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Upstart Holdings, Inc. (UPST)
NASDAQ: UPST · Real-Time Price · USD
27.65
-0.96 (-3.36%)
Mar 6, 2026, 1:39 PM EST - Market open

Upstart Holdings Operating Metrics

Period Ending Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019Mar 31, 2019Dec 31, 2018Sep 30, 2018Jun 30, 2018Mar 31, 2018
Contribution Margin
53.00% 57.00% 58.00% 55.00% 61.00% 64.00% 58.00% 56.00% - - - - - - -
Contribution Profit
531.09M 512.22M 467.19M 402.76M 381.53M 355.23M 347.05M 366.84M - - - - - - -
Contribution Profit Growth
39.20% 44.19% 34.62% 9.79% 7.99% 4.56% 1.62% 0.06% - - - - - - -
Conversion Rate
19.40% 20.60% 23.90% 19.10% 19.30% 16.30% 15.00% 14.00% - - - - - - - - - -
Percent Loans Fully Automated
91.00% 91.00% 92.00% 92.00% 91.00% 90.00% 90.00% 90.00%
Transaction Volume
11.00B 9.92B 8.66B 6.94B 5.94B 5.08B 4.70B 4.78B - - - - - - - - -
Transaction Volume Growth
85.31% 95.04% 84.16% 45.24% 27.84% 3.04% -15.49% -37.66% - - - - - - - - -

Revenue by Segment
Period Ending Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019
Fees
950.01M 884.07M 793.12M 682.87M 635.47M 589.04M 568.20M 581.36M
Fees Growth
49.50% 50.09% 39.58% 17.46% 13.39% 4.59% -4.63% -18.17%
Net Interest Income
93.85M 82.66M 58.65M 39.23M 1.06M -31.16M -37.91M -42.93M
Net Interest Income Growth
8,736.72% - - - - - - -

Operating Expense Breakdown
Period Ending Dec 31, 2025Sep 30, 2025Jun 30, 2025Mar 31, 2025Dec 31, 2024Sep 30, 2024Jun 30, 2024Mar 31, 2024Dec 31, 2023Sep 30, 2023Jun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019
Sales and Marketing
301.51M 266.38M 230.77M 190.62M 166.80M 150.11M 139.92M 130.86M
Sales and Marketing Growth
80.76% 77.46% 64.93% 45.67% 31.19% 7.90% -13.86% -46.32%
Engineering and Product Development
257.60M 257.91M 258.77M 248.40M 253.65M 243.58M 233.64M 233.16M
Engineering and Product Development Growth
1.56% 5.88% 10.76% 6.54% -9.45% -15.13% -21.67% -21.58%
General, Administrative, and Other
253.74M 246.34M 245.43M 233.88M 230.94M 226.28M 219.91M 217.34M
General, Administrative, and Other Growth
9.88% 8.86% 11.61% 7.61% 8.73% 11.05% 11.06% 11.74%
Customer Operations
188.38M 177.14M 166.65M 159.09M 158.00M 153.51M 150.40M 148.52M
Customer Operations Growth
19.23% 15.39% 10.80% 7.12% 5.54% -2.26% -9.34% -17.57%
Source: Business metrics provided by Main Street Data and sourced from official company press releases and documents.