| Low | 1.95 | 2.23 |
EPS Growth
| EPS Growth | 2026 | 2027 | 2028 | 2029 | 2030 |
|---|---|---|---|---|---|
| High | 562.6% | 106.2% | |||
| Avg | 402.1% | 45.4% | |||
| Low | 330.3% | -1.8% |
Sources: Price targets and analyst ratings provided by Benzinga. Revenue and EPS forecast data provided by Finnhub. The data is sourced from Wall Street analysts. Data disclaimer.