Mibanco Banco de la Microempresa S.A. (BVL:MIBANC1)
Peru
· Delayed Price · Currency is PEN 1.850
+0.350 (23.33%)
Last updated: Apr 27, 2026, 9:30 AM PET
BVL:MIBANC1 Balance Sheet
Financials in millions PEN. Fiscal year is January - December.
Millions PEN. Fiscal year is Jan - Dec.
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Cash & Equivalents | 1,862 | 1,782 | 1,046 | 1,831 | 1,101 | Upgrade
|
| Investment Securities | 2,857 | 2,916 | 2,562 | 1,459 | 1,592 | Upgrade
|
| Trading Asset Securities | 10.35 | 9.13 | 24.91 | 17.09 | 22.17 | Upgrade
|
| Total Investments | 2,868 | 2,925 | 2,587 | 1,477 | 1,614 | Upgrade
|
| Gross Loans | 13,475 | 12,132 | 13,165 | 13,966 | 13,432 | Upgrade
|
| Allowance for Loan Losses | -866.49 | -1,015 | -1,095 | -1,095 | -1,234 | Upgrade
|
| Net Loans | 12,609 | 11,116 | 12,070 | 12,872 | 12,198 | Upgrade
|
| Property, Plant & Equipment | 104.47 | 112.51 | 120.32 | 115.01 | 125.25 | Upgrade
|
| Goodwill | 139.18 | 139.18 | 139.18 | 139.18 | 139.18 | Upgrade
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| Other Intangible Assets | 182.59 | 169.68 | 156.88 | 141.09 | 119.07 | Upgrade
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| Accrued Interest Receivable | 134.23 | 105.2 | 94.84 | 106.78 | 52 | Upgrade
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| Other Receivables | 61.45 | 133.7 | 143.4 | 27.29 | 229.91 | Upgrade
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| Restricted Cash | 91.06 | 51.4 | 45.71 | 20.17 | 6.58 | Upgrade
|
| Other Current Assets | 3.95 | 2.37 | 30.02 | - | - | Upgrade
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| Long-Term Deferred Tax Assets | 108.69 | 93.96 | 120.66 | 161.57 | 179.23 | Upgrade
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| Other Real Estate Owned & Foreclosed | 5.86 | 4.68 | - | - | - | Upgrade
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| Other Long-Term Assets | 7.77 | 4.86 | 30.7 | 9.71 | 14.86 | Upgrade
|
| Total Assets | 18,205 | 16,664 | 16,584 | 16,917 | 15,803 | Upgrade
|
| Accounts Payable | 37.21 | 36.55 | 52.77 | 49.5 | 95.95 | Upgrade
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| Accrued Expenses | 156.41 | 110.81 | 68.07 | 125.13 | 105 | Upgrade
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| Interest Bearing Deposits | 10,912 | 10,814 | 9,687 | 9,020 | 8,296 | Upgrade
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| Non-Interest Bearing Deposits | 80.69 | 80.18 | 49.75 | 154.09 | 69.63 | Upgrade
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| Total Deposits | 10,993 | 10,894 | 9,736 | 9,174 | 8,366 | Upgrade
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| Short-Term Borrowings | 20.22 | 20.96 | 30.11 | 51.8 | 22.54 | Upgrade
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| Current Portion of Long-Term Debt | 2,675 | 2,549 | 2,240 | 2,133 | 1,434 | Upgrade
|
| Current Income Taxes Payable | 103.07 | - | 12.37 | 39.85 | - | Upgrade
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| Accrued Interest Payable | 96.33 | 166.11 | 262.77 | 140.74 | 59.94 | Upgrade
|
| Other Current Liabilities | 56.18 | 119.75 | 61.59 | 8.88 | 2.62 | Upgrade
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| Long-Term Debt | 1,255 | 186.84 | 1,149 | 2,457 | 3,373 | Upgrade
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| Other Long-Term Liabilities | 44.94 | 40.12 | 105.59 | 102.75 | 131.12 | Upgrade
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| Total Liabilities | 15,437 | 14,124 | 13,719 | 14,283 | 13,591 | Upgrade
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| Common Stock | 1,841 | 1,841 | 1,841 | 1,841 | 1,715 | Upgrade
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| Retained Earnings | 916.01 | 704.22 | 1,026 | 805.13 | 503.42 | Upgrade
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| Comprehensive Income & Other | 11.41 | -5.27 | -1.52 | -11.83 | -5.7 | Upgrade
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| Shareholders' Equity | 2,768 | 2,540 | 2,865 | 2,634 | 2,212 | Upgrade
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| Total Liabilities & Equity | 18,205 | 16,664 | 16,584 | 16,917 | 15,803 | Upgrade
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| Total Debt | 3,950 | 2,756 | 3,419 | 4,642 | 4,830 | Upgrade
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| Net Cash (Debt) | -2,078 | -965.44 | -2,349 | -2,794 | -3,707 | Upgrade
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| Net Cash Per Share | -1.13 | -0.52 | -1.28 | -1.52 | -2.01 | Upgrade
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| Filing Date Shares Outstanding | 1,841 | 1,841 | 1,841 | 1,841 | 1,841 | Upgrade
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| Total Common Shares Outstanding | 1,841 | 1,841 | 1,841 | 1,841 | 1,841 | Upgrade
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| Book Value Per Share | 1.50 | 1.38 | 1.56 | 1.43 | 1.20 | Upgrade
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| Tangible Book Value | 2,446 | 2,231 | 2,569 | 2,354 | 1,954 | Upgrade
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| Tangible Book Value Per Share | 1.33 | 1.21 | 1.40 | 1.28 | 1.06 | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.