Banco Nacional de Crédito, C.A., Banco Universal (CCSE:BNC)
Venezuela
· Delayed Price · Currency is VES 1,480.00
-20.00 (-1.33%)
At close: Apr 27, 2026
CCSE:BNC Income Statement
Financials in millions VES. Fiscal year is January - December.
Millions VES. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 | 2020 - 2016 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | 2020 - 2016 |
| Interest Income on Loans | 56,455 | 26,894 | 1,856 | 2,728 | 453.43 | 40.89 | Upgrade
|
| Interest Income on Investments | 3,051 | 1,522 | 167.63 | 77.76 | 42.2 | 5 | Upgrade
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| Total Interest Income | 59,507 | 28,416 | 2,024 | 2,806 | 495.63 | 45.89 | Upgrade
|
| Interest Paid on Deposits | 1,677 | 973.12 | 441.53 | 475.41 | 73.04 | 9.56 | Upgrade
|
| Interest Paid on Borrowings | 1,065 | 532.68 | 355.39 | 453.51 | 74.06 | 9.61 | Upgrade
|
| Total Interest Expense | 2,742 | 1,506 | 796.92 | 928.92 | 147.1 | 19.16 | Upgrade
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| Net Interest Income | 56,765 | 26,911 | 1,227 | 1,877 | 348.53 | 26.73 | Upgrade
|
| Net Interest Income Growth (YoY) | 5145.09% | 2093.80% | -34.65% | 438.54% | 1204.12% | 435.76% | Upgrade
|
| Gain (Loss) on Sale of Investments | 86.79 | 85.9 | 0.02 | 24.27 | 5.89 | 6.03 | Upgrade
|
| Gain (Loss) on Sale of Equity Investments | 442.85 | 442.85 | - | 186.3 | 61.35 | - | Upgrade
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| Other Non-Interest Income | 21,926 | 10,247 | 1,753 | 1,877 | 435.4 | 70.62 | Upgrade
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| Total Non-Interest Income | 22,456 | 10,776 | 1,753 | 2,087 | 502.64 | 76.65 | Upgrade
|
| Non-Interest Income Growth (YoY) | 688.89% | 514.75% | -16.02% | 315.25% | 555.78% | 1349.60% | Upgrade
|
| Revenues Before Loan Losses | 79,220 | 37,687 | 2,980 | 3,964 | 851.17 | 103.37 | Upgrade
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| Provision for Loan Losses | 5,820 | 2,372 | 199.71 | 167.56 | 49.26 | 7.62 | Upgrade
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| Revenue | 73,401 | 35,315 | 2,780 | 3,797 | 801.91 | 95.75 | Upgrade
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| Revenue Growth (YoY) | 1861.43% | 1170.36% | -26.78% | 373.45% | 737.50% | 885.45% | Upgrade
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| Salaries and Employee Benefits | 4,603 | 2,987 | 440.8 | 684.04 | 116.42 | 14.67 | Upgrade
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| Federal Deposit Insurance | 388.47 | 181.3 | 54.18 | 26.28 | 4.76 | 0.52 | Upgrade
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| Selling, General & Administrative | 16,064 | 7,602 | 1,641 | 1,495 | 368.36 | 59.89 | Upgrade
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| Other Non-Interest Expense | 6,571 | 3,558 | 152.65 | 365.85 | 64.54 | 11.3 | Upgrade
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| Total Non-Interest Expense | 27,417 | 14,341 | 2,301 | 2,548 | 562.13 | 88.71 | Upgrade
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| EBT Excluding Unusual Items | 45,983 | 20,973 | 479.19 | 1,249 | 239.78 | 7.04 | Upgrade
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| Other Unusual Items | 1,357 | 1,332 | 145.63 | 103.54 | 67.15 | 17.33 | Upgrade
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| Pretax Income | 47,340 | 22,305 | 624.82 | 1,352 | 306.93 | 24.37 | Upgrade
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| Income Tax Expense | 9,595 | 4,332 | 84.99 | 243.54 | 53.1 | 3.67 | Upgrade
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| Net Income | 37,745 | 17,973 | 539.82 | 1,109 | 253.83 | 20.69 | Upgrade
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| Net Income to Common | 37,745 | 17,973 | 539.82 | 1,109 | 253.83 | 20.69 | Upgrade
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| Net Income Growth | 5853.66% | 3229.38% | -51.31% | 336.82% | 1126.54% | 583.00% | Upgrade
|
| Basic Shares Outstanding | 258 | 258 | - | 258 | 58 | 58 | Upgrade
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| Diluted Shares Outstanding | 258 | 258 | - | 258 | 58 | 58 | Upgrade
|
| Shares Change (YoY) | - | - | - | 345.31% | - | - | Upgrade
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| EPS (Basic) | 146.34 | 69.68 | - | 4.30 | 4.38 | 0.36 | Upgrade
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| EPS (Diluted) | 146.34 | 69.68 | - | 4.30 | 4.38 | 0.36 | Upgrade
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| EPS Growth | 5853.66% | - | - | -1.91% | 1126.54% | 583.00% | Upgrade
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| Dividend Per Share | - | - | - | 0.300 | 0.263 | - | Upgrade
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| Dividend Growth | - | - | - | 13.98% | - | - | Upgrade
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| Effective Tax Rate | 20.27% | 19.42% | 13.60% | 18.01% | 17.30% | 15.07% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.