Banco de Crédito del Perú S.A. (BVL:CREDITC1)
5.76
-0.06 (-1.01%)
Last updated: Apr 28, 2026, 9:30 AM PET
Banco de Crédito del Perú Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 17,474 | 17,447 | 16,527 | 13,002 | 9,778 | Upgrade
|
| Interest Paid on Deposits | 3,773 | 4,267 | 4,455 | 2,777 | 1,872 | Upgrade
|
| Net Interest Income | 13,701 | 13,180 | 12,072 | 10,225 | 7,906 | Upgrade
|
| Net Interest Income Growth (YoY) | 3.95% | 9.18% | 18.06% | 29.34% | 0.72% | Upgrade
|
| Income From Trading Activities | 165.98 | 81.7 | 101.86 | 4.8 | 72.1 | Upgrade
|
| Gain (Loss) on Sale of Assets | 43.4 | 85.01 | 167.33 | 35.65 | 27.1 | Upgrade
|
| Gain (Loss) on Sale of Investments | 90.09 | -30.01 | -80.52 | -24.66 | -132.71 | Upgrade
|
| Other Non-Interest Income | 5,089 | 4,784 | 4,280 | 4,216 | 3,738 | Upgrade
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| Total Non-Interest Income | 5,388 | 4,920 | 4,469 | 4,232 | 3,705 | Upgrade
|
| Non-Interest Income Growth (YoY) | 9.51% | 10.11% | 5.60% | 14.22% | 13.27% | Upgrade
|
| Revenues Before Loan Losses | 19,090 | 18,101 | 16,540 | 14,457 | 11,610 | Upgrade
|
| Provision for Loan Losses | 2,235 | 3,449 | 3,461 | 1,978 | 1,870 | Upgrade
|
| Revenue | 16,854 | 14,651 | 13,079 | 12,479 | 9,740 | Upgrade
|
| Revenue Growth (YoY) | 15.04% | 12.03% | 4.81% | 28.12% | 59.78% | Upgrade
|
| Salaries and Employee Benefits | 3,817 | 3,386 | 3,023 | 2,841 | 2,533 | Upgrade
|
| Occupancy Expenses | 626.56 | 485.84 | 435.82 | 418.72 | 409.43 | Upgrade
|
| Selling, General & Administrative | 3,107 | 3,202 | 2,992 | 2,629 | 2,303 | Upgrade
|
| Other Non-Interest Expense | 462.71 | 436.81 | 386.67 | 385.21 | 216 | Upgrade
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| Total Non-Interest Expense | 7,991 | 7,526 | 6,817 | 6,288 | 5,476 | Upgrade
|
| EBT Excluding Unusual Items | 8,864 | 7,126 | 6,261 | 6,191 | 4,264 | Upgrade
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| Asset Writedown | -45.9 | -84.98 | -67.43 | -19.43 | -17.63 | Upgrade
|
| Other Unusual Items | - | - | - | - | -50.11 | Upgrade
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| Pretax Income | 8,818 | 7,041 | 6,194 | 6,171 | 4,196 | Upgrade
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| Income Tax Expense | 2,319 | 1,814 | 1,528 | 1,669 | 1,152 | Upgrade
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| Earnings From Continuing Operations | 6,499 | 5,226 | 4,666 | 4,502 | 3,045 | Upgrade
|
| Minority Interest in Earnings | -27.43 | -15.36 | -13.03 | -21.76 | -8.42 | Upgrade
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| Net Income | 6,472 | 5,211 | 4,653 | 4,480 | 3,036 | Upgrade
|
| Net Income to Common | 6,472 | 5,211 | 4,653 | 4,480 | 3,036 | Upgrade
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| Net Income Growth | 24.19% | 11.99% | 3.85% | 47.57% | 270.29% | Upgrade
|
| Basic Shares Outstanding | 12,973 | 12,973 | 12,973 | 12,973 | 12,973 | Upgrade
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| Diluted Shares Outstanding | 12,973 | 12,973 | 12,973 | 12,973 | 12,973 | Upgrade
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| EPS (Basic) | 0.50 | 0.40 | 0.36 | 0.35 | 0.23 | Upgrade
|
| EPS (Diluted) | 0.50 | 0.40 | 0.36 | 0.35 | 0.23 | Upgrade
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| EPS Growth | 24.19% | 11.99% | 3.85% | 47.57% | 270.30% | Upgrade
|
| Dividend Per Share | - | 0.402 | 0.344 | 0.266 | 0.105 | Upgrade
|
| Dividend Growth | - | 16.90% | 29.34% | 152.90% | - | Upgrade
|
| Effective Tax Rate | 26.30% | 25.77% | 24.67% | 27.04% | 27.45% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.