Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)
Peru
· Delayed Price · Currency is PEN 1.850
+0.350 (23.33%)
At close: Apr 27, 2026
BVL:MIBANC1 Income Statement
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 3,165 | 3,066 | 3,089 | 2,734 | 2,018 | Upgrade
|
| Interest Paid on Deposits | 673.31 | 816.35 | 905.86 | 560.09 | 244.75 | Upgrade
|
| Net Interest Income | 2,492 | 2,250 | 2,183 | 2,174 | 1,773 | Upgrade
|
| Net Interest Income Growth (YoY) | 10.76% | 3.06% | 0.41% | 22.61% | 6.28% | Upgrade
|
| Other Non-Interest Income | 124.08 | 102.8 | 104.63 | 93.84 | 79.41 | Upgrade
|
| Total Non-Interest Income | 124.08 | 102.8 | 104.63 | 93.84 | 79.41 | Upgrade
|
| Non-Interest Income Growth (YoY) | 20.70% | -1.75% | 11.50% | 18.17% | -3.24% | Upgrade
|
| Revenues Before Loan Losses | 2,616 | 2,352 | 2,287 | 2,268 | 1,852 | Upgrade
|
| Provision for Loan Losses | 519.1 | 725.82 | 818.96 | 488.17 | 446.65 | Upgrade
|
| Revenue | 2,097 | 1,627 | 1,469 | 1,780 | 1,406 | Upgrade
|
| Revenue Growth (YoY) | 28.90% | 10.76% | -17.48% | 26.59% | 37.27% | Upgrade
|
| Salaries and Employee Benefits | 2.61 | 3.93 | 3.86 | 4.1 | 3.73 | Upgrade
|
| Occupancy Expenses | 64.85 | 60.06 | 16.26 | 18.17 | 19.67 | Upgrade
|
| Amortization of Goodwill & Intangibles | - | - | 35.5 | 27.04 | 21.52 | Upgrade
|
| Selling, General & Administrative | 1,265 | 1,172 | 1,146 | 1,107 | 1,033 | Upgrade
|
| Other Non-Interest Expense | 15.64 | -8.08 | -8.58 | 25.28 | 32.86 | Upgrade
|
| Total Non-Interest Expense | 1,348 | 1,228 | 1,193 | 1,182 | 1,111 | Upgrade
|
| EBT Excluding Unusual Items | 748.31 | 398.95 | 275.19 | 597.86 | 295.13 | Upgrade
|
| Other Unusual Items | - | - | -0.3 | -4.24 | -16.26 | Upgrade
|
| Pretax Income | 748.31 | 398.95 | 274.89 | 593.62 | 278.87 | Upgrade
|
| Income Tax Expense | 198.22 | 86.98 | 8.94 | 155.26 | 99.72 | Upgrade
|
| Net Income | 550.09 | 311.97 | 265.94 | 438.36 | 179.15 | Upgrade
|
| Net Income to Common | 550.09 | 311.97 | 265.94 | 438.36 | 179.15 | Upgrade
|
| Net Income Growth | 76.33% | 17.31% | -39.33% | 144.69% | - | Upgrade
|
| Basic Shares Outstanding | 1,841 | 1,841 | 1,841 | 1,841 | 1,841 | Upgrade
|
| Diluted Shares Outstanding | 1,841 | 1,841 | 1,841 | 1,841 | 1,841 | Upgrade
|
| Shares Change (YoY) | - | - | - | - | 11.98% | Upgrade
|
| EPS (Basic) | 0.30 | 0.17 | 0.14 | 0.24 | 0.10 | Upgrade
|
| EPS (Diluted) | 0.30 | 0.17 | 0.14 | 0.24 | 0.10 | Upgrade
|
| EPS Growth | 76.33% | 17.31% | -39.33% | 144.69% | - | Upgrade
|
| Dividend Per Share | 0.205 | - | 0.244 | - | - | Upgrade
|
| Effective Tax Rate | 26.49% | 21.80% | 3.25% | 26.16% | 35.76% | Upgrade
|
Source: S&P Capital IQ. Banks template. Financial Sources.