Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA)
Spain
· Delayed Price · Currency is EUR | Market Cap | 1.34B |
| Revenue (ttm) | 1.13B |
| Net Income (ttm) | 85.71M |
| Shares Out | 1.09B |
| EPS (ttm) | 0.08 |
| PE Ratio | 15.61 |
| Forward PE | 13.03 |
| Dividend | 0.03 (2.31%) |
| Ex-Dividend Date | Apr 20, 2026 |
| Volume | 646,600 |
| Average Volume | 490,390 |
| Open | 1.208 |
| Previous Close | 1.194 |
| Day's Range | 1.202 - 1.238 |
| 52-Week Range | 1.066 - 1.440 |
| Beta | 0.36 |
| RSI | 47.17 |
| Earnings Date | Apr 27, 2026 |
About BME:LDA
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros engages in insurance and reinsurance business in Spain and Portugal. The company operates through Automobiles, Home, Health, Other Insurance, and Other Activities segments. The Automobiles segment offers car, third party, motorcycle, theft, fire, and fleet insurance. The Home Insurance segment offers theft damage, civil liability, fire, aesthetic damage, and anti-squatting insurance. The Health Insurance segment provides health care products Vivaz brands. The Other Insurance segm... [Read more]
Financial Performance
In 2025, BME:LDA's revenue was 1.13 billion, an increase of 8.27% compared to the previous year's 1.05 billion. Earnings were 85.71 million, an increase of 33.47%.
Financial StatementsNews
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Earnings Call Transcript: Q1 2026
Delivered 10.2% top-line growth and 12.3% net income increase year-over-year, with strong customer gains and a robust 91.7% combined ratio. Continued digital transformation and prudent capital management support future efficiency and profitability.
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Earnings Call Transcript: Q4 2025
Net income surged 33.5% to EUR 86 million, with strong growth in all segments and digital channels. Combined ratio improved to 92.6%, and a EUR 50 million dividend is proposed, maintaining a robust solvency ratio. Digitalization and efficiency remain key drivers.
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Earnings Call Transcript: Q3 2025
Premiums grew 11.4% year-over-year to €844 million, with strong gains in motor, home, and health. Combined ratio was 93.4% despite high severity claims, and profit after tax rose 46% to €60 million. Solvency ratio remains robust at 189%.
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Earnings Call Transcript: Q2 2025
Strong first half with 10.8% growth, €43.8M net income (up 72% YoY), and improved combined ratio at 92.3%. Motor, home, and health segments all grew, with new products boosting technical results. Solvency margin rose to 193.2%.
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Earnings Call Transcript: Q1 2025
First quarter saw 9.5% business growth, net income doubling to €20.8M, and a combined ratio of 92.3%. Motor, Home, and Health segments all grew, with digitalization driving efficiency and lower acquisition costs.
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Earnings Call Transcript: Q4 2024
Premiums and client growth accelerated in Q4, driving a return to profitability and a 19.6% ROE. Combined ratio improved to 94.7% for the year, with further gains expected in 2025 through digitalization and efficiency.
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Earnings Call Transcript: Q3 2024
Strong client growth and profitability turnaround, with net income of EUR 40.7 million and a combined ratio of 95.4% for the first nine months. Premiums and policyholder numbers rose across all segments, and the solvency ratio improved to 189.5%.
Azvalor Iberia FI's Strategic Moves in Q2 2024: Spotlight on Linea Directa Aseguradora SA
Azvalor Iberia FI's Strategic Moves in Q2 2024: Spotlight on Linea Directa Aseguradora SA
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros Earnings Call Transcript: Q2 2024
Profitability returned in H1 2024 with net income of EUR 25.4 million and a combined ratio of 95.5%, driven by improved claims management and portfolio growth. Interim dividend of EUR 50 million approved, with strong solvency and positive outlook for all business lines.