Bulgarian-American Credit Bank AD (BUL:BACB)
Bulgaria
· Delayed Price · Currency is BGN 11.50
+0.20 (1.77%)
At close: Dec 5, 2025
BUL:BACB Cash Flow Statement
Financials in millions BGN. Fiscal year is January - December.
Millions BGN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|---|
Period Ending | Sep '25 Sep 30, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Net Income | 40.35 | 48.73 | 55.63 | 42.15 | 18.07 | 13.72 | Upgrade
|
| Depreciation & Amortization | 4.57 | 4.71 | 4.48 | 3.7 | 3.65 | 3.65 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.01 | 0.01 | 0.15 | -0.15 | 0.06 | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 15.73 | 16.16 | 8.28 | 0.04 | 0.24 | 0.67 | Upgrade
|
| Total Asset Writedown | 1.74 | - | - | - | - | -0.27 | Upgrade
|
| Provision for Credit Losses | - | - | - | 5.52 | 8.52 | 8.87 | Upgrade
|
| Change in Trading Asset Securities | 0.04 | 0.01 | -0.01 | 0.05 | 1.35 | - | Upgrade
|
| Change in Other Net Operating Assets | -218.15 | -195.69 | -96.01 | -158.65 | -110.31 | -163.64 | Upgrade
|
| Other Operating Activities | -8.96 | 0.06 | 0.62 | 1.62 | -0.16 | -0.4 | Upgrade
|
| Operating Cash Flow | -164.12 | -126 | -26.74 | -105.69 | -78.47 | -137.28 | Upgrade
|
| Capital Expenditures | -2.81 | -2.78 | -1.73 | -0.66 | -0.51 | -1.28 | Upgrade
|
| Sale of Property, Plant and Equipment | 0.1 | 0.02 | 0.02 | 0.08 | 0.03 | 0 | Upgrade
|
| Investment in Securities | -14.26 | -7.86 | -124.33 | -64.02 | -52.71 | -9.54 | Upgrade
|
| Income (Loss) Equity Investments | - | - | 0.13 | 0.04 | 0.09 | 0.1 | Upgrade
|
| Purchase / Sale of Intangibles | - | - | - | -0.57 | - | - | Upgrade
|
| Investing Cash Flow | -5.2 | -8.1 | -120.5 | -44.72 | -46.57 | -7.42 | Upgrade
|
| Long-Term Debt Issued | - | 29.26 | - | 29.37 | - | - | Upgrade
|
| Long-Term Debt Repaid | - | -6.71 | -12.48 | -15.97 | -8.83 | -6.39 | Upgrade
|
| Net Debt Issued (Repaid) | -6.9 | 22.55 | -12.48 | 13.41 | -8.83 | -6.39 | Upgrade
|
| Common Dividends Paid | -0.01 | -19.7 | -2.47 | - | - | - | Upgrade
|
| Net Increase (Decrease) in Deposit Accounts | 61.55 | -115.75 | 101.73 | 386.02 | 301.93 | 196.19 | Upgrade
|
| Financing Cash Flow | 54.64 | -112.9 | 86.79 | 399.42 | 293.1 | 189.81 | Upgrade
|
| Foreign Exchange Rate Adjustments | -4.1 | 3.09 | -0.75 | 5.38 | 5.14 | -3.87 | Upgrade
|
| Net Cash Flow | -118.77 | -243.91 | -61.21 | 254.39 | 173.2 | 41.23 | Upgrade
|
| Free Cash Flow | -166.92 | -128.78 | -28.47 | -106.35 | -78.98 | -138.56 | Upgrade
|
| Free Cash Flow Margin | -180.63% | -125.89% | -27.85% | -130.18% | -152.21% | -294.92% | Upgrade
|
| Free Cash Flow Per Share | -6.76 | -5.22 | -1.15 | -4.31 | -3.20 | -5.61 | Upgrade
|
| Cash Interest Paid | 19.69 | 14.28 | 5.15 | 4.82 | 5.82 | - | Upgrade
|
| Cash Income Tax Paid | 15.47 | 6.8 | 6.79 | 3.8 | 1.97 | 1.12 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.