XP Inc. (XP)

NASDAQ: XP · Real-Time Price · USD
21.53
-0.31 (-1.42%)
At close: Feb 27, 2026, 4:00 PM EST
21.15
-0.38 (-1.76%)
After-hours: Feb 27, 2026, 7:27 PM EST
-1.42%
Market Cap 11.13B
Revenue (ttm) 3.23B
Net Income (ttm) 938.60M
Shares Out 517.15M
EPS (ttm) 1.76
PE Ratio 12.20
Forward PE 10.02
Dividend $0.18 (0.84%)
Ex-Dividend Date Dec 10, 2025
Volume 6,189,166
Open 21.72
Previous Close 21.84
Day's Range 21.38 - 22.05
52-Week Range 12.20 - 23.13
Beta 1.23
Analysts Strong Buy
Price Target 22.67 (+5.3%)
Earnings Date Feb 12, 2026

About XP

XP Inc. provides financial products and services in Brazil. The company operates XP Platform, an open product platform that provides clients to access investment products in the market comprising brokerage securities, fixed income securities, mutual, hedge, and private equity funds; derivatives and synthetic instruments; credit cards; loan operations/collateralized credit products; pension and social security funds, and life and travel insurance products; and other investment products comprising real estate funds, and equity and debt capital ma... [Read more]

Industry Capital Markets
Sector Financials
IPO Date Dec 11, 2019
Employees 6,669
Stock Exchange NASDAQ
Ticker Symbol XP
Full Company Profile

Financial Performance

In 2025, XP Inc.'s revenue was 17.77 billion, an increase of 9.36% compared to the previous year's 16.25 billion. Earnings were 5.17 billion, an increase of 14.54%.

Financial numbers in BRL Financial Statements

Analyst Forecast

According to 6 analysts, the average rating for XP stock is "Strong Buy." The 12-month stock price target is $22.67, which is an increase of 5.30% from the latest price.

Price Target
$22.67
(5.30% upside)
Analyst Consensus: Strong Buy
Stock Forecasts

News

XP Inc.: Shifting Its Advisory Strategy, And Trades At Attractive Earnings Multiple

XP Inc. reported 4Q25 results, showing steady client asset growth driven by high-interest rates, despite slow new client acquisition. XP is strengthening its advisory model governance, shifting toward...

Other symbols: XP
13 days ago - Seeking Alpha

XP Inc. (XP) Q4 2025 Earnings Call Transcript

XP Inc. (XP) Q4 2025 Earnings Call Transcript

Other symbols: XP
16 days ago - Seeking Alpha

XP Inc. Reports Fourth Quarter 2025 Results

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported...

Other symbols: XP
16 days ago - Business Wire

XP Remains Attractive Despite Qualitative Concerns

XP delivered 3Q25 results showing stalled growth in retail, flat wholesale, and investment banking leading performance. XP is shifting from a transaction-based to a fee-based advisory model, aiming fo...

Other symbols: XP
3 months ago - Seeking Alpha

XP Inc. Q3: Flows Recover, Advisory Scales Up, And Risk Perception Declines

Retail flows bounced back, showing XP Inc.'s growth engine is intact despite a tough past quarter. The advisory model keeps gaining traction, helping XP build a more resilient and predictable business...

Other symbols: XP
3 months ago - Seeking Alpha

XP Inc. (XP) Q3 2025 Earnings Call Transcript

XP Inc. ( XP) Q3 2025 Earnings Call November 17, 2025 5:00 PM EST Company Participants Andre Parize - Chief Investor Relations Officer Thiago Maffra - Chief Executive Officer Victor Mansur - Chief Fi...

Other symbols: XP
3 months ago - Seeking Alpha

XP Inc. Announces Cash Dividend, Treasury Shares Retirement and New Share Repurchase Program

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (Nasdaq: XP), announced today that its board of directors has approved three capital allocation actions: (i) the declaration of a cash dividend, (ii) the retirement...

Other symbols: XP
3 months ago - Business Wire

XP Inc. Reports Third Quarter 2025 Results

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported...

Other symbols: XP
3 months ago - Business Wire

XP 2Q25 Was Challenging But Still Positive Given The Context

I maintain my buy rating on XP Inc., as valuation remains attractive at about 10x earnings despite cyclical headwinds. Asset growth is robust at 17% YoY, but revenue growth is muted and margins contra...

Other symbols: XP
6 months ago - Seeking Alpha

XP Q2 Earnings: Efficiency Shines, Net Flows Lag

XP Inc. posted record profits on 2Q25, showing its efficiency at work. Despite record net income and strong operational efficiency, the dramatic fall in net inflows raises concerns about the sustainab...

Other symbols: XP
6 months ago - Seeking Alpha

XP Q2 Results Look Good, But Better Alternatives Exist

XP Inc. delivered solid Q2 results, with solid EPS growth, high ROE, and expansion in new product lines beyond its core business. Despite compelling valuation and fundamentals, XP faces structural ris...

Other symbols: XP
6 months ago - Seeking Alpha

XP Inc. (XP) Q2 2025 Earnings Call Transcript

XP Inc. (NASDAQ:XP) Q2 2025 Earnings Conference Call August 18, 2025 5:00 PM ET Company Participants Andre Parize - Chief Investor Relations Officer Thiago Maffra - Chief Executive Officer Victor And...

Other symbols: XP
6 months ago - Seeking Alpha

XP Inc. Reports Second Quarter 2025 Results

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported...

Other symbols: XP
6 months ago - Business Wire

Top 3 Financial Stocks That May Rocket Higher In Q3

The most oversold stocks in the financial sector presents an opportunity to buy into undervalued companies.

Other symbols: FISVRLIXP
7 months ago - Benzinga

XP Inc. Q1: Strong Results Support Rating Upgrade

I upgraded XP Inc. from 'Hold' to 'Buy' due to strong fixed income revenue growth and effective expense control, signaling resilience. The Company achieved record net income, driven by robust net infl...

Other symbols: XP
10 months ago - Seeking Alpha

XP Analysts Increase Their Forecasts After Q1 Results

XP Inc. XP reported mixed results for the first quarter on Tuesday.

Other symbols: XP
10 months ago - Benzinga

XP Inc. (XP) Q1 2025 Earnings Call Transcript

XP Inc. (NASDAQ:XP) Q1 2025 Earnings Conference Call May 20, 2025 5:00 PM ET Company Participants Andre Parize - Head, IR Thiago Maffra - CEO Victor Mansur - CFO Conference Call Participants Eduardo ...

Other symbols: XP
10 months ago - Seeking Alpha

XP Inc. Announces New Share Repurchase Program

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (Nasdaq: XP), announced today that its board of directors has approved a new share repurchase program. Under the repurchase program, XP may repurchase up to the amo...

Other symbols: XP
10 months ago - Business Wire

XP Inc. Reports First Quarter 2025 Results

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (NASDAQ: XP) (“XP” or the “Company”), a leading tech-enabled platform and a trusted pioneer in providing low-fee financial products and services in Brazil, reported...

Other symbols: XP
10 months ago - Business Wire

XP Inc. to Cancel Treasury Shares

SÃO PAULO--(BUSINESS WIRE)--XP Inc. (Nasdaq: XP), a leading, technology-driven platform and a trusted provider of low-fee financial products and services in Brazil, announced today that the Company's ...

Other symbols: XP
10 months ago - Business Wire

XP Inc. (XP) Faces Scrutiny After Short Seller Alleges Company Operates A “Madoff-like” Ponzi Scheme – Hagens Berman

SAN FRANCISCO, May 01, 2025 (GLOBE NEWSWIRE) -- On March 12, 2025, investors in XP Inc. (NASDAQ: XP), who purports to be “a leading, technology-driven platform and a trusted provider of low-fee financ...

Other symbols: XP
10 months ago - GlobeNewsWire

XP Inc.: Brazil's Growth Outlook Improves Despite Global Uncertainty

XP Releases Latest Edition of Its Brazil Macro Monthly Report SÃO PAULO, April 22, 2025 /PRNewswire/ -- XP Inc. (Nasdaq: XP), a leading, technology-driven platform and trusted provider of financial se...

Other symbols: XP
11 months ago - PRNewsWire

XP Inc. (XP) Faces Scrutiny After Short Seller Alleges Company Operates A "Madoff-like" Ponzi Scheme - Hagens Berman

SAN FRANCISCO , April 8, 2025 /PRNewswire/ -- On March 12, 2025, investors in XP Inc. (NASDAQ: XP), who purports to be "a leading, technology-driven platform and a trusted provider of low-fee financia...

Other symbols: XP
11 months ago - PRNewsWire

XP Investors Have Opportunity to Join XP Inc. Fraud Investigation with the Schall Law Firm

LOS ANGELES--(BUSINESS WIRE)--XP Investors Have Opportunity to Join XP Inc. Fraud Investigation with the Schall Law Firm.

Other symbols: XP
11 months ago - Business Wire

Bronstein, Gewirtz & Grossman, LLC Is Investigating XP Inc. (XP) And Encourages Shareholders to Connect

NEW YORK CITY, NY / ACCESS Newswire / April 2, 2025 / Bronstein, Gewirtz & Grossman, LLC is investigating potential claims on behalf of purchasers of XP Inc. ("XP" or "the Company") (NASDAQ:XP). Inves...

Other symbols: XP
11 months ago - Accesswire