Bulgarian-American Credit Bank AD (BUL:BACB)
Bulgaria
· Delayed Price · Currency is BGN · Price in EUR 5.95
+0.05 (0.85%)
At close: Apr 22, 2026
BUL:BACB Balance Sheet
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 138.11 | 157.48 | 276.42 | 11.3 | 87.87 | Upgrade
|
| Investment Securities | 138.96 | 164.55 | 156.71 | 91.94 | 61.72 | Upgrade
|
| Trading Asset Securities | 1.04 | 1.03 | 0.74 | 0.61 | 0.51 | Upgrade
|
| Total Investments | 140 | 165.58 | 157.44 | 92.55 | 62.23 | Upgrade
|
| Gross Loans | 1,003 | 904.03 | 798.62 | 736.75 | 673.18 | Upgrade
|
| Allowance for Loan Losses | -42.06 | -34.7 | -30.48 | -30.72 | -34.37 | Upgrade
|
| Other Adjustments to Gross Loans | -0.38 | -0.48 | -0.96 | -1.21 | -1.27 | Upgrade
|
| Net Loans | 960.9 | 868.85 | 767.18 | 704.83 | 637.54 | Upgrade
|
| Property, Plant & Equipment | 4.75 | 6.34 | 5.88 | 6.26 | 8.94 | Upgrade
|
| Other Intangible Assets | 0.96 | 1.1 | 0.86 | 0.92 | 0.85 | Upgrade
|
| Investments in Real Estate | 32.37 | 43 | 46.92 | 42.01 | 52.95 | Upgrade
|
| Other Receivables | 0.33 | 0.39 | 0.35 | 2.73 | 0.73 | Upgrade
|
| Restricted Cash | 129.44 | 138.48 | 144.09 | 457.24 | 236.1 | Upgrade
|
| Other Current Assets | 13.05 | 6.81 | 10.08 | 21.49 | 20.95 | Upgrade
|
| Long-Term Deferred Tax Assets | 0.17 | 0.2 | 0.14 | 0.14 | - | Upgrade
|
| Other Long-Term Assets | 35.37 | 18.02 | 16.76 | 18.87 | 17.07 | Upgrade
|
| Total Assets | 1,456 | 1,407 | 1,427 | 1,358 | 1,125 | Upgrade
|
| Accounts Payable | 1.26 | 0.92 | 0.9 | 1.6 | 1.59 | Upgrade
|
| Accrued Expenses | 0.54 | 0.51 | 0.48 | 0.45 | 0.39 | Upgrade
|
| Interest Bearing Deposits | 396.17 | 451.93 | 370.88 | 357.92 | 345.48 | Upgrade
|
| Non-Interest Bearing Deposits | 809.04 | 722.18 | 856.87 | 820.3 | 630.58 | Upgrade
|
| Total Deposits | 1,205 | 1,174 | 1,228 | 1,178 | 976.06 | Upgrade
|
| Current Portion of Long-Term Debt | 2.81 | 3.89 | 4.66 | 2.38 | 2.12 | Upgrade
|
| Current Portion of Leases | 1.73 | 1.74 | 0.61 | 1.72 | 1.06 | Upgrade
|
| Current Income Taxes Payable | 0 | 0.06 | 0.59 | 0.75 | 0.21 | Upgrade
|
| Long-Term Debt | 30 | 30 | 15 | 21.81 | 14.02 | Upgrade
|
| Long-Term Leases | 1.23 | 2.54 | 3.77 | 3.36 | 3.12 | Upgrade
|
| Pension & Post-Retirement Benefits | 0.51 | 0.45 | 0.44 | 0.4 | 0.15 | Upgrade
|
| Long-Term Deferred Tax Liabilities | - | - | - | - | 0.09 | Upgrade
|
| Other Long-Term Liabilities | 11.91 | 10.52 | 6.06 | 9.19 | 8.17 | Upgrade
|
| Total Liabilities | 1,255 | 1,225 | 1,260 | 1,220 | 1,007 | Upgrade
|
| Common Stock | 12.62 | 12.62 | 12.62 | 12.62 | 12.63 | Upgrade
|
| Additional Paid-In Capital | 18.94 | 18.94 | 18.94 | 18.94 | 18.95 | Upgrade
|
| Retained Earnings | 168.14 | 149.87 | 134.99 | 108.13 | 84.14 | Upgrade
|
| Comprehensive Income & Other | 1.54 | 1.18 | 0.37 | -1.22 | 2.55 | Upgrade
|
| Shareholders' Equity | 201.25 | 182.61 | 166.93 | 138.47 | 118.26 | Upgrade
|
| Total Liabilities & Equity | 1,456 | 1,407 | 1,427 | 1,358 | 1,125 | Upgrade
|
| Total Debt | 35.77 | 38.18 | 24.04 | 29.26 | 20.32 | Upgrade
|
| Net Cash (Debt) | 103.39 | 120.34 | 253.12 | -17.35 | 68.07 | Upgrade
|
| Net Cash Growth | -14.09% | -52.46% | - | - | 411.92% | Upgrade
|
| Net Cash Per Share | 4.19 | 4.87 | 10.25 | -0.70 | 2.76 | Upgrade
|
| Filing Date Shares Outstanding | 24.69 | 24.69 | 24.69 | 24.69 | 24.69 | Upgrade
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| Total Common Shares Outstanding | 24.69 | 24.69 | 24.69 | 24.69 | 24.69 | Upgrade
|
| Book Value Per Share | 8.15 | 7.40 | 6.76 | 5.61 | 4.79 | Upgrade
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| Tangible Book Value | 200.29 | 181.51 | 166.08 | 137.54 | 117.41 | Upgrade
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| Tangible Book Value Per Share | 8.11 | 7.35 | 6.73 | 5.57 | 4.76 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.