BH Assurance Statistics

Total Valuation

BH Assurance has a market cap or net worth of TND 174.23 million. The enterprise value is 168.55 million.

Market Cap	174.23M
Enterprise Value	168.55M

Important Dates

The next estimated earnings date is Wednesday, June 3, 2026.

Earnings Date	Jun 3, 2026
Ex-Dividend Date	May 7, 2025

Share Statistics

BH Assurance has 2.66 million shares outstanding.

Current Share Class	2.66M
Shares Outstanding	2.66M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	n/a
Float	n/a

Valuation Ratios

The trailing PE ratio is 15.66.

PE Ratio	15.66
Forward PE	n/a
PS Ratio	0.94
PB Ratio	1.51
P/TBV Ratio	1.57
P/FCF Ratio	4.39
P/OCF Ratio	3.98
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

The stock's EV/EBITDA ratio is 10.42, with an EV/FCF ratio of 4.24.

EV / Earnings	15.15
EV / Sales	0.91
EV / EBITDA	10.42
EV / EBIT	11.29
EV / FCF	4.24

Financial Position

The company has a current ratio of 0.85

Current Ratio	0.85
Quick Ratio	0.38
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.98% and return on invested capital (ROIC) is 11.34%.

Return on Equity (ROE)	9.98%
Return on Assets (ROA)	1.59%
Return on Invested Capital (ROIC)	11.34%
Return on Capital Employed (ROCE)	4.04%
Weighted Average Cost of Capital (WACC)	4.66%
Revenue Per Employee	1.60M
Profits Per Employee	95,921
Employee Count	116
Asset Turnover	0.32
Inventory Turnover	n/a

Taxes

In the past 12 months, BH Assurance has paid 2.76 million in taxes.

Income Tax	2.76M
Effective Tax Rate	19.87%

Stock Price Statistics

The stock price has increased by +27.93% in the last 52 weeks. The beta is 0.07, so BH Assurance's price volatility has been lower than the market average.

Beta (5Y)	0.07
52-Week Price Change	+27.93%
50-Day Moving Average	57.67
200-Day Moving Average	49.98
Relative Strength Index (RSI)	59.54
Average Volume (20 Days)	1,346

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BH Assurance had revenue of TND 185.66 million and earned 11.13 million in profits. Earnings per share was 4.18.

Revenue	185.66M
Gross Profit	19.98M
Operating Income	14.92M
Pretax Income	13.89M
Net Income	11.13M
EBITDA	16.17M
EBIT	14.92M
Earnings Per Share (EPS)	4.18

Full Income Statement

Balance Sheet

The company has 8.55 million in cash and n/a in debt, giving a net cash position of 8.55 million or 3.21 per share.

Cash & Cash Equivalents	8.55M
Total Debt	n/a
Net Cash	8.55M
Net Cash Per Share	3.21
Equity (Book Value)	115.11M
Book Value Per Share	43.28
Working Capital	-36.83M

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 43.82 million and capital expenditures -4.11 million, giving a free cash flow of 39.71 million.

Operating Cash Flow	43.82M
Capital Expenditures	-4.11M
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	39.71M
FCF Per Share	14.93

Full Cash Flow Statement

Margins

Gross margin is 10.76%, with operating and profit margins of 8.04% and 5.99%.

Gross Margin	10.76%
Operating Margin	8.04%
Pretax Margin	7.48%
Profit Margin	5.99%
EBITDA Margin	8.71%
EBIT Margin	8.04%
FCF Margin	21.39%

Dividends & Yields

This stock pays an annual dividend of 1.50, which amounts to a dividend yield of 2.29%.

Dividend Per Share	1.50
Dividend Yield	2.29%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	37.40%
Buyback Yield	n/a
Shareholder Yield	2.29%
Earnings Yield	6.39%
FCF Yield	22.79%

Dividend Details

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	5