CrediaBank S.A. (ATH:CREDIA)
1.232
-0.024 (-1.91%)
At close: Mar 9, 2026
CrediaBank Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 260.8 | 196.97 | 120.66 | 65.57 | 76.31 | Upgrade
|
| Interest Paid on Deposits | 92.52 | 90.22 | 45.17 | 24.93 | 30.82 | Upgrade
|
| Net Interest Income | 168.27 | 106.75 | 75.49 | 40.64 | 45.49 | Upgrade
|
| Net Interest Income Growth (YoY) | 57.64% | 41.41% | 85.73% | -10.64% | -16.21% | Upgrade
|
| Gain (Loss) on Sale of Investments | 3.17 | 7.54 | 6.61 | -0.73 | -59.49 | Upgrade
|
| Other Non-Interest Income | 107.72 | 28.22 | 21.85 | 6.93 | 10.97 | Upgrade
|
| Total Non-Interest Income | 110.89 | 35.76 | 28.46 | 6.2 | -48.52 | Upgrade
|
| Non-Interest Income Growth (YoY) | 210.12% | 25.63% | 359.36% | - | - | Upgrade
|
| Revenues Before Loan Losses | 279.16 | 142.51 | 103.95 | 46.84 | -3.04 | Upgrade
|
| Provision for Loan Losses | 21.67 | 398.39 | -0.61 | 306.97 | 22.77 | Upgrade
|
| Revenue | 257.49 | -255.89 | 104.56 | -260.13 | -25.81 | Upgrade
|
| Salaries and Employee Benefits | 110.95 | 52.91 | 34.42 | 33.88 | 33.13 | Upgrade
|
| Occupancy Expenses | 32.26 | 20.37 | 15.74 | 17.13 | 16.03 | Upgrade
|
| Selling, General & Administrative | - | 9.49 | 6.79 | 5.45 | 6.43 | Upgrade
|
| Other Non-Interest Expense | 50.45 | 23.4 | 21.11 | 40.97 | 24.65 | Upgrade
|
| Total Non-Interest Expense | 192.71 | 106.54 | 77.8 | 97.94 | 79.54 | Upgrade
|
| EBT Excluding Unusual Items | 64.78 | -362.43 | 26.76 | -358.07 | -105.35 | Upgrade
|
| Asset Writedown | -0.69 | 4.63 | 7.12 | 1.44 | 0.97 | Upgrade
|
| Pretax Income | 64.09 | -367.62 | 28.6 | -356.63 | -104.37 | Upgrade
|
| Income Tax Expense | 48.88 | -42.16 | 0.98 | 29.94 | 0.67 | Upgrade
|
| Earnings From Continuing Operations | 15.22 | -325.46 | 27.62 | -386.57 | -105.05 | Upgrade
|
| Net Income | 15.22 | -325.46 | 27.62 | -386.57 | -105.05 | Upgrade
|
| Net Income to Common | 15.22 | -325.46 | 27.62 | -386.57 | -105.05 | Upgrade
|
| Basic Shares Outstanding | 1,619 | 414 | 414 | 0 | 0 | Upgrade
|
| Diluted Shares Outstanding | 1,619 | 414 | 414 | 0 | 0 | Upgrade
|
| Shares Change (YoY) | 291.43% | 0.00% | 548551.55% | 176.74% | - | Upgrade
|
| EPS (Basic) | 0.01 | -0.79 | 0.07 | -5129.13 | -3857.13 | Upgrade
|
| EPS (Diluted) | 0.01 | -0.79 | 0.07 | -5129.13 | -3857.13 | Upgrade
|
| Effective Tax Rate | 76.26% | - | 3.43% | - | - | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.