VersaBank (VBNK)

NASDAQ: VBNK · Real-Time Price · USD
18.36
+0.02 (0.08%)
At close: Apr 28, 2026, 4:00 PM EDT
18.32
-0.04 (-0.19%)
After-hours: Apr 28, 2026, 4:00 PM EDT
0.08%
Market Cap 592.23M
Revenue (ttm) 95.28M
Net Income (ttm) 23.14M
Shares Out 32.07M
EPS (ttm) 0.72
PE Ratio 25.48
Forward PE 13.13
Dividend $0.07 (0.40%)
Ex-Dividend Date Apr 10, 2026
Volume 25,291
Open 18.28
Previous Close 18.34
Day's Range 18.20 - 18.40
52-Week Range 10.10 - 18.64
Beta 1.04
Analysts Buy
Price Target 13.00 (-29.17%)
Earnings Date Jun 3, 2026

About VBNK

VersaBank provides various banking products and services in Canada and the United States. The company operates through Digital Banking Canada; Digital Banking USA; and DRTC (cybersecurity services and banking and financial technology development) segments. It offers deposit products, such as guaranteed investment certificates, registered retirement savings plans, and tax-free savings accounts, as well as deposit insurance products. The company also provides lending services, including point of sale financing that covers purchasing loan and leas... [Read more]

Sector Financials
IPO Date Sep 22, 2021
Employees 131
Stock Exchange NASDAQ
Ticker Symbol VBNK
Full Company Profile

Financial Performance

In fiscal year 2025, VersaBank's revenue was 120.23 million, an increase of 7.44% compared to the previous year's 111.90 million. Earnings were 28.46 million, a decrease of -26.58%.

Financial numbers in CAD Financial Statements

Analyst Forecast

According to 2 analysts, the average rating for VBNK stock is "Buy." The 12-month stock price target is $13.0, which is a decrease of -29.17% from the latest price.

Price Target
$13.0
(-29.17% downside)
Analyst Consensus: Buy
Stock Forecasts

News

VersaBank (VBNK) Secures Approval for Share Buyback Program

VersaBank (VBNK) Secures Approval for Share Buyback Program

6 hours ago - GuruFocus

VERSABANK RECEIVES TSX APPROVAL FOR RENEWAL OF NORMAL COURSE ISSUER BID

LONDON, ON, April 28, 2026 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK), today announced it has received approval from the Toronto Stock Exchange ("TSX") to renew it...

9 hours ago - PRNewsWire

VersaBank (VBNK) Shares Surge 9.9% -- What GF Score of 75 Tells Investors

VersaBank (VBNK) Shares Surge 9.9% -- What GF Score of 75 Tells Investors

7 days ago - GuruFocus

VersaBank (VBNK) Initiates QCAD Deposits through New Custody Agreement

VersaBank (VBNK) Initiates QCAD Deposits through New Custody Agreement

7 days ago - GuruFocus

VERSABANK HAS BEGUN RECEIVING QCAD DEPOSITS UNDER STABLECOIN CUSTODY SERVICES AGREEMENT AND CONGRATULATES STABLECORP ON LISTING OF QCAD ON KRAKEN

LONDON, ON, April 20, 2026 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK) ("VersaBank" or the "Bank") a North American leader in business-to-business digital banking, as well as technology soluti...

8 days ago - PRNewsWire

VBNK Ex-Dividend Reminder - 4/10/26

Looking at the universe of stocks we cover at Dividend Channel, on 4/10/26, VersaBank (Symbol: VBNK) will trade ex-dividend, for its quarterly dividend of $0.025, payable on 4/30/26. As a percentage o...

19 days ago - Nasdaq

VERSABANK ANNOUNCES THE RESULTS OF ITS 2026 MEETING OF SHAREHOLDERS

LONDON, ON, April 9, 2026 /PRNewswire/ - VersaBank (TSX: VBNK) (NASDAQ: VBNK) ("VersaBank" or the "Bank") reports the results of its 2026 Annual and Special Meeting of Shareholders (the "Meeting") hel...

19 days ago - PRNewsWire

VersaBank Transcript: AGM 2026

The meeting confirmed auditor reappointment, elected ten directors, and approved a by-law amendment. Strong financial growth was reported, especially in the U.S., with ongoing innovation in digital banking and plans for further expansion. Shareholder vote on restructuring is expected within 1–1.5 months.

20 days ago - Transcripts

VERSABANK'S 2026 ANNUAL MEETING TO BE HELD APRIL 8, 2026 IN LONDON, ONTARIO - MEETING WILL ALSO BE LIVE-STREAMED

LONDON, ON, March 25, 2026 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced its 2026 Annual and Special Meeting of Shareholders (the "Meeting") will be held Wednesday, ...

4 weeks ago - PRNewsWire

VERSABANK TO SELL ITS ONLY BANK BRANCH IN HOLDINGFORD, MINNESOTA, TO STEARNS BANK

– Sale Consistent with Highly Efficient Branchless, Partner-Based, Digital Banking Model; Will Contribute to Overall Efficiency of the Bank – LONDON, ON, March 24, 2026 /PRNewswire/ - VersaBank (or th...

5 weeks ago - PRNewsWire

VersaBank expands tokenized deposits with cross-border FX use case

The Canadian bank added USD–CAD conversion to its tokenized deposits, enabling real-time cross-border transactions as banks test blockchain-based settlement systems.

6 weeks ago - Cointelegraph

VERSABANK COMMENCES FOREIGN EXCHANGE FUNCTIONALITY AND OTHER ENHANCEMENTS TO SUPPORT COMMERCIALIZATION OF REAL BANK TOKENIZED DEPOSITS™

Foreign Exchange Capabilities Support Core Use Case for RBTD™s, Further Strengthening Value Proposition and Extending Competitive Advantage LONDON, ON, March 17, 2026 /PRNewswire/ - VersaBank (or the ...

6 weeks ago - PRNewsWire

VersaBank (VBNK) Q1 2026 Earnings Call Highlights: Record Growth in Credit Assets and Revenue

VersaBank (VBNK) Q1 2026 Earnings Call Highlights: Record Growth in Credit Assets and Revenue

7 weeks ago - GuruFocus

Q1 2026 Versabank Earnings Call Transcript

Q1 2026 Versabank Earnings Call Transcript

7 weeks ago - GuruFocus

VersaBank Earnings Call Transcript: Q1 2026

Record Q1 results driven by U.S. SRP growth, with assets and revenue up over 20% year-over-year. Efficiency gains, digital asset initiatives, and a major cybersecurity divestiture position the bank for its most profitable year yet.

7 weeks ago - Transcripts

/R E P E A T -- VERSABANK REPORTS STRONG FIRST QUARTER RESULTS: ACCELERATED U.S. GROWTH DRIVES 31% YEAR-OVER-YEAR INCREASE IN REVENUE, 36% YEAR-OVER-YEAR GROWTH IN NET INCOME, 49% YEAR-OVER-YEAR GROWTH IN ADJUSTED NET INCOME/

All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise n...

7 weeks ago - Benzinga

VERSABANK DECLARES DIVIDENDS

LONDON, ON, March 4, 2026 /PRNewswire/ - VersaBank (the "Bank") (TSX: VBNK) (NASDAQ: VBNK) today announced that cash dividends in the amount of CAD $0.025 per Common Share of the Bank have been declar...

7 weeks ago - PRNewsWire

VersaBank (VBNK) Q4 Earnings: EPS and Revenue Growth

VersaBank (VBNK) Q4 Earnings: EPS and Revenue Growth

7 weeks ago - GuruFocus

VersaBank (VBNK) Q1 Earnings Match Estimates

VersaBank (VBNK) delivered earnings and revenue surprises of 0.00% and +0.14%, respectively, for the quarter ended January 2026. Do the numbers hold clues to what lies ahead for the stock?

7 weeks ago - Nasdaq

VersaBank Q1 Profit Rises

(RTTNews) - VersaBank (VBNK) released earnings for its first quarter that Increases, from the same period last year

7 weeks ago - Nasdaq

VERSABANK REPORTS STRONG FIRST QUARTER RESULTS: ACCELERATED U.S. GROWTH DRIVES 31% YEAR-OVER-YEAR INCREASE IN REVENUE, 36% YEAR-OVER-YEAR GROWTH IN NET INCOME, 49% YEAR-OVER-YEAR GROWTH IN ADJUSTED NET INCOME

All amounts are unaudited and in Canadian dollars and are based on financial statements prepared in compliance with International Accounting Standard 34 Interim Financial Reporting, unless otherwise n...

7 weeks ago - PRNewsWire

Insights into VersaBank's Upcoming Earnings

VersaBank (NASDAQ: VBNK) is set to give its latest quarterly earnings report on Wednesday, 2026-03-04. Here's what investors need to know before the announcement. Analysts estimate that VersaBank wil...

2 months ago - Benzinga

VERSABANK TO HOST FIRST QUARTER FISCAL 2026 FINANCIAL RESULTS CONFERENCE CALL/WEBCAST WEDNESDAY, MARCH 4, 2026 at 9:00 A.M. ET

Bank to Report First Quarter Fiscal 2026 Results Wednesday, March 4, 2026 at 7:00 a.m. ET LONDON, ON, Feb. 24, 2026 /PRNewswire/ - VersaBank ("VersaBank" or the "Bank") (TSX: VBNK) (NASDAQ: VBNK) will...

2 months ago - PRNewsWire

VERSABANK ANNOUNCES STABLECORP'S QCAD AS FIRST STABLECOIN CUSTOMER

– Digital Asset Custody Services Represent New, Highly Efficient Revenue Stream with Significant Long-Term Growth Potential – LONDON, ON, Feb. 3, 2026 /PRNewswire/ - VersaBank (or the "Bank") (TSX: VB...

3 months ago - PRNewsWire

VersaBank Transcript: Digital Asset Treasury Virtual Investor Conference

Strong asset growth and profitability are being complemented by pioneering digital asset initiatives, including deposit tokens and stablecoin custody. Cross-border pilots are underway, with community banks showing strong interest in adopting the technology.

3 months ago - Transcripts