Usio, Inc. (USIO)
| Market Cap | 32.74M |
| Revenue (ttm) | 85.39M |
| Net Income (ttm) | -2.51M |
| Shares Out | 27.75M |
| EPS (ttm) | -0.09 |
| PE Ratio | n/a |
| Forward PE | n/a |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 4,880 |
| Open | 1.220 |
| Previous Close | 1.200 |
| Day's Range | 1.180 - 1.220 |
| 52-Week Range | 1.030 - 2.020 |
| Beta | 1.32 |
| Analysts | Strong Buy |
| Price Target | 4.00 (+238.98%) |
| Earnings Date | May 13, 2026 |
About USIO
Usio, Inc., together with its subsidiaries, provides integrated electronic payment processing services to merchants and businesses in the United States. The company offers various types of automated clearing house (ACH) processing for fund transfers; and credit, prepaid card, and debit card-based processing services. Its ACH transaction processing services includes represented check and check conversion for electronic payment facilitation. In addition, the company offers integrated electronic payment processing services to merchants and busines... [Read more]
Financial Performance
Financial StatementsAnalyst Forecast
According to one analyst, the rating for USIO stock is "Strong Buy" and the 12-month stock price target is $4.0.
News
Usio, Inc. Earnings Call Transcript: Q4 2025
Record 2025 revenue and operating performance driven by ACH and card growth, with guidance for 10%-12% revenue growth and continued positive adjusted EBITDA in 2026. Major new programs and cross-selling initiatives are expected to drive back-end weighted growth.
Usio Announces Fourth Quarter and Full Year Financial Results
SAN ANTONIO, March 18, 2026 (GLOBE NEWSWIRE) -- Usio, Inc. ("Usio" or the "Company") (Nasdaq: USIO), a leading Fintech company that operates a full stack of integrated, cloud-based electronic payment ...
Usio to Host Fourth Quarter and Fiscal Year End 2025 Conference Call to Discuss Results and Provide Company Update on March 18, 2026
SAN ANTONIO, March 04, 2026 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will rel...
Usio Inc. Publishes 2025 Annual Letter to Shareholders
SAN ANTONIO, Jan. 21, 2026 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solu...
Usio Acquires PostCredit Co
Usio to Offer Business Banking Services to its Clients1 1 Usio Inc. is a financial technology company and not a bank. Banking services provided by TransPecos Banks, SSB, Member FDIC.
Usio, Inc. Earnings Call Transcript: Q3 2025
Q3 saw record processing volumes and strong sequential revenue growth, led by ACH and recurring revenues. Card Issuing and Output Solutions showed improving profitability, while positive cash flow and a robust balance sheet support ongoing share repurchases and potential acquisitions.
Usio Announces Third Quarter 2025 Financial Results
Revenue up over $1 million sequentially from Second Quarter 2025 Total payment dollars processed through all payment channels up 8% versus the prior year period Sequential increase across all process...
Usio Reports Record Third Quarter 2025 Processing Volumes
SAN ANTONIO, Nov. 04, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, today announced record proce...
Usio to Host Third Quarter 2025 Conference Call to Discuss Results and Provide Company Update on November 12, 2025
SAN ANTONIO, Oct. 30, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will rele...
Usio, Inc. Transcript: Lytham Partners Consumer & Technology Summit
A diversified fintech processor leverages four integrated business lines—ACH, payment facilitation, card issuing, and Output Solutions—to drive recurring revenue and scalable growth. Cross-selling initiatives and innovative payment technologies position the company for margin expansion and future growth.
Usio Inc. Earns 2025/2026 Great Place To Work Certification™
SAN ANTONIO, Aug. 19, 2025 (GLOBE NEWSWIRE) -- Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial solu...
Usio, Inc. Earnings Call Transcript: Q2 2025
Processing volume and margins improved, led by 32% ACH revenue growth and strong Payfac results. Adjusted EBITDA was positive, and guidance was revised to 5%-12% revenue growth due to customer implementation delays. Cash flow remains strong, supporting buybacks and potential acquisitions.
Usio Announces Second Quarter 2025 Financial Results
Total payment dollars processed through all payment channels up 15% versus the prior year period Gross margin expands, and seventh consecutive quarter of positive Adjusted EBITDA1 SAN ANTONIO, Aug. 0...
Usio to Host Second Quarter 2025 Conference Call to Discuss Results and Provide Company Update on August 6, 2025
SAN ANTONIO, July 23, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will rele...
Usio Helps Lead Texas Flood Relief Efforts
Sponsors The Comfort (Texas) Area Foundation Assisting in Marshalling Resources for Flood Victims Sponsors The Comfort (Texas) Area Foundation Assisting in Marshalling Resources for Flood Victims
Usio Enters into Strategic Partnership with Mortgage Software Leader – Mortgage Automator
SAN ANTONIO and TORONTO, June 30, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded fi...
Usio, Inc. Earnings Call Transcript: Q1 2025
Record Q1 revenues and processing volumes were driven by PayFac and ACH growth, with adjusted EBITDA up sequentially and cash position strengthened. UCO One initiative is expected to accelerate revenue growth in the second half, supporting reaffirmed 14%-16% full-year guidance.
Usio Announces First Quarter 2025 Financial Results
Record First Quarter Revenues of $22.0 million Total payment dollars processed through all payment channels up 34% versus the prior year period SAN ANTONIO, May 14, 2025 (GLOBE NEWSWIRE) -- Usio, Inc...
Usio to Host First Quarter 2025 Conference Call to Discuss Results and Provide Company Update on May 14, 2025
SAN ANTONIO, April 23, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will rel...
Usio Increases, Extends Share Repurchase Program
Fintech company Usio is increasing its share repurchase program, and extending the expiration date to May 15, 2028.
Usio, Inc. Earnings Call Transcript: Q4 2024
Revenue grew 3% sequentially in Q4, with all segments showing strong growth and record processing volumes. Usio One initiative launched to unify offerings and drive cross-selling, while a new $4M share repurchase program was approved. 2025 organic revenue is expected to rise 14%-16%.
Usio Announces Improved Profitability; Fourth Quarter GAAP Earnings of $0.02 per share and Full Year GAAP Earnings of $0.12 per share
Full Year Revenues up in each of ACH & Complementary Services, Card and Output Solutions Business Units
Usio Increases and Extends Share Repurchase Program
SAN ANTONIO, March 26, 2025 (GLOBE NEWSWIRE) -- Usio, Inc: (Nasdaq: USIO), a leading FinTech company that operates a full stack of integrated, cloud-based electronic payment and embedded financial sol...
Usio to Host Fourth Quarter and Fiscal Year End 2024 Conference Call to Discuss Results and Provide Company Update on March 26, 2025
SAN ANTONIO, March 12, 2025 (GLOBE NEWSWIRE) -- Usio, Inc. (Nasdaq:USIO), a leading provider of integrated, cloud-based electronic payment and embedded financial solutions, today announced it will rel...
Usio Announces Participation in Upcoming Investor Conferences
February 25-26 - Oppenheimer 10 th Annual Emerging Growth Conference- Virtual March 16-18 - The 37 th Annual Roth Conference, Laguna Beach, CA April 9-10 - LD Micro Conference, New York, NY May 21 -...