BUL:BACB Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Net Income	18.27	24.98	28.44	21.54	9.24	Upgrade
Depreciation & Amortization	2.58	2.41	2.29	1.89	1.87	Upgrade
Gain (Loss) on Sale of Assets	0.88	0.01	0.08	-0.07	0.03	Upgrade
Gain (Loss) on Sale of Investments	11.06	8.29	4.23	0.02	0.12	Upgrade
Provision for Credit Losses	-	-	-	2.82	4.36	Upgrade
Change in Trading Asset Securities	0.15	0.01	-0.01	0.02	0.69	Upgrade
Change in Other Net Operating Assets	-97.89	-100.31	-49.09	-81.1	-56.41	Upgrade
Other Operating Activities	-2.23	0.03	0.32	0.83	-0.08	Upgrade
Operating Cash Flow	-67.2	-64.59	-13.67	-54.03	-40.13	Upgrade
Capital Expenditures	-0.6	-1.42	-0.89	-0.34	-0.26	Upgrade
Sale of Property, Plant and Equipment	0.05	0.01	0.01	0.04	0.02	Upgrade
Investment in Securities	9.61	-4.03	-63.57	-32.73	-26.95	Upgrade
Income (Loss) Equity Investments	-	-	0.06	0.02	0.05	Upgrade
Purchase / Sale of Intangibles	-	-	-	-0.29	-	Upgrade
Investing Cash Flow	15.11	-4.15	-61.61	-22.86	-23.81	Upgrade
Long-Term Debt Issued	-	15	-	15.01	-	Upgrade
Long-Term Debt Repaid	-3.12	-3.44	-6.38	-8.16	-4.52	Upgrade
Net Debt Issued (Repaid)	-3.12	11.56	-6.38	6.85	-4.52	Upgrade
Common Dividends Paid	-	-10.1	-1.26	-	-	Upgrade
Net Increase (Decrease) in Deposit Accounts	31.11	-59.33	52.01	197.32	154.4	Upgrade
Financing Cash Flow	28	-57.88	44.37	204.17	149.88	Upgrade
Foreign Exchange Rate Adjustments	-3.95	1.59	-0.39	2.75	2.63	Upgrade
Net Cash Flow	-28.04	-125.03	-31.29	130.04	88.57	Upgrade
Free Cash Flow	-67.79	-66.01	-14.56	-54.36	-40.39	Upgrade
Free Cash Flow Margin	-152.28%	-125.89%	-27.85%	-130.18%	-152.21%	Upgrade
Free Cash Flow Per Share	-2.75	-2.67	-0.59	-2.20	-1.64	Upgrade
Cash Interest Paid	10.03	7.32	2.63	2.46	2.98	Upgrade
Cash Income Tax Paid	7.65	3.49	3.47	1.94	1.01	Upgrade

Source: S&P Capital IQ. Banks template. Financial Sources.