BH Assurance Ratios and Metrics

Market cap in millions TND. Fiscal year is January - December.

Millions TND. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2020 - 2016
Period Ending	Mar '26 Mar 6, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	2020 - 2016
Market Capitalization	174	168	130	130	133	126	Upgrade
Market Cap Growth	98.48%	28.57%	0.51%	-2.50%	5.26%	-	Upgrade
Enterprise Value	169	162	125	62	72	73	Upgrade
PE Ratio	15.66	15.06	11.83	9.84	9.99	9.61	Upgrade
PS Ratio	0.94	0.90	0.73	0.82	0.94	1.01	Upgrade
PB Ratio	1.51	1.46	1.21	1.29	1.46	1.57	Upgrade
P/FCF Ratio	4.39	4.22	2.61	3.11	3.47	4.90	Upgrade
P/OCF Ratio	3.98	3.82	2.38	2.98	3.23	4.72	Upgrade
EV/Sales Ratio	0.91	0.87	0.70	0.39	0.51	0.59	Upgrade
EV/EBITDA Ratio	10.42	9.28	7.05	2.98	3.60	4.28	Upgrade
EV/EBIT Ratio	11.29	9.94	7.53	3.21	3.95	4.78	Upgrade
EV/FCF Ratio	4.24	4.08	2.50	1.48	1.89	2.84	Upgrade
Net Debt / Equity Ratio	-0.07	-0.07	-0.06	-0.06	-0.71	-0.76	Upgrade
Net Debt / EBITDA Ratio	-0.49	-0.49	-0.39	-0.31	-3.20	-3.59	Upgrade
Net Debt / FCF Ratio	-0.21	-0.21	-0.14	-0.15	-1.68	-2.39	Upgrade
Quick Ratio	0.38	0.38	0.37	0.37	0.64	0.64	Upgrade
Current Ratio	0.85	0.85	0.89	0.89	1.18	1.17	Upgrade
Asset Turnover	0.32	0.32	0.33	0.33	0.34	0.34	Upgrade
Return on Equity (ROE)	9.98%	9.98%	10.54%	13.72%	15.49%	17.42%	Upgrade
Return on Assets (ROA)	1.73%	1.73%	1.94%	2.53%	2.77%	2.62%	Upgrade
Return on Invested Capital (ROIC)	11.34%	11.70%	11.17%	15.39%	15.90%	17.62%	Upgrade
Earnings Yield	6.39%	6.64%	8.45%	10.16%	10.01%	10.41%	Upgrade
FCF Yield	22.79%	23.70%	38.38%	32.21%	28.82%	20.41%	Upgrade
Dividend Yield	2.29%	-	-	3.26%	2.71%	2.57%	Upgrade
Payout Ratio	37.40%	37.40%	37.69%	26.06%	22.76%	20.88%	Upgrade
Total Shareholder Return	2.29%	-	-	3.26%	2.71%	2.57%	Upgrade

Source: S&P Capital IQ. Insurance template. Financial Sources.