Zip Co Limited (ASX:ZIP)
| Market Cap | 3.03B |
| Revenue (ttm) | 1.22B |
| Net Income (ttm) | 109.24M |
| Shares Out | 1.26B |
| EPS (ttm) | 0.08 |
| PE Ratio | 29.29 |
| Forward PE | 20.99 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 9,511,327 |
| Average Volume | 29,304,721 |
| Open | 2.410 |
| Previous Close | 2.410 |
| Day's Range | 2.410 - 2.470 |
| 52-Week Range | 1.375 - 4.930 |
| Beta | 3.07 |
| RSI | 63.38 |
| Earnings Date | Apr 17, 2026 |
About Zip Co
Zip Co Limited engages in the provision of digital retail finance, personal finance, and payments solutions in Australia, New Zealand, and the United States. The company offers retail line of credit products and personal loans; retail installment products; and Buy Now Pay Later installment products to consumers. It also provides unsecured loans through banking partners, as well as online and in-store; and access to point-of-sale credit; and digital payment services. The company was formerly known as ZipMoney Limited and changed its name to Zip ... [Read more]
Financial Performance
In fiscal year 2025, Zip Co's revenue was 1.07 billion, an increase of 23.46% compared to the previous year's 867.98 million. Earnings were 79.90 million, an increase of 2084.71%.
Financial StatementsNews
Zip Co Earnings Call Transcript: H1 2026
Record cash earnings and margin expansion were achieved, with strong growth in both U.S. and ANZ segments. Guidance was upgraded for FY 2026, and new product launches and partnerships are driving continued momentum, with risk managed through portfolio calibration and hedging.
Zip Co Transcript: AGM 2025
Record FY 2025 results included strong TTV, income, and cash earnings growth, with continued U.S. momentum and ANZ recovery. Strategic initiatives focused on AI, partnerships, and capital management, while no dividends are planned. All AGM resolutions proceeded without contest.
Zip Co Earnings Call Transcript: H2 2025
Record financial results with cash earnings up 147% and total income over $1B, driven by strong U.S. and ANZ growth, improved margins, and disciplined cost management. FY26 guidance targets further TTV and margin expansion, with ongoing innovation and a potential NASDAQ dual listing.
Zip Co Earnings Call Transcript: H1 2025
Record H1 FY25 results with 24% TTV growth, 117% cash EBITDA increase, and strong US and ANZ performance. Guidance for FY25 cash EBITDA is at least AUD 147 million, with continued disciplined investment and robust credit performance.
Zip Co Transcript: AGM 2024
The AGM highlighted record financial results, strengthened balance sheet, and board renewal with new US-based directors. Strategic focus remains on core markets, innovation, and operational excellence, with all resolutions passed and no major shareholder concerns raised.
Zip Co Earnings Call Transcript: H2 2024
Record profitability achieved with 28% revenue growth and first-ever statutory profit. US and ANZ segments delivered strong results, with US TTV growth expected to exceed 30% in FY25. Balance sheet strengthened, all corporate debt repaid, and strategic partnerships expanded.
Zip Co Earnings Call Transcript: H1 2024
Zip Co Transcript: AGM 2023
Zip Co Earnings Call Transcript: H2 2023
Zip Co Transcript: EGM 2023
Zip Continues Streamlining BNPL Business With 20% Layoffs
Australian buy now, pay later provider Zip says it is continuing to streamline its operations. And part of that streamlining apparently involves cutting 20% of the company's staff, according to a Mond...
Australia's BNPL firm Zip to streamline cost and operations - official
Australian buy-now-pay-later firm Zip Co is further streamlining its operations and cost base following a recent review, a company official told Reuters on Monday.
More Americans are using ‘buy now, pay later' services to pay for groceries
The concept of “buy now, pay later” has exploded in popularity in recent years. Americans have been using this form of lending — where a purchase is typically divided into four payments over several w...
Zip Co Earnings Call Transcript: H1 2023
Zip Co Transcript: AGM 2022
Zip Co Earnings Call Transcript: H2 2022
Buy now, pay later firm Zip to raise fees amid surging inflation
Australian buy now, pay later company Zip Co Ltd said on Wednesday it would raise fees for customers and merchants, as it tries to weather an onslaught from soaring inflation and rising interest rates...
Zip Co Earnings Call Transcript: H1 2022
Australia's Zip sees HY loss as fiscal stimulus money dries up in United States
Australian payments firm Zip Co on Monday forecast a bigger half-year loss than analysts' expectation, citing lower consumer spending in the United States as fiscal stimulus money dries up.
Zip Co Transcript: AGM 2021
Investment in Indian startup ZestMoney is 'a great first step': Zip Co COO
Peter Gray, Co-founder and COO of Zip Co, discusses the company's latest investment in the Indian buy now, pay later (BNPL) startup ZestMoney, as well as the possibility of increasing its stake in the...
Zip Co Transcript: Investor Day 2021
Zip Co Earnings Call Transcript: H2 2021
Zip Co Snaps Up BNPL Firms Twisto Payments And Spotii Holdings
Zip Co Limited has announced deals to acquire the remaining shares of buy now, pay later (BNPL) companies Twisto Payments and Spotii Holdings, according to a press release. The deal puts a combined va...
Australian buy now, pay later app Zip Co expands into the Philippines
Larry Diamond, co-founder and CEO of Australian buy now, pay later platform Zip Co, says the company's strategic investment in the Philippines will help it capitalize on "demographic and economic tren...