Waterstone Financial Statistics
Total Valuation
WSBF has a market cap or net worth of $315.89 million. The enterprise value is $686.87 million.
Important Dates
The last earnings date was Thursday, April 23, 2026, after market close.
| Earnings Date | Apr 23, 2026 |
| Ex-Dividend Date | Apr 8, 2026 |
Share Statistics
WSBF has 17.32 million shares outstanding. The number of shares has decreased by -4.05% in one year.
| Current Share Class | 17.32M |
| Shares Outstanding | 17.32M |
| Shares Change (YoY) | -4.05% |
| Shares Change (QoQ) | -0.44% |
| Owned by Insiders (%) | 7.23% |
| Owned by Institutions (%) | 46.99% |
| Float | 14.95M |
Valuation Ratios
The trailing PE ratio is 10.73.
| PE Ratio | 10.73 |
| Forward PE | n/a |
| PS Ratio | 2.14 |
| Forward PS | n/a |
| PB Ratio | 0.89 |
| P/TBV Ratio | 0.91 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 23.39 |
| EV / Sales | 4.63 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 8.52%.
| Return on Equity (ROE) | 8.52% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 3.69% |
| Revenue Per Employee | $250,440 |
| Profits Per Employee | $49,516 |
| Employee Count | 593 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WSBF has paid $7.75 million in taxes.
| Income Tax | 7.75M |
| Effective Tax Rate | 20.89% |
Stock Price Statistics
The stock price has increased by +52.50% in the last 52 weeks. The beta is 0.77, so WSBF's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | +52.50% |
| 50-Day Moving Average | 18.06 |
| 200-Day Moving Average | 16.21 |
| Relative Strength Index (RSI) | 53.03 |
| Average Volume (20 Days) | 75,091 |
Short Selling Information
The latest short interest is 164,840, so 0.95% of the outstanding shares have been sold short.
| Short Interest | 164,840 |
| Short Previous Month | 180,081 |
| Short % of Shares Out | 0.95% |
| Short % of Float | 1.10% |
| Short Ratio (days to cover) | 1.99 |
Income Statement
In the last 12 months, WSBF had revenue of $148.51 million and earned $29.36 million in profits. Earnings per share was $1.66.
| Revenue | 148.51M |
| Gross Profit | 148.51M |
| Operating Income | 36.82M |
| Pretax Income | 37.12M |
| Net Income | 29.36M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $1.66 |
Full Income StatementBalance Sheet
The company has $44.65 million in cash and $413.03 million in debt, giving a net cash position of -$368.38 million or -$21.27 per share.
| Cash & Cash Equivalents | 44.65M |
| Total Debt | 413.03M |
| Net Cash | -368.38M |
| Net Cash Per Share | -$21.27 |
| Equity (Book Value) | 348.21M |
| Book Value Per Share | 20.04 |
| Working Capital | -1.21B |
Full Balance SheetCash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Depreciation & Amortization | n/a |
| Net Borrowing | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Full Cash Flow StatementMargins
| Gross Margin | n/a |
| Operating Margin | 24.79% |
| Pretax Margin | 24.99% |
| Profit Margin | 19.77% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |