VersaBank (VBNK)
NASDAQ: VBNK · Real-Time Price · USD
14.32
-0.06 (-0.42%)
Mar 9, 2026, 4:00 PM EDT - Market closed
VersaBank Balance Sheet
Financials in millions CAD. Fiscal year is November - October.
Millions CAD. Fiscal year is Nov - Oct.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Jan '26 Jan 31, 2026 | Oct '25 Oct 31, 2025 | Oct '24 Oct 31, 2024 | Oct '23 Oct 31, 2023 | Oct '22 Oct 31, 2022 | Oct '21 Oct 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 628 | 581.71 | 225.25 | 132.24 | 88.58 | 271.52 | Upgrade
|
| Investment Securities | 101.28 | 81.88 | 300.25 | 168.89 | 142.52 | 0.95 | Upgrade
|
| Trading Asset Securities | - | - | 0.02 | 1.52 | - | - | Upgrade
|
| Total Investments | 101.28 | 81.88 | 300.27 | 170.41 | 142.52 | 0.95 | Upgrade
|
| Gross Loans | - | 5,050 | 4,218 | 3,832 | 2,980 | 2,096 | Upgrade
|
| Allowance for Loan Losses | - | -7.28 | -3.3 | -2.51 | -1.9 | -1.45 | Upgrade
|
| Net Loans | - | 5,043 | 4,214 | 3,830 | 2,978 | 2,095 | Upgrade
|
| Property, Plant & Equipment | 23.16 | 26.36 | 26.62 | 9.96 | 10.99 | 11.89 | Upgrade
|
| Goodwill | 12.3 | 12.3 | 12.3 | 5.75 | 5.75 | 5.75 | Upgrade
|
| Other Intangible Assets | 10.21 | 10.56 | 12.05 | 2.79 | 3.19 | 3.64 | Upgrade
|
| Accrued Interest Receivable | - | 23.42 | 21.78 | 20.68 | 14.7 | 8.2 | Upgrade
|
| Other Receivables | - | 7.37 | 10.72 | 3.86 | 3.77 | 2.64 | Upgrade
|
| Other Current Assets | - | 17.88 | 14.4 | 22.13 | 16.39 | 12.7 | Upgrade
|
| Long-Term Deferred Tax Assets | - | 4.04 | 0.75 | 4.06 | 2.13 | 2.93 | Upgrade
|
| Other Long-Term Assets | 37.78 | - | - | - | - | - | Upgrade
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| Total Assets | 6,146 | 5,808 | 4,838 | 4,202 | 3,266 | 2,415 | Upgrade
|
| Accounts Payable | - | 12.52 | 10.75 | 9.68 | 7.66 | 6.89 | Upgrade
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| Interest Bearing Deposits | 5,249 | 4,792 | 4,145 | 3,456 | 2,658 | 1,853 | Upgrade
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| Total Deposits | 5,249 | 4,792 | 4,145 | 3,456 | 2,658 | 1,853 | Upgrade
|
| Short-Term Borrowings | - | 0.42 | - | - | - | - | Upgrade
|
| Current Portion of Leases | - | 0.61 | - | - | - | - | Upgrade
|
| Current Income Taxes Payable | - | 0.13 | 0.89 | 7.47 | 5.8 | 2.95 | Upgrade
|
| Accrued Interest Payable | - | 69.3 | - | 76.95 | - | - | Upgrade
|
| Other Current Liabilities | - | 290.67 | 171.21 | 153.77 | 126.11 | 110.76 | Upgrade
|
| Long-Term Debt | 100.16 | 103.52 | 102.5 | 106.85 | 104.95 | 95.27 | Upgrade
|
| Long-Term Leases | - | 2.06 | 3.04 | 3.77 | 4.47 | 5.11 | Upgrade
|
| Long-Term Deferred Tax Liabilities | - | 0.03 | 0.14 | 0.73 | 0.79 | 0.9 | Upgrade
|
| Other Long-Term Liabilities | 253.82 | 5 | 6.08 | 8.82 | 8.01 | 7.89 | Upgrade
|
| Total Liabilities | 5,603 | 5,276 | 4,439 | 3,824 | 2,915 | 2,083 | Upgrade
|
| Preferred Stock, Convertible | - | - | - | 13.65 | - | - | Upgrade
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| Common Stock | 328.54 | 325.91 | 215.61 | 214.82 | 239.63 | 241.32 | Upgrade
|
| Additional Paid-In Capital | 1.82 | 2.47 | 2.49 | 2.51 | 1.61 | 0.15 | Upgrade
|
| Retained Earnings | 214 | 203.73 | 181.24 | 146.04 | 109.34 | 90.64 | Upgrade
|
| Comprehensive Income & Other | -1.28 | 0.56 | -0.13 | 0.13 | 0.1 | -0 | Upgrade
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| Total Common Equity | 543.08 | 532.67 | 399.2 | 363.51 | 350.68 | 332.11 | Upgrade
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| Shareholders' Equity | 543.08 | 532.67 | 399.2 | 377.16 | 350.68 | 332.11 | Upgrade
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| Total Liabilities & Equity | 6,146 | 5,808 | 4,838 | 4,202 | 3,266 | 2,415 | Upgrade
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| Total Debt | 100.16 | 106.6 | 105.54 | 110.62 | 109.42 | 100.39 | Upgrade
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| Net Cash (Debt) | 527.84 | 475.11 | 119.74 | 23.14 | -20.84 | 171.14 | Upgrade
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| Net Cash Growth | 91.15% | 296.80% | 417.49% | - | - | -28.97% | Upgrade
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| Net Cash Per Share | 16.42 | 15.08 | 4.61 | 0.88 | -0.76 | 7.87 | Upgrade
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| Filing Date Shares Outstanding | 31.63 | 31.95 | 26 | 25.96 | 27.23 | 27.44 | Upgrade
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| Total Common Shares Outstanding | 31.63 | 31.95 | 26 | 25.96 | 27.25 | 27.44 | Upgrade
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| Book Value Per Share | 17.17 | 16.67 | 15.35 | 14.00 | 12.87 | 12.10 | Upgrade
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| Tangible Book Value | 520.56 | 509.81 | 374.85 | 354.97 | 341.74 | 322.71 | Upgrade
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| Tangible Book Value Per Share | 16.46 | 15.96 | 14.42 | 13.67 | 12.54 | 11.76 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.