World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $735.61 million. The enterprise value is $1.48 billion.
Important Dates
The next confirmed earnings date is Thursday, April 30, 2026, before market open.
| Earnings Date | Apr 30, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 4.76 million shares outstanding. The number of shares has decreased by -8.13% in one year.
| Current Share Class | 4.76M |
| Shares Outstanding | 4.76M |
| Shares Change (YoY) | -8.13% |
| Shares Change (QoQ) | -6.55% |
| Owned by Insiders (%) | 18.21% |
| Owned by Institutions (%) | 53.97% |
| Float | 2.30M |
Valuation Ratios
The trailing PE ratio is 18.56 and the forward PE ratio is 16.46.
| PE Ratio | 18.56 |
| Forward PE | 16.46 |
| PS Ratio | 1.28 |
| Forward PS | 1.24 |
| PB Ratio | 2.09 |
| P/TBV Ratio | 2.17 |
| P/FCF Ratio | 2.92 |
| P/OCF Ratio | 2.88 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 13.25, with an EV/FCF ratio of 5.86.
| EV / Earnings | 34.55 |
| EV / Sales | 2.58 |
| EV / EBITDA | 13.25 |
| EV / EBIT | 14.45 |
| EV / FCF | 5.86 |
Financial Position
The company has a current ratio of 21.65, with a Debt / Equity ratio of 2.14.
| Current Ratio | 21.65 |
| Quick Ratio | 20.94 |
| Debt / Equity | 2.14 |
| Debt / EBITDA | 4.70 |
| Debt / FCF | 2.98 |
| Interest Coverage | 2.13 |
Financial Efficiency
Return on equity (ROE) is 10.97% and return on invested capital (ROIC) is 7.64%.
| Return on Equity (ROE) | 10.97% |
| Return on Assets (ROA) | 5.67% |
| Return on Invested Capital (ROIC) | 7.64% |
| Return on Capital Employed (ROCE) | 9.32% |
| Weighted Average Cost of Capital (WACC) | 7.83% |
| Revenue Per Employee | $202,037 |
| Profits Per Employee | $15,068 |
| Employee Count | 2,838 |
| Asset Turnover | 0.51 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $11.60 million in taxes.
| Income Tax | 11.60M |
| Effective Tax Rate | 21.34% |
Stock Price Statistics
The stock price has increased by +15.31% in the last 52 weeks. The beta is 1.17, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.17 |
| 52-Week Price Change | +15.31% |
| 50-Day Moving Average | 139.13 |
| 200-Day Moving Average | 149.85 |
| Relative Strength Index (RSI) | 62.18 |
| Average Volume (20 Days) | 146,144 |
Short Selling Information
The latest short interest is 449,346, so 9.45% of the outstanding shares have been sold short.
| Short Interest | 449,346 |
| Short Previous Month | 434,180 |
| Short % of Shares Out | 9.45% |
| Short % of Float | 19.55% |
| Short Ratio (days to cover) | 2.97 |
Income Statement
In the last 12 months, WRLD had revenue of $573.38 million and earned $42.76 million in profits. Earnings per share was $8.34.
| Revenue | 573.38M |
| Gross Profit | 388.58M |
| Operating Income | 102.25M |
| Pretax Income | 54.36M |
| Net Income | 42.76M |
| EBITDA | 111.48M |
| EBIT | 102.25M |
| Earnings Per Share (EPS) | $8.34 |
Full Income StatementBalance Sheet
The company has $10.00 million in cash and $751.93 million in debt, giving a net cash position of -$741.93 million or -$156.02 per share.
| Cash & Cash Equivalents | 10.00M |
| Total Debt | 751.93M |
| Net Cash | -741.93M |
| Net Cash Per Share | -$156.02 |
| Equity (Book Value) | 351.60M |
| Book Value Per Share | 73.90 |
| Working Capital | 926.80M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $255.64 million and capital expenditures -$3.63 million, giving a free cash flow of $252.01 million.
| Operating Cash Flow | 255.64M |
| Capital Expenditures | -3.63M |
| Depreciation & Amortization | 9.23M |
| Net Borrowing | 113.15M |
| Free Cash Flow | 252.01M |
| FCF Per Share | $52.99 |
Full Cash Flow StatementMargins
Gross margin is 67.77%, with operating and profit margins of 17.83% and 7.46%.
| Gross Margin | 67.77% |
| Operating Margin | 17.83% |
| Pretax Margin | 9.48% |
| Profit Margin | 7.46% |
| EBITDA Margin | 19.44% |
| EBIT Margin | 17.83% |
| FCF Margin | 43.95% |