Wintrust Financial Statistics

Total Valuation

WTFC has a market cap or net worth of $10.88 billion. The enterprise value is $11.59 billion.

Market Cap	10.88B
Enterprise Value	11.59B

Important Dates

The next estimated earnings date is Monday, July 20, 2026, after market close.

Earnings Date	Jul 20, 2026
Ex-Dividend Date	May 14, 2026

Share Statistics

WTFC has 67.45 million shares outstanding. The number of shares has increased by 3.02% in one year.

Current Share Class	67.45M
Shares Outstanding	67.45M
Shares Change (YoY)	+3.02%
Shares Change (QoQ)	-0.02%
Owned by Insiders (%)	1.33%
Owned by Institutions (%)	97.85%
Float	66.50M

Valuation Ratios

The trailing PE ratio is 13.52 and the forward PE ratio is 12.26. WTFC's PEG ratio is 1.36.

PE Ratio	13.52
Forward PE	12.26
PS Ratio	4.04
Forward PS	3.60
PB Ratio	1.56
P/TBV Ratio	1.79
P/FCF Ratio	6.58
P/OCF Ratio	6.33
PEG Ratio	1.36

Financial Ratio History

Enterprise Valuation

EV / Earnings	14.29
EV / Sales	4.31
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	7.01

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	2.70
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 12.34%.

Return on Equity (ROE)	12.34%
Return on Assets (ROA)	1.25%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	6.33%
Revenue Per Employee	$456,213
Profits Per Employee	$137,433
Employee Count	5,902
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, WTFC has paid $304.10 million in taxes.

Income Tax	304.10M
Effective Tax Rate	26.07%

Stock Price Statistics

The stock price has increased by +32.94% in the last 52 weeks. The beta is 0.85, so WTFC's price volatility has been lower than the market average.

Beta (5Y)	0.85
52-Week Price Change	+32.94%
50-Day Moving Average	151.39
200-Day Moving Average	141.86
Relative Strength Index (RSI)	65.42
Average Volume (20 Days)	528,532

Short Selling Information

The latest short interest is 2.64 million, so 3.92% of the outstanding shares have been sold short.

Short Interest	2.64M
Short Previous Month	2.18M
Short % of Shares Out	3.92%
Short % of Float	3.98%
Short Ratio (days to cover)	6.41

Income Statement

In the last 12 months, WTFC had revenue of $2.69 billion and earned $811.13 million in profits. Earnings per share was $11.93.

Revenue	2.69B
Gross Profit	2.69B
Operating Income	1.23B
Pretax Income	1.17B
Net Income	811.13M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	$11.93

Full Income Statement

Balance Sheet

The company has $3.75 billion in cash and $4.46 billion in debt, giving a net cash position of -$714.94 million or -$10.60 per share.

Cash & Cash Equivalents	3.75B
Total Debt	4.46B
Net Cash	-714.94M
Net Cash Per Share	-$10.60
Equity (Book Value)	7.38B
Book Value Per Share	103.10
Working Capital	-55.96B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $1.72 billion and capital expenditures -$63.16 million, giving a free cash flow of $1.65 billion.

Operating Cash Flow	1.72B
Capital Expenditures	-63.16M
Depreciation & Amortization	n/a
Net Borrowing	97.85M
Free Cash Flow	1.65B
FCF Per Share	$24.53

Full Cash Flow Statement

Margins

Gross Margin	n/a
Operating Margin	45.75%
Pretax Margin	43.32%
Profit Margin	32.02%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	61.45%

Dividends & Yields

This stock pays an annual dividend of $2.20, which amounts to a dividend yield of 1.36%.

Dividend Per Share	$2.20
Dividend Yield	1.36%
Dividend Growth (YoY)	10.53%
Years of Dividend Growth	12
Payout Ratio	17.60%
Buyback Yield	-3.02%
Shareholder Yield	-1.66%
Earnings Yield	7.46%
FCF Yield	15.21%

Dividend Details

Analyst Forecast

The average price target for WTFC is $175.50, which is 8.80% higher than the current price. The consensus rating is "Buy".

Price Target	$175.50
Price Target Difference	8.80%
Analyst Consensus	Buy
Analyst Count	12
Revenue Growth Forecast (3Y)	7.69%
EPS Growth Forecast (3Y)	10.32%

Stock Forecasts

Stock Splits

The last stock split was on March 15, 2002. It was a forward split with a ratio of 1.5:1.

Last Split Date	Mar 15, 2002
Split Type	Forward
Split Ratio	1.5:1

Scores

Altman Z-Score	n/a
Piotroski F-Score	4