VersaBank Statistics
Total Valuation
VersaBank has a market cap or net worth of $394.93 million.
Important Dates
The next confirmed earnings date is Wednesday, December 10, 2025, before market open.
| Earnings Date | Dec 10, 2025 |
| Ex-Dividend Date | Oct 10, 2025 |
Share Statistics
VersaBank has 32.17 million shares outstanding. The number of shares has increased by 15.46% in one year.
| Current Share Class | 32.17M |
| Shares Outstanding | 32.17M |
| Shares Change (YoY) | +15.46% |
| Shares Change (QoQ) | -0.46% |
| Owned by Insiders (%) | 11.13% |
| Owned by Institutions (%) | 33.85% |
| Float | 27.57M |
Valuation Ratios
The trailing PE ratio is 19.16 and the forward PE ratio is 10.06.
| PE Ratio | 19.16 |
| Forward PE | 10.06 |
| PS Ratio | 4.80 |
| Forward PS | 2.56 |
| PB Ratio | 1.03 |
| P/TBV Ratio | 1.08 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 6.14%.
| Return on Equity (ROE) | 6.14% |
| Return on Assets (ROA) | 0.58% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | $680,147 |
| Profits Per Employee | $170,329 |
| Employee Count | 121 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VersaBank has paid $7.87 million in taxes.
| Income Tax | 7.87M |
| Effective Tax Rate | 27.47% |
Stock Price Statistics
The stock price has decreased by -30.85% in the last 52 weeks. The beta is 1.12, so VersaBank's price volatility has been higher than the market average.
| Beta (5Y) | 1.12 |
| 52-Week Price Change | -30.85% |
| 50-Day Moving Average | 11.99 |
| 200-Day Moving Average | 11.36 |
| Relative Strength Index (RSI) | 61.43 |
| Average Volume (20 Days) | 29,638 |
Short Selling Information
The latest short interest is 204,304, so 0.64% of the outstanding shares have been sold short.
| Short Interest | 204,304 |
| Short Previous Month | 223,846 |
| Short % of Shares Out | 0.64% |
| Short % of Float | 0.74% |
| Short Ratio (days to cover) | 3.87 |
Income Statement
In the last 12 months, VersaBank had revenue of $82.30 million and earned $20.61 million in profits. Earnings per share was $0.69.
| Revenue | 82.30M |
| Gross Profit | 82.30M |
| Operating Income | 28.66M |
| Pretax Income | 28.66M |
| Net Income | 20.61M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $0.69 |
Full Income StatementBalance Sheet
The company has $332.61 million in cash and $76.19 million in debt, giving a net cash position of $256.42 million or $7.97 per share.
| Cash & Cash Equivalents | 332.61M |
| Total Debt | 76.19M |
| Net Cash | 256.42M |
| Net Cash Per Share | $7.97 |
| Equity (Book Value) | 381.62M |
| Book Value Per Share | 11.86 |
| Working Capital | -3.13B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was -$423.20 million and capital expenditures -$405,361, giving a free cash flow of -$423.94 million.
| Operating Cash Flow | -423.20M |
| Capital Expenditures | -405,361 |
| Free Cash Flow | -423.94M |
| FCF Per Share | -$13.18 |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 34.83% |
| Pretax Margin | 34.83% |
| Profit Margin | 25.26% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |